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[null,null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]
["Tab Code","Field Label","Cell Address","Error Code","Error Text","Information"]
["FC","A01 – Business Name","D15","E1","Financial Institution Business Name must be entered."]
["FC","A02 – Business ID","D16","No error","The eight-digit ID associated with the financial institution."]
["FC","A02 – Business ID","D16","E1","Financial Institution Business ID must be entered."]
["FC","A02 – Business ID","D16","E2","Invalid decimal digit. Business ID must be eight-digit numeric."]
["FC","A02 – Business ID","D16","E3","Incorrect length. Business ID must be eight-digit numeric."]
["FC","A02 – Business ID","D16","E4","Business ID must start with \"1\".","For non-Visa client"]
["FC","A02 – Business ID","D16","E5","Business ID must start with \"0\" or \"1\".","For Visa client"]
["FC","A03 – Contact Name","D17","E1","Contact name must be entered."]
["FC","A04 – Email Address","D18","E1","Email Address must be entered."]
["FC","A04 – Email Address","D18","E2","Email address contains a space."]
["FC","A04 – Email Address","D18","E3","Email address does not contain \"@\" symbol."]
["FC","A04 – Email Address","D18","E4","Email address contains multiple \"@\" symbols."]
["FC","A04 – Email Address","D18","E5","Email address contains \"@\" symbol in first or last position."]
["FC","A05 – Phone","D19","E1","Telephone Number must be entered."]
["FC","A06 – Business Name","D22","E1","Processor Business Name must be entered."]
["FC","A07 – Business ID","D23","No error","The eight-digit ID associated with the processor."]
["FC","A07 – Business ID","D23","E1","Processor Business ID must be entered."]
["FC","A07 – Business ID","D23","E2","Invalid decimal digit. Business ID must be eight-digit numeric."]
["FC","A07 – Business ID","D23","E3","Incorrect length. Business ID must be eight-digit numeric."]
["FC","A07 – Business ID","D23","E4","Business ID must start with \"1\".","For non-Visa client"]
["FC","A07 – Business ID","D23","E5","Business ID must start with \"0\" or \"1\".","For Visa client"]
["FC","A08 – Contact Name","D24","E1","Processor Contact name must be entered."]
["FC","A09 – Email Address","D25","E1","Processor Email Address must be entered."]
["FC","A09 – Email Address","D25","E2","Email address contains a space."]
["FC","A09 – Email Address","D25","E3","Email address does not contain \"@\" symbol."]
["FC","A09 – Email Address","D25","E4","Email address contains multiple \"@\" symbols."]
["FC","A09 – Email Address","D25","E5","Email address contains \"@\" symbol in first or last position."]
["FC","A10 – Phone","D26","E1","Processor Telephone Number must be entered."]
["FC","A12 – Region","M15","No error","Select your Region."]
["FC","A12 – Region","M15","E1","Select your Region."]
["FC","A13 – Country","M16","E1","Country must be entered."]
["FC","A14 – Environment","M17","No error","State whether this questionnaire applies to be used for Production or VCMS (Visa's client test environment)."]
["FC","A14 – Environment","M17","E1","Please select either Production or VCMS."]
["FC","A15 – Message Capability","M18","No error","State whether this questionnaire applies to Visa Authorization-Only, Visa Full-Service, Interlink or Plus messages."]
["FC","A15 – Message Capability","M18","E1","Make a selection from the drop-down list."]
["FC","A16 – Requested Effective Date","M19","No error","Visa loads changes every day except Saturdays.  The effective date requested in the CIQ must be in line with Minimum Notice Periods.  Production requests made outside of this requirement will incur the Minimum Notice Fee.  Other configuration or project management fees may apply."]
["FC","A16 – Requested Effective Date","M19","E1","Enter the requested effective date."]
["FC","A16 – Requested Effective Date","M19","E5","Invalid date format or value. Enter a date in the format of your Windows Regional settings that is in the future. This should be DD/MM/YYYY or MM/DD/YYYY or YYYY/MM/DD according to your location."]
["FC","A16 – Requested Effective Date","M19","E6","Invalid date format or value. Enter a valid date in the format of your Windows Regional settings.  This should be DD/MM/YYYY or MM/DD/YYYY or YYYY/MM/DD according to your location."]
