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OCC issues proposal on rescinding CRA rule
OCC issues proposal on rescinding CRA rule The OCC formally published its proposal to rescind its June 2020 Community Reinvestment Act rule and replace it with interagency rules adopted in 1995....
ICBA Urges Agencies to Extend Community Bank Leverage Ratio Flexibility
ICBA Urges Agencies to Extend Community Bank Leverage Ratio Flexibility The Independent Community Bankers of America (ICBA) called on federal banking regulators to extend Community Bank Leverage...
Romero Rainey: Continue IRS reporting push
Romero Rainey: Continue IRS reporting push ICBA President and CEO Rebeca Romero Rainey called on community bankers to continue engaging consumers against a proposal that would require banks to...
ICBA Opposes Proposed Changes to SBA 7(a) Program
ICBA Opposes Proposed Changes to SBA 7(a) Program ICBA President and CEO Rebeca Romero Rainey stated that ICBA and the nation’s community banks strongly oppose legislative proposals to authorize...
Grassroots continues against reconciliation tax hikes
Grassroots continues against reconciliation tax hikes Legislative language released this week contains ICBA-opposed tax increases that community bankers can speak out against. Legislative language...
CISA - Cyber Summit set for October
CISA - Cyber Summit set for October The Cybersecurity and Infrastructure Security Agency announced its upcoming Fourth Annual National Cybersecurity Summit. The series of webinars every Wednesday...
ICBA urges National Flood Insurance Program extension
ICBA urges National Flood Insurance Program extension ICBA and other groups called on congressional leaders to extend the National Flood Insurance Program before it expires on Sept. 30. ICBA and...
Credit union acquisitions demand Washington response: ICBA chairman
Credit union acquisitions demand Washington response: ICBA chairman With the number of credit union-bank acquisitions passing 100, the time has come for policymakers to examine the credit union tax...
Treasury push on IRS reporting shows urgency of ICBA campaign
Treasury push on IRS reporting shows urgency of ICBA campaign The Treasury Department and IRS continued pressing Congress to include an ICBA-opposed IRS reporting proposal in the pending budget...
ICBA Statement on Fannie, Freddie Preferred Stock Purchase Agreements
ICBA Statement on Fannie, Freddie Preferred Stock Purchase Agreements Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on Fannie...
Cybersecurity Safety
Cybersecurity Safety What exactly is cybersecurity? Cybersecurity, also known as information technology security, is the practice of protecting electronic systems, data, applications, and networks...
Migrating to 8-Digit BINs
Migrating to 8-Digit BINs As the timeline for 8-digit bank identification number (BIN) migration approaches, it is important to stay up to date on developments and next steps in preparation for the...
Payments Trends for 2022 Planning and Beyond
Payments Trends for 2022 Planning and Beyond We are in the midst of a transformative time in payments; COVID-19 has fueled an accelerated shift to digital channels, and meanwhile, new payment rails...
Embracing the new normal
Embracing the new normal Whenever I hear the phrase, “the new normal” I’m reminded of the seismic shift in interactions with customers over the course of the pandemic. This is even more apparent...
A Look Ahead: Payments in 2022
A Look Ahead: Payments in 2022 It may be hard to believe but we’re rapidly approaching the end of 2021. Given some of the significant trends and developments this year, 2022 is likely to be a...
Making customer interactions personal for a digitized world
Making customer interactions personal for a digitized world As in-branch visits decrease and the number of digital transactions increase, it will be more important than ever to ensure customer...
IRS proposal draws strong consumer opposition: op-ed
IRS proposal draws strong consumer opposition: op-ed A proposal to require banks to report customer account information to the IRS is eliciting strong consumer opposition, ICBA Secretary Tim Aiken...
OSHA developing standards for employer vaccine mandate
OSHA developing standards for employer vaccine mandate The Occupational Safety and Health Administration is expected to release new standards following President Joe Biden’s executive order...
New op-ed continues push against IRS reporting plan
New op-ed continues push against IRS reporting plan While Sen. Joe Manchin (D-W.Va.) has raised concerns about the price tag of budget-reconciliation legislation, Americans are speaking out against...
Agencies extend comment period on third-party guidance
Agencies extend comment period on third-party guidance Federal regulators announced they will extend the comment period on proposed guidance designed to help banks manage risks associated with...