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IRS: Lenders shouldn't report PPP loan forgiveness
IRS: Lenders shouldn't report PPP loan forgiveness The IRS issued guidance clarifying that lenders should not file information returns or furnish payee statements to report the amount of qualifying...
FHFA again extends forbearance purchases
FHFA again extends forbearance purchases The Federal Housing Finance Agency said Fannie Mae and Freddie Mac will extend from Sept. 30 to Oct. 31 the deadline on buying qualified loans in...
ICBA supports FDIC program for third-party compliance
ICBA supports FDIC program for third-party compliance ICBA said it supports an FDIC standard-setting organization and voluntary certification program that would ease the process of vetting and...
FDIC working on PPP asset-threshold impact: McWilliams
FDIC working on PPP asset-threshold impact: McWilliams The FDIC is exploring options to address the impact of Paycheck Protection Program loans on regulatory asset thresholds, FDIC Chairman Jelena...
Fed updates FAQs on Main Street Lending Program
Fed updates FAQs on Main Street Lending Program The Federal Reserve Board updated its frequently asked questions on the Main Street Lending Program to clarify expectations regarding lender...
ICBA seeks PPP accounting simplification
ICBA seeks PPP accounting simplification ICBA asked the federal banking regulators to allow community banks to recognize Paycheck Protection Program fees as income in their call reports. ICBA asked...
New FDIC academic challenge focuses on community banks
New FDIC academic challenge focuses on community banks The FDIC launched the agency’s first-ever Academic Challenge, which will be focused on the effects of community banks on local economic...
Fed vote today on CRA reform notice
Fed vote today on CRA reform notice The Federal Reserve Board is scheduled to vote today on an advance notice of proposed rulemaking on Community Reinvestment Act regulation. The Federal Reserve...
PPP complexity could limit effectiveness: GAO
PPP complexity could limit effectiveness: GAO The complexity and lack of guidance surrounding Paycheck Protection Program loan forgiveness could limit the effectiveness of future rounds of the...
House passes ICBA-backed minority bank bill
House passes ICBA-backed minority bank bill The House passed ICBA-supported legislation that would modify regulatory processes to support Minority Depository Institutions. The House passed...
Treasury, IRS lack info on EIP non-filers: GAO
Treasury, IRS lack info on EIP non-filers: GAO The Treasury Department and IRS lack updated information on how many eligible Economic Impact Payment recipients have yet to receive their funds, the...
ICBA Response to FDIC Request for Information
ICBA Response to FDIC Request for Information ICBA welcomes the opportunity to respond to the FDIC's request for information hat seeks input on whether a standard-setting and...
ICBA Statement on Fed Community Reinvestment Act Notice
ICBA President and CEO Rebeca Romero Rainey released a statement on today's Federal Reserve advance notice of proposed rulemaking on reforming Community Reinvestment Act regulations.
Bailey Yeager Joins ICBA as Director of Marketing Strategy and Execution
Bailey Yeager Joins ICBA as Director of Marketing Strategy and Execution The Independent Community Bankers of America announced today the hire of Bailey Yeager as director of marketing strategy and...
ICBA Statement on CFPB Small-Business Proposal Outline
ICBA Statement on CFPB Small-Business Proposal Outline ICBA President and CEO Rebeca Romero Rainey issued a statement on today's Consumer Financial Protection Bureau outline of proposals to...
Push continues on next stimulus package
Push continues on next stimulus package ICBA is calling on community bankers to urge lawmakers to include common-sense policies benefiting local communities in the next economic stimulus package....
FinCEN issues AML standards for unregulated entities
FinCEN issues AML standards for unregulated entities The Financial Crimes Enforcement Network issued a Bank Secrecy Act final rule that requires minimum anti-money-laundering standards for banks...
Senate stimulus package includes ICBA priorities
Senate stimulus package includes ICBA priorities Senate Republicans introduced a scaled-back coronavirus relief package that includes ICBA-advocated provisions contained in previous drafts. Senate...
ICBA backs extension of patent litigation program
ICBA backs extension of patent litigation program ICBA and other members of the Quality Patents Coalition expressed support for a one-year extension of the Patent and Trademark Office's program for...
Agencies extend flood insurance comment period
Agencies extend flood insurance comment period Federal regulators said they will extend until Nov. 3 the comment period on a proposal to revise interagency questions and answers on flood insurance....
Visa Small Business Outlook: Summer 2020
Visa Small Business Outlook: Summer 2020 Small business spending fell sharply for the second straight quarter due to a significant drop in revenues caused by pandemic lockdowns. Small business...