["FC","A16 – Requested Effective Date","M19","E7","The requested effective date is in the past."]
["FC","A16 – Requested Effective Date","M19","E9","Invalid date format or value. Enter a valid date in the format of your Windows Regional settings.  This should be DD/MM/YYYY or MM/DD/YYYY or YYYY/MM/DD according to your location."]
["FC","A17 – Update Type","M20","No error","State whether this questionnaire applies to Installation, Maintenance or Conversion."]
["FC","A17 – Update Type","M20","Continued","• Installation – add a new BIN"]
["FC","A17 – Update Type","M20","Continued","• Maintenance – apply changes to an existing BIN"]
["FC","A17 – Update Type","M20","Continued","• Conversion – migration of transactions / file delivery from one end-point to another"]
["FC","A17 – Update Type","M20","E1","Please select Installation, Maintenance or Conversion."]
["FC","A18 – PCR","M22","E1","PCR must be entered."]
["FC","A18 – PCR","M22","E2","Invalid character – PCR must be four-digit numeric."]
["FC","A18 – PCR","M22","E3","Invalid length – PCR must be four-digit numeric."]
["S31","BIN List","A14","Section Start","Service 31 Messages – BIN List"]
["S31","BIN","C18","E1","BIN must be entered."]
["S31","BIN","C18","E2","BIN must be numeric."]
["S31","BIN","C18","E3","BIN must be six-digit numeric."]
["S31","BIN","C18","E4","BIN is a duplicate of a BIN that has been entered further up the list."]
["S31","BIN","C18","E5","BIN is a duplicate of a BIN that has been entered further down the list."]
["S31","BIN","C18","E6","BIN+Low Range+High Range overlaps with an entry further up the list."]
["S31","BIN","C18","Continued","For this BIN, the low/high range overlaps with a separate entry in this table.  Either change the low/high range so that the ranges do not overlap, or check that a duplicate BIN has not been entered in error."]
["S31","BIN","C18","E7","BIN+Low Range+High Range overlaps with an entry further down the list."]
["S31","BIN","C18","Continued","For this BIN, the low/high range overlaps with a separate entry in this table.  Either change the low/high range so that the ranges do not overlap, or check that a duplicate BIN has not been entered in error."]
["S31","BIN","C18","E8","BIN has different Funding Source from same BIN further up the list."]
["S31","BIN","C18","E9","BIN has different Funding Source from same BIN further down the list."]
["S31","BIN","C18","E10","At least one BIN must be entered in the list."]
["S31","Product","I18","E1","When BIN is not specified on the row, Product must also be unspecified"]
["S31","Product","I18","E2","When BIN is specified on the row, Product must also be specified"]
["S31","Product","I18","E3","Invalid value. Product ID must be one of the values in the drop-down list,"]
["S31","Account Funding Source","K18","E1","When BIN is not specified on the row, Account Funding Source must also be unspecified"]
["S31","Account Funding Source","K18","E2","When BIN is specified on the row, Account Funding Source must also be specified"]
["S31","Account Funding Source","K18","E3","Invalid value. Account Funding Source must be 'Debit\", 'Credit', or 'Prepaid'."]
["S31","Co-branded with Plus","L18","E1","When BIN is not specified on the row, Co-branded with Plus must also be unspecified"]
["S31","Co-branded with Plus","L18","E2","When BIN is specified on the row, Co-branded with Plus must also be specified"]
["S31","Co-branded with Plus","L18","E3","Invalid value. Co-branded with Plus must be 'Yes' or 'No'."]
["S31","Routing ID","H18","E2","Non-decimal digit found. Routing ID must be six-digit numeric."]
["S31","Routing ID","H18","E3","Invalid length or value. Routing ID must be six-digit numeric."]
["S31","Routing ID","H18","E4","When BIN is not specified on the row, Routing ID must also be unspecified"]
["S31","Low Account Range","D18","E1","When BIN is specified on the row, Low Account Range must also be specified"]
["S31","Low Account Range","D18","E2","Low Account Range contains a non-decimal digit. Value must be 3-digit numeric."]
["S31","Low Account Range","D18","E3","Low Account Range has invalid length. Value must be 3-digit numeric."]
