Commercial Real Estate Lending Seminar - Virtual

Commerical Property Square

Nov 9, 2022

Commercial Real Estate Lending Seminar - Virtual

Real estate lending is often the most difficult type of lending to do correctly. There are numerous challenges in financing real estate, not the least of which is understanding the various types of real estate and the embedded risk. This course walks through underwriting and structure of construction financing, investment real estate, owner occupied real estate, multifamily, residential development as well as specialty use.

This is a foundational class that does require experience in understanding financial statements, basic loan structuring as well as credit analysis skills.

Participants will review in detail, the new construction process, title work, appraisals, environment reports, draw requests, and early warning signs of trouble in your project or borrower.

Learning Objectives:

  • Introduction to various real estate types and the risk they carry.
  • Understanding the financial information that borrowers provide as well as the various documents that you are required to have to completely review the project.
  • How to develop an organized process to correctly stage the underwriting, analysis and receipt of title work, appraisal, and other documents needed to successfully complete the financing.
  • How to build the right financing structure to mitigate and balance the risk between the borrower and the bank.
  • Real estate lending pitfalls to avoid.
  • How to manage the draw process in new construction.
  • Understand the proper structure and control of land development projects.
  • Become familiar with the various ownership structures that you will see in real estate ventures.
  • Exposure to early warning signs that the cash generating real estate may be in trouble.

All times stated are Central Time.

Event Start Time: 9:00 a.m.
Event End Time: 4:30 p.m.

9:00 a.m. - Noon
Real estate types and associated risks
Borrower financials and documentation
Best practices to achieve financing success
Finding balance: Optimal financing structures
 
Noon – 12:30 p.m.
Lunch
 
12:30 p.m. – 4:30 p.m.
Avoiding real estate lending pitfalls
The new construction draw process explained
Assuring the structure and control of land development projects.
Real estate ownership structure types
Early warning signs of trouble

ICBA Member Early-Bird: $395
ICBA Member after October 12, 2022: $495
Non-Member: $595
Non-Banker: $695
Bank Director Program: $395
Bank Director Program Non-Member: $395

NOTE: Registration fee is valid only for the individual registered. Full payment is required prior to attendance. For more information, call 800-422-7285.

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brad stevens
Brad Stevens

Stevens Risk Management LLC

Who Should Attend: Recommended for credit analysts, underwriters and commercial bankers of all levels  
Prerequisites: None
Advanced Preparation: This is the foundational class that does require experience in understanding financial statements, basic loan structuring as well as credit analysis skills.
Program Level: Intermediate 
Field of Study: Commercial lending
Delivery Method: Group Internet Based
 

REGISTRATION CANCELLATION
If registration is cancelled more than 30 days prior to the event start date, you will receive a full refund. If cancellation is within 30 days prior to the event start date, 20 percent of the registration fee paid will be deducted for costs. A substitute registration will be accepted. No refunds will be issued once the bank has received event materials or after the event start date.

Attendance at all ICBA programs will be considered on a first come, first served basis. If the program is cancelled, ICBA’s liability is limited to the registration fee. For additional questions contact ICBA at 800-422-7285.

CONSENT TO USE OF PHOTOS & VIDEO CONTENT
Registration, attendance, or participation in an ICBA event constitutes an agreement by the participant to ICBA’s use and distribution (both now and in the future) of the participant’s image and/or voice in photographs, videos, digital media, electronic reproductions and audio files/recordings of and at such events and activities.

This live digital course is for educational purposes only and intended only for participants of the class/event. All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed to by ICBA.