Agricultural Credit Analysis Seminar – Virtual

agriculture

Apr 5, 2022

The ICBA Agricultural Credit Analysis seminar addresses the issues in the market and provides the tools to assess the borrower’s ability to navigate difficult times.

This course is designed to meet the needs of agricultural lenders. In the last decade, the agriculture field has faced significant headwinds that have stressed many farmers and lenders alike. 

Using the core financial statements, we will structure the analysis and borrower’s cash flow to determine the right credit structure when financing is warranted. We will also look at catching the early warning signs of deterioration and what can be done.

Topics include: 

Understanding Credit Risk
  • Agriculture Market Risk
  • Agriculture Management Risk
Financial Statement Analysis
  • Crop/Animal Statements
  • Cash Budgets
Liquidity Management
  • Guarantor Analysis
  • Sensitivity/Stress Tests
Agriculture Cash Flow Analysis
  • Operational Cash Flow
  • Global Cash Flow
  • Coverage Issues
Developing the Right Credit Structure
  • Seasonal Lines
  • Term Loans
  • Carry Over Loans
Early Warning Signs of Deterioration
  • Systemic Market Issues
  • Management Issues

Tuesday, April 5

9:00 a.m. – Noon       
Understanding Credit Risk
Managing Credit Risk
Credit Risk Assessment
Marketplace Factors
Management Analysis
Financial Statement Analysis
Personal Financial Statement Analysis

Noon - 12:30 p.m. 
 
Lunch

12:30 p.m. – 4:30 p.m.   
Global Cash Flow Analysis
Credit Essentials & Risk
Proper Loan Structure
Troubled Credit
Workout Plans

ICBA Member Early-Bird: $395
ICBA Member after March 4, 2022: $495
Non-Member: $595
Non-Banker: $695

NOTE: Registration fee is valid for one connection, only for the individual registered. For more information, call 800-422-7285. Full payment is required prior to attendance.

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brad stevens
Brad Stevens

Stevens Risk Management LLC

Program Level: Intermediate

Prerequisites: No previous experience and training necessary.
Delivery Method: Group Internet Based

Printable Registration Form

REGISTRATION CANCELLATION
If registration is cancelled more than 30 days prior to the event start date, you will receive a full refund. If cancellation is within 30 days prior to the event start date, 20 percent of the registration fee paid will be deducted for costs. A substitute registration will be accepted. No refunds will be issued after the event start date.

Attendance at all ICBA programs will be considered on a first come, first served basis. If the program is cancelled, ICBA’s liability is limited to the registration fee. For additional questions contact ICBA at 800-422-7285.

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This live digital course is for educational purposes only and intended only for participants of the class/event. All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed to by ICBA.