|Hill Payments Charter Letter||116th Congress||10/15/20|
|Hill Payments Charter Letter 9.29||U.S. House Task Force on Financial Technology||09/29/20|
|Joint Letter on Direct Deposit||Senate Banking and House Financial Services Committees||08/28/19|
|House Letter on Facebook's Libra Proposal||House Financial Services Committee||07/16/19|
|Senate Letter on Facebook's Libra Proposal||Senate Banking Committee||07/15/19|
|Joint Letter on H.R. 85||U.S. House of Representatives||02/28/19|
|Joint Letter on Payment Chip Disruptions||Commerce Department||11/09/21|
|Comment Letter on Reg J and FedNow||Federal Reserve Board||09/08/21|
|ICBA Reg II FRB NPR Comment Letter||Fed||08/11/21|
|Federal Reserve PSR Policy Comment Letter||Fed||08/02/21|
|Joint Comments on Fed Accounts Proposal||Fed||07/12/21|
|Comments on Third-Party Sender Roles and Responsibilities||Nacha||07/01/21|
|Comment Letter on Amendments to Rules Concerning Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)||CFPB||04/13/21|
|ICBA Response to Nacha Same Day ACH Dollar Limit Increase RFC||01/22/21|
|Comment Letter Regarding Application of Kraken Financial for Access to Federal Reserve System Services||Fed||10/05/20|
|ICBA FedNow Comment Letter||Fed||09/10/20|
|ICBA Statement for HFSC Fintech Hearing 9-29-2020||HSFC||09/29/20|
|The Future of Real-Time Payments||House Financial Services Committee's Task Force on Financial Technology||Robert A. Steen||09/26/19|
|Facilitating Faster Payments in the U.S.||Senate Banking Committee||Robert A. Steen||09/25/19|
A future central bank digital currency system would need to involve both public and private actors to ensure interoperability with the broader payment system, according to new reports from the Bank for International Settlements.
Details: Issued with the Federal Reserve and other central banks, the reports explore private-public collaboration, how a CBDC could best serve consumers, and the possible effect of CBDCs on banking intermediation and resilience.
Fed Research: The BIS release follows reports that the Federal Reserve Bank of Boston is nearing the completion of a research project on a U.S. CBDC, with Fed governors and other policymakers divided on the issue.