["S31","Low Account Range","D18","E4","When BIN is not specified on the row, Low Account Range must also be unspecified"]
["S31","High Account Range","F18","E1","When BIN is specified on the row, High Account Range must also be specified"]
["S31","High Account Range","F18","E2","High Account Range contains a non-decimal digit. Value must be 3-digit numeric."]
["S31","High Account Range","F18","E3","High Account Range has invalid length. Value must be 3-digit numeric."]
["S31","High Account Range","F18","E4","When BIN is not specified on the row, High Account Range must also be unspecified"]
["S31","High Account Range","F18","E5","High Account Range must be greater than or equal to Low Account Range."]
["S32","There is no Service 32","A14","Section Start","There is no Service 32"]
["S33","Account Range Maintenance","A14","Section Start","Service 33 Messages – Account Range Maintenance"]
["S33","BIN","B20","E1","BIN must be entered."]
["S33","BIN","B20","E2","BIN must be numeric."]
["S33","BIN","B20","E3","BIN must be six-digit numeric."]
["S33","BIN","B20","E4","BIN is a duplicate of a BIN that has been entered further up the list."]
["S33","BIN","B20","E5","BIN is a duplicate of a BIN that has been entered further down the list."]
["S33","BIN","B20","E6","BIN+Low Range+High Range overlaps with an entry further up the list."]
["S33","BIN","B20","Continued","For this BIN, the low/high range overlaps with a separate entry in this table.  Either change the low/high range so that the ranges do not overlap, or check that a duplicate BIN has not been entered in error."]
["S33","BIN","B20","E7","BIN+Low Range+High Range overlaps with an entry further down the list."]
["S33","BIN","B20","Continued","For this BIN, the low/high range overlaps with a separate entry in this table.  Either change the low/high range so that the ranges do not overlap, or check that a duplicate BIN has not been entered in error."]
["S33","Product Name","C20","E4","When BIN is not specified on the row, Product Name must also be unspecified"]
["S33","Routing ID","E20","E2","Non-decimal digit found. Routing ID must be six-digit numeric."]
["S33","Routing ID","E20","E3","Invalid length or value. Routing ID must be six-digit numeric."]
["S33","Routing ID","E20","E4","When BIN is not specified on the row, Routing ID must also be unspecified"]
["S33","Inactive Range – Low Range","H19","E1","When BIN is specified on the row, Low Account Range must also be specified"]
["S33","Inactive Range – Low Range","H19","E2","Low Account Range contains a non-decimal digit. Value must be 3-digit numeric."]
["S33","Inactive Range – Low Range","H19","E3","Low Account Range has invalid length. Value must be 3-digit numeric."]
["S33","Inactive Range – Low Range","H19","E4","When BIN is not specified on the row, Low Account Range must also be unspecified"]
["S33","Inactive Range – High Range","J19","E1","When BIN is specified on the row, High Account Range must also be specified"]
["S33","Inactive Range – High Range","J19","E2","High Account Range contains a non-decimal digit. Value must be 3-digit numeric."]
["S33","Inactive Range – High Range","J19","E3","High Account Range has invalid length. Value must be 3-digit numeric."]
["S33","Inactive Range – High Range","J19","E4","When BIN is not specified on the row, High Account Range must also be unspecified"]
["S33","Inactive Range – High Range","J19","E5","High Account Range must be greater than or equal to Low Account Range."]
["S33","Active Range – Low Range","H20","E1","When BIN is specified on the row, Low Account Range must also be specified"]
["S33","Active Range – Low Range","H20","E2","Low Account Range contains a non-decimal digit. Value must be 3-digit numeric."]
["S33","Active Range – Low Range","H20","E3","Low Account Range has invalid length. Value must be 3-digit numeric."]
["S33","Active Range – Low Range","H20","E4","When BIN is not specified on the row, Low Account Range must also be unspecified"]
["S33","Active Range – Low Range","H20","E6","BIN+Low Range+High Range overlaps with an entry further up the list."]
["S33","Active Range – Low Range","H20","Continued","For this BIN, the low/high range overlaps with a separate entry in this table.  Either change the low/high range so that the ranges do not overlap, or check that a duplicate BIN has not been entered in error."]
