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No credit committee wants to read an epic non-fiction piece of work. The key to an effective credit write-up is to focus on the core risks. Each credit request begins with a problem, usually a cash shortfall. As a banker, your job is to find out why the borrower is short on cash and how the asset will generate enough money to repay the loan.
Each request will have three to five key credit risks. You need to clearly explain these risks and show how your loan structure will address them. These risks might involve the market, management, financial numbers, inventory, receivables, or other business issues. Learn how to spot these concerns and explain them clearly and effectively.
Learning Objectives:
Identify the main credit risks in a loan request and analyze their impact.
Explain key risk factors and connect them to loan structure for effective mitigation.
Apply best practices to create credit write-ups that address the borrower’s cash flow and repayment plan.
Duration: 60-minutes
ICBA Members
Live: $209
On-Demand: $229
Live + On-Demand: $279
Non-Members
Live: $309
On-Demand: $329
Live + On-Demand: $479
Unlimited Webinar Pass subscription: $0
For more information, call 800-422-7285 or email [email protected].
Who should attend: Commercial Lending, Credit Administration, Lending, Business Banking
Prerequisites: Basic knowledge of banking.
Advanced Preparation: None
Program Level: Intermediate
Field of Study: Specialized Knowledge
Delivery Method: Group Internet Based.
CPE Credit Hours: 1
For more information, call 800-422-7285 or email [email protected].
ICBA Education is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: nasbaregistry.org.
In accordance with the standards of the National Registry of CPE Sponsor, CPE credits have been granted based on a 50-minute hour.
President
Stevens Risk Management LLC
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