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Credit Card Marketing: Driving Engagement and Combating Cardholder Fatigue
Credit Card Marketing: Driving Engagement and Combating Cardholder Fatigue Community banks that issue consumer credit cards are faced with some common challenges: how to match their card options...
Payments Trends to Watch in 2021
Payments Trends to Watch in 2021 Few would disagree that COVID-19 was a catalyst for significant changes in the way that Americans shop and manage their money. In fact, many experts believe years...
A Note from the Chairman
A Note from the Chairman As community bankers, we rely on our partners for solutions from customer-facing technology to back-end efficiencies. With our emphasis on customer relationships, we have...
Large payments companies move to single exam
Large payments companies move to single exam The Conference of State Bank Supervisors said 13 nationwide payments firms have undergone or are undergoing their single comprehensive exams during the...
Quarles: Focus on ceasing LIBOR use
Quarles: Focus on ceasing LIBOR use While policymakers continue planning for the end of LIBOR, financial firms should focus this year on ending new uses of the benchmark interest rate, Fed Vice...
FS-ISAC Coronavirus Update, March 23, 2021
FS-ISAC Coronavirus Update, March 23, 2021 The second batch of Covid-19 stimulus checks will be issued this week, the Biden administration announced Monday, with many of the payments expected to...
ICBA: Community Banks Proudly Serve Rural America
ICBA: Community Banks Proudly Serve Rural America The Independent Community Bankers of America (ICBA) and the nation’s community banks are celebrating the contributions of America’s local farmers,...
BPI, ABA, ICBA Urge OCC to Withdraw Bank Premises Proposal Amid Uncertain Post-Pandemic Office Reality
BPI, ABA, ICBA Urge OCC to Withdraw Bank Premises Proposal Amid Uncertain Post-Pandemic Office Reality BPI, the American Bankers Association and the Independent Community Bankers of America sent a...
SBA opening shuttered venue grant applications April 8
SBA opening shuttered venue grant applications April 8 The SBA launched an online portal to receive Shuttered Venue Operators Grant applications when the application period begins April 8. The...
Senate bill would expand credit union lending authority
Senate bill would expand credit union lending authority ICBA-opposed legislation designed to expand credit union lending authority was introduced in the Senate. ICBA-opposed legislation designed to...
Cannabis banking bill reintroduced in Senate
Cannabis banking bill reintroduced in Senate ICBA-advocated legislation to establish a cannabis-banking safe harbor in states where cannabis is legal was reintroduced in the Senate following House...
ICBA urges OCC to withdraw bank premises proposal
ICBA urges OCC to withdraw bank premises proposal ICBA and other groups called on the OCC to withdraw a proposed rule to impose a rules-based approach to what national banks and federal savings...
FS-ISAC Coronavirus Update, March 24, 2021
FS-ISAC Coronavirus Update, March 24, 2021 Treasury Secretary Janet Yellen painted an optimistic picture of the economy Tuesday, saying that while 10 million people still remain jobless, "we may...
Visa Prepaid Manual Cash Advances (March 2021)
Visa Prepaid Manual Cash Advances (March 2021) Visa requires that all U.S. Visa bank branches must honor and enable cash disbursements for all valid Visa Prepaid cards, whether or not the card is...
Senate taking up PPP extension this week
Senate taking up PPP extension this week With the Senate expected to vote this week on House-passed legislation to extend the Paycheck Protection Program, ICBA is urging community bankers to...
SBA updates PPP forms to implement changes
SBA updates PPP forms to implement changes The SBA issued updated Paycheck Protection Program application forms that incorporate last week's interim final rule implementing American Rescue Plan Act...
CFPB reports on debt-collection rule
CFPB reports on debt-collection rule The Consumer Financial Protection Bureau released its 2020 annual report to Congress on the Fair Debt Collection Practices Act, including public enforcement...
ICBA urging grassroots on rural lending tax relief
ICBA urging grassroots on rural lending tax relief With National Agriculture Week running through Friday, ICBA is calling on community bankers to advocate support for newly reintroduced legislation...
ICBA-backed cannabis banking safe harbor reintroduced
ICBA-backed cannabis banking safe harbor reintroduced ICBA expressed support for newly reintroduced bipartisan legislation to establish a safe harbor for financial institutions that serve...
New Nacha rules take effect today
New Nacha rules take effect today Two new Nacha rules take effect today on Same Day ACH and account validation. Two new Nacha rules take effect today on Same Day ACH and account validation. Same...