["S33","Active Range – Low Range","H20","E7","BIN+Low Range+High Range overlaps with an entry further down the list."]
["S33","Active Range – Low Range","H20","Continued","For this BIN, the low/high range overlaps with a separate entry in this table.  Either change the low/high range so that the ranges do not overlap, or check that a duplicate BIN has not been entered in error."]
["S33","Active Range – High Range","J20","E1","When BIN is specified on the row, High Account Range must also be specified"]
["S33","Active Range – High Range","J20","E2","High Account Range contains a non-decimal digit. Value must be 3-digit numeric."]
["S33","Active Range – High Range","J20","E3","High Account Range has invalid length. Value must be 3-digit numeric."]
["S33","Active Range – High Range","J20","E4","When BIN is not specified on the row, High Account Range must also be unspecified"]
["S33","Active Range – High Range","J20","E5","High Account Range must be greater than or equal to Low Account Range."]
["S33","Active Range – High Range","J20","E6","BIN+Low Range+High Range overlaps with an entry further up the list."]
["S33","Active Range – High Range","J20","Continued","For this BIN, the low/high range overlaps with a separate entry in this table.  Either change the low/high range so that the ranges do not overlap, or check that a duplicate BIN has not been entered in error."]
["S33","Active Range – High Range","J20","E7","BIN+Low Range+High Range overlaps with an entry further down the list."]
["S33","Active Range – High Range","J20","Continued","For this BIN, the low/high range overlaps with a separate entry in this table.  Either change the low/high range so that the ranges do not overlap, or check that a duplicate BIN has not been entered in error."]
["S34","VSDC","A14","Section Start","Service 34 Messages – VSDC"]
["S34","H01 – ABBE3","K019","No error","The MDK encryption BIN is a BIN owned by the issuer which VIP references to help identify the correct MDK to use for validating Issuer and Card Online Authentication.  Multiple MDKs can be stored under the MDK encryption BIN, each with a different Derivation Key Index (DKI).  If an issuer has multiple BINs that all use the same MDK(s), they may be stored under one encryption BIN.  Visa requires the MDK if the issuer participates in Visa Card Authentication or Issuer Authentication Service.  Please note that the MDK BIN may be different to the Encryption BIN containing other working keys."]
["S34","H01 – ABBE3","K019","E2","Non-decimal digit found – BIN must be six-digit decimal."]
["S34","H01 – ABBE3","K019","E3","Incorrect length – BIN must be six-digit decimal."]
["S34","H02 – ABBE3T","K021","No error","Visa recommends the use of its test keys for all test purposes.  If Visa's test keys are not used, a Key Management CIQ should be completed to convey the desired keys to Visa for testing."]
["S34","H03 – ABBC1","K025","No error","It is mandatory for Visa Issuers (excluding Electron) to provide cash at their branches to Visa and Visa Electron Card holders. If you would like to provide this service with VSDC terminals, please select ‘Yes’."]
["S34","H04 – ABBG4","K029","No error","Setting this option to Y will cause VIP to not perform any processing of VSDC data, including Card and Issuer Authentication.  This setting does not apply to Visa cards."]
["S34","H05 – ABBE4","K031","No error","An Issuer can validate that a card is genuine by using the Card Authentication Method (CAM). Card Authentication requires the use of Master Derivation Keys. It is also referred to as Online Card Authentication. You can choose the following options:\n\nAlways – Visa will perform CAM validation on all VSDC transactions when the chip data is available. For full data option issuers selecting Visa to validate the CAM, VIP will provide the CAM results to the issuer in Field 44.8.  For early data option issuers, VIP will provide CAM failure results with a value of Q1 in Field 39.\n\nAll Respond – Visa will always perform CAM validation, and declines with a response code of 05 (Do Not Honor) if it fails. An advice is also created to inform the issuer that the CAM validation failed.\n\nSTIP Only – Visa will perform CAM validation only during Stand-In Processing. Note: This is not a valid value for early option issuers.\n\nNever – Visa will not perform CAM validation at any time. Note: This is not a valid value for early option issuers, or issuers who wish Visa to Stand-In for authorizations on their behalf."]