ICBA to Community Banks: You are All Winners
ICBA to Community Banks: You are All Winners ICBA announced this year’s National Community Bank Service Awards by recognizing community banks across the nation for their extraordinary efforts to...
ICBA raises questions ahead of credit union advocacy event
ICBA raises questions ahead of credit union advocacy event ICBA continues urging Congress to "Wake Up" this week as credit union advocates meet with lawmakers during the National Association of...
HUD finalizes ICBA-backed 'disparate impact' rule
HUD finalizes ICBA-backed 'disparate impact' rule The Department of Housing and Urban Development recently finalized an ICBA-supported rule to amend its interpretation of the Fair Housing Act’s...
Visa U.S. Economic Outlook (September 2020)
Visa U.S. Economic Outlook (September 2020) Visa economists report on GDP growth, labor market conditions, home sales, and trade. They also provide a view of longer-run GDP growth with their 2022...
ICBA to Fed: Speed Up FedNow Launch
ICBA to Fed: Speed Up FedNow Launch The Independent Community Bankers of America today called on the Federal Reserve to accelerate implementation of its FedNow real-time payments service....
ICBA Pandemic Response Letter
ICBA Pandemic Response Letter As lawmakers return to Washington and the 116th Congress comes rapidly to a close, the nation’s families and small businesses are counting on Congress to pass the...
ICBA Bancard Launches Digital Payments Strategy Guide
ICBA Bancard Launches Digital Payments Strategy Guide ICBA Bancard, the payments services subsidiary of ICBA, announced the launch of its interactive tool to help its community bank clients create...
NCUA needs expanded third-party oversight: IG report
NCUA needs expanded third-party oversight: IG report The National Credit Union Administration needs authority over credit union service organizations and vendors to identify and reduce risks they...
State assistance program requires separate accounts
State assistance program requires separate accounts The new Lost Wage Assistance program that state unemployment agencies are administering requires states to use separate bank accounts from what...
ICBA offers alternative to redefining QM
ICBA offers alternative to redefining QM ICBA expressed concerns with the Consumer Financial Protection Bureau's proposal to change its Qualified Mortgage definition to a price-based approach. ICBA...
ICBA Offers Tips to Prepare Ahead of a Natural Disaster
ICBA Offers Tips to Prepare Ahead of a Natural Disaster In recognition of National Preparedness Month in September, ICBA and the nation’s community bankers are reminding consumers of simple...
Reversing The Write-Off Trendline
Reversing The Write-Off Trendline In response to the widespread increase in digital payments, coupled with an increase in fraudulent activity, FINBOA has successfully partnered with Community Banks...
ICBA Welcomes William Pusey as Vice President of Member Relations
ICBA Welcomes William Pusey as Vice President of Member Relations ICBA announced that William Pusey has joined the association as vice president of member relations. Pusey will serve community...
ICBA Urges Transparency in JPMorgan, Postal Service Discussions
ICBA Urges Transparency in JPMorgan, Postal Service Discussions ICBA called on the U.S. Postal Regulatory Commission to investigate reports that the U.S. Postal Service is considering an exclusive...
CFPB releases 2021 HMDA guide
CFPB releases 2021 HMDA guide The Consumer Financial Protection Bureau released the 2021 Filing Instructions Guide for Home Mortgage Disclosure Act data. The Consumer Financial Protection Bureau...
FINBOA Welcomes Oconee Federal Savings and Loan
FINBOA Welcomes Oconee Federal Savings and Loan Oconee Federal Savings and Loan will join a growing number of community banks nationwide who have chosen FINBOA to transform the management of Reg E...
CFPB proposes "seasoned" QMs
CFPB proposes "seasoned" QMs The Consumer Financial Protection Bureau issued a notice of proposed rulemaking to create a new category of "seasoned" qualified mortgages. The Consumer Financial...
ICBA calls for withdrawal of misguided GSE directives
ICBA calls for withdrawal of misguided GSE directives ICBA is calling for the Federal Housing Finance Agency and Fannie Mae and Freddie Mac to immediately rescind the decision to charge a 0.5...
Visa U.S. Economic Outlook (August 2020)
Visa U.S. Economic Outlook (August 2020) After solid job growth and robust consumer spending readings in May and June, the U.S. economy was cruising along at a decent speed of recovery. After solid...
ICBA Responds to GSE decision to impose 50bp fee on mortgage refinances
ICBA Responds to GSE decision to impose 50bp fee on mortgage refinances Plans to impose a 50 basis point fee on most refinance mortgages delivered to Fannie Mae and Freddie Mac after Sept. 1 will...
