Our Position

Housing and Mortgage Finance

Letters to Congress

Title Recipient Date
Senate Banking Committee, House Financial Services Committee 03/11/24
U.S. Senate 12/15/23
Reps. Madeleine Dean and Kelly Armstrong 06/11/21
116th Congress 03/26/20
Congress 03/09/20

Letters to Regulators

Title Recipient Date
Department of Veterans Affairs 02/09/24
FDIC, Fed, OCC, CFPB 09/20/23
Federal Housing Finance Agency 09/18/23
CFPB, FDIC, Fed, FHFA, OCC 08/21/23
Federal Housing Finance Agency 08/14/23

Title Committee Presenter Date

Related News

ICBA: GSE liquidity plan aligns with capital framework

March 10, 2021

ICBA said it agrees with the Federal Housing Finance Agency's approach to proposed liquidity requirements for Fannie Mae and Freddie Mac.

Background: The FHFA's proposal follows an approach similar to the liquidity requirements for Systemically Important Financial Institutions, adhering to the Basel III construct with a mandated liquidity coverage ratio, liquidity buffers, and net stable funding ratio.

Comments: Citing the proposal's alignment with the FHFA's regulatory capital framework issued in November, ICBA said it supports robust GSE capital liquidity requirements that balance safety and soundness, taxpayer protection, housing market liquidity, current economic conditions. Read ICBA letter.