["S34","H06 – ABBE5","K035","No error","Issuer authentication is the process where a cryptogram is created by the issuer/Visa, and returned to the card to authenticate the source of the authorization response.  Issuer Authentication is optional, depending on how the chip card is personalised.  Cards that support offline capabilities, for example, require issuer authentication in order to reset velocity counters.  The following options are available:\n\nAlways – Visa will perform Issuer authentication for all VSDC transactions.\n\nSTIP Only – Visa will perform Issuer authentication only during Stand-In Processing.\n\nNever – Visa will not perform Issuer authentication at any time."]
["S34","H07 – ABBG7","K037","No error","Field 55 is a field that carries chip data in TLV (Tag Length Value) format. Visa previously used the third bitmap fields 129 – 150 to transport chip data, but Field 55 is predominantly used today and is recommended.  It is also the required format in the US Region."]
["S34","H08 – ABBG11","K039","No error","The third bitmap is the original method to convey VSDC data in authorization messages.  The third bitmap refers to fields 129 – 150, which carry the primary VSDC Tags required to support chip.  Third Bitmap issuers may additionally choose to receive 'supplemental data' (VSDC tags that do not have a corresponding Third Bitmap field) in Field 55."]
["S34","H09 – ABBG12","K042","No error","This question only applies to Third Bitmap Issuers.  Those who have personalized cards with VSDC tags that are not defined in existing Third Bitmap fields can optionally choose to receive these tags in Field 55 as 'supplemental data'."]
["S34","H07 with H08 – ABBG7 & ABBG11","K037","E5","ABBG7 and ABBG11 cannot both be set to \"Yes\"."]
["S34","H07 with H09 – ABBG7 & ABBG12","K037","E6","ABBG7 and ABBG12 cannot both be set to \"Yes\"."]
["S34","H07 with H08 – ABBG7 & ABBG11","K039","E5","ABBG7 and ABBG11 cannot both be set to \"Yes\"."]
["S34","H07 with H09 – ABBG7 & ABBG12","K042","E6","ABBG7 and ABBG12 cannot both be set to \"Yes\"."]
["S34","H10 – ABF3","K044","No error","ATM Acquirers may enable their ATMs to support transactions using a contactless interface. Support for this message type is optional for issuers of Visa payWave-enabled cards, mobile phones and other form factors. VIP will decline contactless ATM authorizations if the issuer sets this question to No.  Declined transactions from payWave cards may be re-attempted using a contact chip or magnetic-stripe interface; transactions from non-card form factors will require the customer to use a different payment mechanism.  This option applies only to authorizations with a merchant category code (MCC) 6011:  goods dispensed from ATMs e.g. postage stamps / mobile top up payments will not be declined if the issuer sets this question to ‘N’.  See April 2013 BER Article 4.4 for further information."]
["S34","H11 – ABBH18a","L053","No error","Magnetic stripe on a VSDC card has been read at an EMV-compliant device—i.e., fallback is due to a faulty or tampered-with chip or an inoperative chip-reader.\nIssuers must be aware of potential customer service issues relating to chip-card and chip-reader reliability in Early implementations.\nIssuer needs to balance customer service (i.e., completing a transaction for the genuine cardholder with a defective chip or faulty chip-reading device) versus risk control features (i.e. a fraudster who has circumvented the chip to use the magnetic-stripe data.)"]
["S34","H12 – ABBH18b","L055","No error","Magnetic stripe on a VSDC card has been read at an EMV-compliant device—i.e., fallback is due to a faulty or tampered-with chip or an inoperative chip-reader.\nIssuers must be aware of potential customer service issues relating to chip-card and chip-reader reliability in Early implementations.\nIssuer needs to balance customer service (i.e., completing a transaction for the genuine cardholder with a defective chip or faulty chip-reading device) versus risk control features (i.e. a fraudster who has circumvented the chip to use the magnetic-stripe data.)"]
["S34","H13 – ABBH3","L060","No error","Either the Cardholder Verification Method (CVM) failed and the corresponding CVM Rule for that CVM failure is 'Fail cardholder verification' or the device gets to the end of the CVM List without a successful CVM match."]
["S34","H14 – ABBH5","L062","No error","The chip-card compared the cardholder-entered PIN to the Reference PIN stored on the chip and it did not match.  NOTE: The recommendation is a decline.  But if the CVM List allows signature when offline PIN fails, then the recommendation is to Approve."]
