ICBA Community Bank Briefing Discussion of Community Reinvestment Act – Final Rule


ICBA Community Bank Briefing Discussion of Community Reinvestment Act – Final Rule

Nov 28, 2023 | 10:00 am ET • 9:00 am CT | Webinar

On October 24th, the banking agencies finalized significant changes to the Community Reinvestment Act (CRA). The final rule is designed to adapt CRA regulations to banking industry changes, improve clarity to regulated institutions, tailor evaluations and data collection to bank size and type, and maintain a unified interagency approach. The final rule takes effect in April 2024 and will require bank compliance by January 1, 2026.

The discussion will address:

  • The new “small,” “intermediate,” and “large” bank definitions and the key evaluation differences among each tier.

  • Evaluation of a bank’s assessment area and what it means in this new era for CRA.

  • The concept of CRA qualifying activities and why it is important for banks to understand.

  • Important implementation dates for all community bankers to know.

While the mandatory compliance date seems far away, there are key elements of this final rule that all community banks should be aware of right now. Join ICBA experts to discuss the final changes, how they might impact your bank, and what you can begin doing to prepare for the effective date.

ICBA wants to hear from you; participants are encouraged to bring questions to the briefing as the ICBA experts will take questions from community bankers during the Q&A session.

Duration: 90-minutes



ICBA Members: Complimentary

Nonmembers: Complimentary

Unlimited Webinar Pass subscription: $0

Attendance/Cancellation Policy:

  • Registration fee is valid only for the individual registered. Each attendee must register.
  • Full payment is required prior to real-time event attendance. Digital products will be made available when full payment is received.
  • Digital product purchases cannot be cancelled once the order has been processed and the product is available to use.
  • Refunds will not be granted unless there is a technical issue that cannot be resolved that prevents the purchaser from accessing and/or using the product. Refund requests for technical issues must be received within 15 days of the date of purchase.

For more information, call 800-422-7285.

Who should attend: All community bankers

Prerequisites: None

Advanced Preparation: Basic knowledge of banking.

Program Level: Intermediate

Field of Study: Specialized Knowledge

Delivery Method: Group Internet Based

CPE Credit Hours: N/A

Anne Balcer

Anne Balcer

SEVP, Chief of Government Relations and Public Policy


Mickey Marshall

Mickey Marshall

AVP, Regulatory Counsel


Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

Read Full Policy