FS-ISAC Coronavirus Update, March 19, 2021
FS-ISAC Coronavirus Update, March 19, 2021 Covid-19 cases are rising by more than 10% in 14 states this week compared to last week, with half of those states rising by more than 20%, and while...
90M EIPs disbursed this week
90M EIPs disbursed this week The Treasury Department and IRS said they disbursed roughly 90 million Economic Impact Payments this week. The Treasury Department and IRS said they disbursed roughly...
ICBA urging grassroots outreach on PPP reform
ICBA urging grassroots outreach on PPP reform ICBA is urging community bankers to use its Be Heard grassroots action center to urge their members of Congress to make needed changes to the Paycheck...
CISA issues tool for detecting threat activity
CISA issues tool for detecting threat activity The Cybersecurity and Infrastructure Security Agency released a forensics collection capability to help detect activity related to the supply chain...
ICBA Supports Bill to Establish Cannabis Banking Safe Harbor
ICBA Supports Bill to Establish Cannabis Banking Safe Harbor The Independent Community Bankers of America today expressed support for bipartisan legislation that would establish a safe harbor from...
ICBA backs bill offering rural lending tax relief
ICBA backs bill offering rural lending tax relief ICBA expressed support for legislation to exempt from taxation interest income on farm real estate and rural mortgage loans. ICBA expressed support...
FS-ISAC Coronavirus Update, March 18, 2021
FS-ISAC Coronavirus Update, March 18, 2021 Approximately 90 million stimulus checks have been disbursed to Americans, the Department of Treasury, Internal Revenue Service, and the Bureau of the...
ICBA Supports Bill Offering Tax Relief for Rural Lending
ICBA Supports Bill Offering Tax Relief for Rural Lending The Independent Community Bankers of America today said it strongly supports the Enhancing Credit Opportunities in Rural America Act to...
Farm banks remain strong amid ag challenges: FDIC
Farm banks remain strong amid ag challenges: FDIC Farm banks are vital to U.S. agricultural producers and rural communities, holding 44 percent of bank-held agricultural loans despite holding just...
House passes PPP extension with Senate outlook in question
House passes PPP extension with Senate outlook in question The House voted 415-3 to pass ICBA-supported legislation to extend the Paycheck Protection Program, though the Senate outlook remains...
EIPs start depositing today
EIPs start depositing today The first tranche of new Economic Impact Payments sent through the ACH Network is effective today. In a joint statement, ICBA and other financial services groups...
FS-ISAC Coronavirus Update, March 17, 2021
FS-ISAC Coronavirus Update, March 17, 2021 Nearly 111 million doses of Covid-19 vaccine have been administered in the US, according to data published Tuesday by the US Centers for Disease Control...
PPP loans reaching smallest borrowers: SBA data
PPP loans reaching smallest borrowers: SBA data The current round of the Paycheck Protection Program is successfully reaching smaller borrowers, according to recent data from the SBA. The current...
ICBA ThinkTECH Innovation Showcase today
ICBA ThinkTECH Innovation Showcase today ICBA today is hosting a showcase of 2021 ICBA ThinkTECH Accelerator participants and their new technologies available to community banks. ICBA today is...
ICBA: Two-tiered deadline will ensure SBA clears PPP loans on hold
ICBA: Two-tiered deadline will ensure SBA clears PPP loans on hold ICBA thanked policymakers for introducing The PPP Extension Act of 2021, which pushes the application deadline until May 31 and...
FBI warns of cryptocurrency theft threat
FBI warns of cryptocurrency theft threat The FBI said federal charges against three computer programmers linked to the North Korean government illustrate the appeal of cryptocurrency markets and...
SBA updates PPP guidance
SBA updates PPP guidance The Small Business Administration on Friday updated its frequently asked questions as well as its guidance concerning how to calculate revenue reduction and maximum loan...
Agencies propose private flood insurance Q&As
Agencies propose private flood insurance Q&As Federal regulators requested comments on 24 proposed interagency questions and answers regarding private flood insurance. Federal regulators requested...
ICBA ThinkTECH Showcase Spotlights Innovative Community Bank Solutions
ICBA ThinkTECH Showcase Spotlights Innovative Community Bank Solutions ICBA, in partnership with The Venture Center, will host the ICBA ThinkTECH Showcase — a virtual event to unveil the latest...
ICBA testifies: Don't leave PPP applicants stranded
ICBA testifies: Don't leave PPP applicants stranded The approaching Paycheck Protection Program expiration date should not leave small businesses or nonprofits stranded, ICBA community banker Alice...