["S34","H15 – ABBH6","L064","No error","Either online or offline PIN entry was required by the card for the current transaction.  A PIN pad was either not present or inoperative.  This condition may indicate a faulty PIN pad, a merchant trying to circumvent PIN entry, or an unknown condition as reported by the Acquirer.  If the card had presented further CVM options, an alternative CVM may have been processed.  If the card has been configured to fail CVM processing when the PIN cannot be entered, the transaction would be declined by STIP."]
["S34","H16 – ABBH7a","L068","No error","Either online or offline PIN entry was required for the current transaction, but the cardholder's PIN was not entered.  While it could be a fraudulent cardholder who doesn't know the PIN, it could be the result of the cardholder not knowing or forgetting the PIN, or a cardholder unwilling to enter the PIN in a particular situation for reasons of personal security."]
["S34","H17 – ABBH7b","L070","No error","Either online or offline PIN entry was required for the current transaction, but the cardholder's PIN was not entered.  While it could be a fraudulent cardholder who doesn't know the PIN, it could be the result of the cardholder not knowing or forgetting the PIN, or a cardholder unwilling to enter the PIN in a particular situation for reasons of personal security."]
["S34","H18 – ABBH12","L072","No error","The selected application’s effective date has not been reached for the current transaction.\nAn Issuer may consider other data in the online authorization request that Might indicate the presence of the legitimate cardholder, for example, successful offline PIN verification would indicate the genuine cardholder.\nEvaluate changing this to Approve, as with this setting STIP will decline even if a CVM such as offline PIN was successfully validated. Possibly the genuine cardholder has presented a new, not yet valid, card in error."]
["S34","H19 – ABBH18c","L076","No error","Magnetic stripe on a VSDC card has been read at an EMV-compliant device—i.e., fallback is due to a faulty or tampered-with chip or an inoperative chip-reader.\nIssuers must be aware of potential customer service issues relating to chip-card and chip-reader reliability in Early implementations.\nIssuer needs to balance customer service (i.e., completing a transaction for the genuine cardholder with a defective chip or faulty chip-reading device) versus risk control features (i.e. a fraudster who has circumvented the chip to use the magnetic-stripe data.)"]
["S34","H20 – ABBH18d","L078","No error","Magnetic stripe on a VSDC card has been read at an EMV-compliant device—i.e., fallback is due to a faulty or tampered-with chip or an inoperative chip-reader.\nIssuers must be aware of potential customer service issues relating to chip-card and chip-reader reliability in Early implementations.\nIssuer needs to balance customer service (i.e., completing a transaction for the genuine cardholder with a defective chip or faulty chip-reading device) versus risk control features (i.e. a fraudster who has circumvented the chip to use the magnetic-stripe data.)"]
["S35","Verified by Visa","A14","Section Start","Service 35 Messages – Verified by Visa"]
["S35","J01 – ABE1","L18","No error","F  – Visa does CAVV validation, forward results in F44.13\nV  – Visa does CAVV validation, decline if fail, with F44.13\nI   – Visa DOES NOT perform CAVV validation.  CAVV data is sent to Issuer for CAVV validation.\nN  – NONE – Not participating or deactivating Verified by Visa\n\nIf Visa performs CAVV/CAAV validation, keys need to be loaded in VIP. If you currently do not have CAVV/CAAV keys installed, please complete the Key Management CIQ  to request this.\n\nUS Region: US BINs must participate in Attempts as a minimum requirement."]
["S35","J02 – ABE2","L21","No error","Yes is recommended.  Failed CAVV / CAAV normally indicates that there is an out of sync condition (keys, index or routing) between Visa and the Access Control Server institution that should be researched and addressed.  Some issuers may therefore choose not to decline failed CAVV/CAAV for authorizations processed in STIP and allow normal STIP processing to take place.  However, note that approving failed CAVV can impact the issuer's right to chargeback in many cases."]
["S35","J03 – ABE3","L23","No error","When Issuers choose Authentication Option 'I', meaning that Visa does not check CAVV/CAAV, and when Visa does not have the CAVV/CAAV keys installed, Visa will be unable to complete CAVV/CAAV validation."]
