Agricultural Credit Analysis Seminar Summer – Virtual

agriculture

Aug 5, 2021

The ICBA Agricultural Credit Analysis seminar addresses the issues in the market and provides the tools to assess the borrower’s ability to navigate difficult times.

This NEW course is designed to meet the needs of agricultural lenders. In the last decade, the agriculture field has faced significant head winds that have stressed many farmers and lenders alike.  

Using the core financial statements, we will structure the analysis and borrower’s cash flow to determine the right credit structure when financing is warranted. We will also look at catching the early warning signs of deterioration and what can be done.

Topics will include: 

Understanding Credit Risk

  • Agriculture Market Risk
  • Agriculture Management Risk

Financial Statement Analysis

  • Crop/Animal Statements
  • Cash Budgets

Liquidity Management

  • Guarantor Analysis
  • Sensitivity/Stress Tests

Agriculture Cash Flow Analysis

  • Operational Cash Flow
  • Global Cash Flow
  • Coverage Issues

Developing the Right Credit Structure

  • Seasonal Lines
  • Term Loans
  • Carry Over Loans

Early Warning Signs of Deterioration

  • Systemic Market Issues
  • Management Issues

Thursday, Aug. 5

8:30 a.m. – Noon       
Understanding Credit Risk
Managing Credit Risk
Credit Risk Assessment
Marketplace Factors
Management Analysis
Financial Statement Analysis
Personal Financial Statement Analysis

Noon - 12:30 p.m.   
Lunch

12:30 p.m. – 4:30 p.m.   
Global Cash Flow Analysis
Credit Essentials & Risk
Proper Loan Structure
Troubled Credit
Workout Plans

 

 

 

ICBA Member Early-Bird (before July 7): $395
ICBA Member after July 7, 2021: $495
Nonmember: $595
Nonbanker: $695

NOTE: Registration fee is valid for one connection, only for the individual registered. Full payment is required prior to attendance. For more information, call 800-422-7285.

8

Brad Stevens

Stevens Risk Management LLC

Who Should Attend: Agriculture Lenders, Credit Analyst, Lenders    
Prerequisites: Basic knowledge of credit issues
Advanced Preparation: None
Program Level: Intermediate 
Field of Study: Specialized Knowledge

Delivery Method: Group Internet Based

Printable Registration Form

REGISTRATION CANCELLATION
If registration is cancelled more than 30 days prior to the event start date, you will receive a full refund. If cancellation is within 30 days prior to the event start date, 20 percent of the registration fee paid will be deducted for costs. A substitute registration will be accepted. No refunds will be issued after the event start date.

Attendance at all ICBA programs will be considered on a first come, first served basis. If the program is cancelled, ICBA’s liability is limited to the registration fee. For additional questions contact ICBA at 800-422-7285.

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This live digital course is for educational purposes only and intended only for participants of the class/event. All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed to by ICBA.