Director Career Development

This webinar is a how-to guide for new community bank directors that will serve as an introduction to community banking for new directors and provide a general overview of their duties and responsibilities in their new position.

 

Attend this proactive webinar and learn a “comprehensive approach” to financial statement and cash flow analysis. This session will begin with analyzing the four financial statements- Income Statement, Statement of Retained Earnings, Balance Sheet, and Statement of Cash Flows. This webinar will also include Revenue and Expense Recognition, FIFO, LIFO, and Average Inventory Costing Models, Operating Expenses (Repairs) versus Improvements, Depreciation including Straight-Line, Units-of-Production, and Double-Declining Balance, Amortization, and Depletion. This webinar will also explore Accounts Receivable assessment, Allowance for Doubtful Accounts, Intangible Assets, Accounts Payable assessment, Capital and Operating Leases, and analysis of the Equity Section of the Balance Sheet including Partners’ Capital Accounts, Common and Preferred Stock, Treasury Stock, Stock Splits, and Retained Earnings.  

This webinar will provide the banker with several advanced tax return concepts and related analyses to help them more effectively work with their business customers. This session will begin with a brief review of analyzing a business owner’s personal “1040” tax return and the return of an LLC, S corporation, and C corporation including Schedules M-1 and M-2, Schedule K-1, pass-through transactions, and other deductions.

Attend this webinar and gain an understanding of the often complex and confusing topic of TAXES!  Bank personnel are required to obtain and properly interpret tax returns for both commercial and consumer lending purposes. The first part of this seminar will concentrate on personal tax return analysis while the second part will focus on the analysis of various business tax returns.

 

This webinar provides an “introduction” to the banking industry and touches on most all aspects of banking. By attending this training session you will develop an understanding of the following areas of banking:

The FDIC has announced a proposed rule on brokered deposits.  We will discuss the current state of brokered deposits, including reciprocal deposits, as well as potential shifts in the brokered deposit landscape based on the proposed rule. 

The formal requirements for financial institution compliance under the Bank Secrecy Act (BSA) continue to be significant. With the regulatory agencies committing to tougher and more inclusive BSA/AML examinations, it is just as important as ever to make certain your BSA/AML program is appropriate for your institution's risk exposure.

This webinar will provide the banker with a basic framework of Business Law including the judicial process. Emphasis will be placed on how the legal system can help/harm the banker including how to avoid a lawsuit due to lender liability through maintaining both ethical behavior and effective negotiations. A review of the stages of litigation, alternatives to litigation including arbitration and mediation, and the borrower’s business structure (from a legal perspective), will be displayed. The webinar will also cover the nature and characteristics of contracts (the promissory note), problem loan situations, and collection efforts. Additionally, banking regulations and tort reform will be discussed. This webinar will also cover the concept of Lender Liability including recent industry trends. This portion will address some of the technical aspects of this often overlooked subject.

The hottest of all topics for Boards of Directors these days appears to be how you handle the M & A market. This webinar will touch on the key strategies and roles for both buyers and sellers. Interestingly, though, we are getting many questions from directors of organizations that are not looking to buy or sell, but need to understand the implications that those transactions are having on their own organizations.

 

Cannabis has become more mainstream as institutions begin banking hemp customers. Find out how banks are knowingly – and unknowingly – banking hemp, CBD and marijuana. This webinar will also cover risk management techniques necessary to bank cannabis customers.  

Capital planning is no longer an exercise reserved for troubled institutions. It has become the foundation for effective enterprise risk management and a crucial tool for evaluating operational risk under normal operating conditions, as well as banks under stress.

While community banks understand the importance of developing capital plans, many wrestle with developing the right capital solution that best meets their needs. This webinar will provide an overview of the new capital rules and related implications and discuss capital alternatives available to community banks. 

 

This webinar will begin with a review of “commercial real estate” including types of properties and demand/supply in the “current” market. The session will then cover the entire “loan process” by which a commercial real estate (CRE) loan is marketed, underwritten, approved, documented, “closed,” and monitored. The process will include a discussion of CRE underwriting techniques and loan documentation issues.

This presentation will discuss commercial real estate loan documentation, including a review of pre-closing and closing checklists. Issues arising from key documents such as appraisals, evaluations, title policies, environmental assessments and commercial lease abstracts will also be addressed.  

COVID-19 has thus far impacted virtually every aspect of a community bank’s operations. What is not entirely clear relative to COVID-19 is its effect on asset quality. This unknown has left many community banks thinking about their capital, and whethe radditional capital may be needed. In light of this thinking, it is important that your board understands all of the available capital raising alternatives.

 

 

Is your community bank in need or in want of additional capital? If so, it is important that your board understands all of the available capital raising alternatives. 

The 2020 Annual Review of Bank-Related Litigation in the Year of COVID. The webinar will include a lookback at the cases in 2020, including a discussion of CARES Act litigation, including PPP and agent fee cases, debt collection and debt relief litigation, among others.