["S35","J04 – VBVCIS1a","G26","No error","Provide the link that the Visa Directory Server should use to verify cardholder enrollment during the Verified by Visa 3D secure process."]
["S35","J04 – VBVCIS1a","G26","E4","Invalid URL found. URL must start with \"https:\""]
["S35","J05 – VBVCIS1b","G28","No error","Provide the link that the Visa Directory Server should use to request an Attempts cryptogram during the Verified by Visa 3D secure process for non-participating ranges or cardholders."]
["S35","J05 – VBVCIS1b","G28","E4","Invalid URL found. URL must start with \"https:\""]
["S35","J06 – VBVCIS1c","G30","No error","Provide the cardholder enrollment URL."]
["S35","J06 – VBVCIS1c","G30","E4","Invalid URL found. URL must start with \"https:\""]
["S36","CVV – iCVV – CVV2","A14","Section Start","Service 36 Messages – CVV / iCVV / CVV2"]
["S36","D01 – ABAA1","K018","No error","Select from one of the Card Verification options to instruct Visa when CVV should be validated.\n     ALL – Visa always performs CVV validations; forwards the results to the issuer\n     STIP ONLY -- Visa will only check CVV in STIP\n     ALL RESPOND – Visa always performs CVV validations and declines the authorization if it fails."]
["S36","D01 – ABAA1","K018","E5","It is not possible to select All Respond with \"00\" (Approve)."]
["S36","D02 – ABAA2","K021","No error","When Stand-In Processing (STIP) is invoked, when Visa checks CVV and it fails, specify '05' if Visa should decline the transaction.  If you do not want Visa to decline transactions due to failed CVV, select '00 - Approve'."]
["S36","D02 – ABAA2","K021","E5","It is not possible to select All Respond with \"00\" (Approve)."]
["S36","D03 – ABAB2","K023","No error","CVV on track 2 of magnetic stripe (or chip image of the magnetic stripe)  is placed in a variable position.  This setting tells VIP where to locate the CVV on the track 2 data so that it can be validated by VIP.  Visa considers the position immediately following the Service Code to be '00'.  The position immediately following where the PIN Verification Value is located is position '05'.   This means that if you are encoding PIN Verification data on the magnetic stripe you the displacement value you must select a position between 05 and 13."]
["S36","D04 – ABAB6SETA","K025","No error","iCVV is a mandatory risk control feature for VSDC issuers that detects VSDC data being copied and used to counterfeit magnetic stripe card transactions. Issuers implement an iCVV encoded\nin the track data stored on the chip that is different than the CVV encoded on the magnetic stripe. The processing rules and cryptogram generation for the iCVV are the same as for the\nmagnetic stripe CVV except that the value ‘999’ is used for the Service Code when calculating the iCVV."]
["S36","D05 – ABAB1SETB","K031","No error","Visa will use the corresponding key set B for all cards that expire in the specified month or later."]
["S36","D05 – ABAB1SETB","K031","E2","Invalid length. Value must be in format \"MM/YYYY\" where MM is month and YYYY is year."]
["S36","D05 – ABAB1SETB","K031","E3","Invalid format. Value must be in format \"MM/YYYY\" where MM is month and YYYY is year."]
["S36","D05 – ABAB1SETB","K031","E4","Non-decimal digit found. Value must be in format \"MM/YYYY\" where MM is month and YYYY is year."]
["S36","D05 – ABAB1SETB","K031","E5","Invalid month. Value must be in format \"MM/YYYY\" where MM is in range 01–12."]
["S36","D05 – ABAB1SETB","K031","E6","Invalid year. Value must be in format \"MM/YYYY\" where YYYY is in range 1980–2040."]
["S36","D06 – ABAB2SETB","K033","No error","Visa will use the corresponding key set B for all cards that expire in the specified month or later."]
["S36","D07 – ABAB6SETB","K035","No error","Visa will use the corresponding key set B for all cards that expire in the specified month and year as set by the issuer."]
["S36","D08 – ABAB1SETC","K037","No error","Visa will use the corresponding key set B for all cards that expire in the specified month or later."]
["S36","D08 – ABAB1SETC","K037","E2","Invalid length. Value must be in format \"MM/YYYY\" where MM is month and YYYY is year."]