Visa Monthly Consumer Monitor (August 2020)
Visa Monthly Consumer Monitor (August 2020) Visa’s economists provide a look at consumer spending, including retail sales (excluding autos), personal disposable income data, and labor market...
Visa Global Economic Insights report (August 2020)
Visa Global Economic Insights report (August 2020) Visa economists report that COVID-19’s impact on consumer spending is similar to consumer spending in retirement. Visa economists report that...
FinCEN issues statement on BSA enforcement
FinCEN issues statement on BSA enforcement The Financial Crimes Enforcement Network issued a statement on its approach to enforcing Bank Secrecy Act rules and regulations. The Financial Crimes...
Data Show Community Banks Lead Economic Recovery
Data Show Community Banks Lead Economic Recovery The Independent Community Bankers of America today said recently released data show that community banks are the unequivocal leaders of the U.S....
Improve your digital presence webinar
Improve your digital presence webinar Join us for ICBA Bancard’s webinar, presented by Fintel Connect to learn how to improve your digital presence with a campaign-driven approach to winning...
Fed article explores “token-based and “account-based” digital currency distinctions
Fed article explores “token-based and “account-based” digital currency distinctions A New York Fed blog by Rod Garratt, Michael Lee, Brendan Malone, and Antoine Martin explores common distinctions...
Blog discusses intersection between fintech and regulation
Blog discusses intersection between fintech and regulation Unless you have been living on a desert island for the past few years, you would be hard-pressed to miss the technological revolution that...
Regulators clarify enforcement actions for BSA/AML violations
Regulators clarify enforcement actions for BSA/AML violations The federal financial regulatory agencies issued a joint statement clarifying their enforcement approach for Bank Secrecy...
Op-ed notes rising credit union acquisitions in the Midwest
Op-ed notes rising credit union acquisitions in the Midwest The recent purchase of West End Bank by 3Rivers Federal Credit Union last month, is part of a disturbing trend of large, billion-dollar...
ICBA Statement on Fannie Mae/Freddie Mac Decision to Impose 50 Basis Point Fee on Mortgage Refinances
ICBA Statement on Fannie Mae/Freddie Mac Decision to Impose 50 Basis Point Fee on Mortgage Refinances The Independent Community Bankers of America today issued a statement regarding the recent...
ICBA kicks off ThinkTECH 3.0
ICBA kicks off ThinkTECH 3.0 ICBA announced the kickoff of its third ICBA ThinkTECH Accelerator program in partnership with The Venture Center. ICBA announced the kickoff of its third ICBA...
SBA issues interim final rule on loan review, updates FAQs
SBA issues interim final rule on loan review, updates FAQs The SBA released an interim final rule on appeals of SBA loan review decisions under the Paycheck Protection Program that outlines the...
ICBA seeks extension on ECOA RFI deadline
ICBA seeks extension on ECOA RFI deadline ICBA joined other groups urging the Consumer Financial Protection Bureau not to rush potential changes to the Equal Credit Opportunity Act. ICBA joined...
ICBA ThinkTECH partner named top accelerator program by Finovate
ICBA ThinkTECH partner named top accelerator program by Finovate ICBA’s ThinkTECH Accelerator partner, The Venture Center, will be recognized during the Finovate fall virtual conference in...
Grassroots push continues amid stimulus debate
Grassroots push continues amid stimulus debate As negotiations over the next emergency stimulus package continue, ICBA is calling on community bankers to urge needed reforms. As negotiations over...
Blog discusses intersection between fintech and regulation
Blog discusses intersection between fintech and regulation Unless you have been living on a desert island for the past few years, you would be hard-pressed to miss the technological revolution that...
Kennedy to FDIC: Stop companies from taking advantage of ILC loophole
Kennedy to FDIC: Stop companies from taking advantage of ILC loophole Sen. John Kennedy (R-La.) wrote to FDIC Chairman Jelena McWilliams urging her not to allow industrial loan companies to exploit...
CISA issues alert on SBA COVID-19 relief website attack
CISA issues alert on SBA COVID-19 relief website attack The Cybersecurity and Infrastructure Security Agency issued an alert concerning an unknown malicious cyber actor spoofing the Small Business...
Fintech Application Period Kicks Off for ICBA ThinkTECH Accelerator
Fintech Application Period Kicks Off for ICBA ThinkTECH Accelerator ICBA today opened the application period for its third ICBA ThinkTECH Accelerator program in partnership with The Venture Center....