["S36","D08 – ABAB1SETC","K037","E3","Invalid format. Value must be in format \"MM/YYYY\" where MM is month and YYYY is year."]
["S36","D08 – ABAB1SETC","K037","E4","Non-decimal digit found. Value must be in format \"MM/YYYY\" where MM is month and YYYY is year."]
["S36","D08 – ABAB1SETC","K037","E5","Invalid month. Value must be in format \"MM/YYYY\" where MM is in range 01–12."]
["S36","D08 – ABAB1SETC","K037","E6","Invalid year. Value must be in format \"MM/YYYY\" where YYYY is in range 1980–2040."]
["S36","D09 – ABAB2SETC","K039","No error","Visa will use the corresponding key set C for all cards that expire in the specified month or later."]
["S36","D10 – ABAB6SETC","K041","No error","iCVV is a mandatory risk control feature for VSDC issuers that detects VSDC data being copied and used to counterfeit magnetic stripe card transactions. Issuers implement an iCVV encoded\nin the track data stored on the chip that is different than the CVV encoded on the magnetic stripe. The processing rules and cryptogram generation for the iCVV are the same as for the\nmagnetic stripe CVV except that the value ‘999’ is used for the Service Code when calculating the iCVV."]
["S36","D11 – ABAE5","K043","No error","It is recommended to select Y to align results of other checks that Visa can make e.g. CAM results are sent in Field 44.8.\nIf 'N' is selected and Visa verifies the CVV, a value of 82 in Field 39 (response code) will be included in the authorization request sent to the issuer."]
["S36","D12 – ABDA1","K047","No error","Select when you wish Visa to check CVV2:\n      All – Visa always performs CVV2 verification; forwards the results to the issuer\n      Never – Visa will not perform CVV2 verification at any time"]
["S36","D13 – ABDA2","K051","No error","If the merchant requests results of the CVV2 and it fails, they may allow the cardholder to reattempt the transaction.  Therefore a response code of 'N7' (CVV2 failed) may lead to a second attempt, while a '05' (do not honor) response code may not.\n     05  – Do not honor\n     N7 – CVV2 failed"]
["S36","D14 – ABDA3","K053","No error","If the merchant requests results of the CVV2 and it fails, they may allow the cardholder to reattempt the transaction.  Therefore a response code of 'N7' (CVV2 failed) may lead to a second attempt, while a '05' (do not honor) response code may not.\n     05  – Do not honor\n     N7 – CVV2 failed"]
["S36","D15 – ABDA4","K055","No error","In some markets, merchants submit CVV2 values in card-present transactions involving an authorization request as an additional risk control to help prevent use of magnetic stripe counterfeit cards.  When Issuers select to receive CVV2 for Card Present transactions, VIP will forward the CVV2 data to the Issuers as Pass-thru data for Issuer’s validation, i.e. VisaNet will not perform any validation.  If Issuers are unavailable, STIP will respond according to the CVV results."]
["S36","D16 – ADBA1SETA","K057","No error","The CVV2 service allows issuers to use either the MM/YY or YY/MM date format for calculating and encoding the CVV2 on the back of the card.  Note that the CVV that is encoded on the magnetic stripe is always calculated using YY/MM format."]
["S36","D17 – ADBA1SETB","K059","No error","The CVV2 service allows issuers to use either the MM/YY or YY/MM date format for calculating and encoding the CVV2 on the back of the card.  Note that the CVV that is encoded on the magnetic stripe is always calculated using YY/MM format."]
["S36","D18 – ADBA1SETC","K061","No error","The CVV2 service allows issuers to use either the MM/YY or YY/MM date format for calculating and encoding the CVV2 on the back of the card.  Note that the CVV that is encoded on the magnetic stripe is always calculated using YY/MM format."]
["S37","PIN processing","A14","Section Start","Service 37 Messages – PIN Processing"]
["S37","F02 – ACE3","K21","No error","If you support PINs longer than 4-digits, specify if it should be shortened to 4-digits before encrypting with the Issuer Working Key and sending to your endpoint for verification."]
["S37","F04 – ACB1","K28","No error","Visa can validate the PIN on your behalf\n     PVSSI:   Visa checks the PIN during Stand-In Processing only\n     PVS:      Visa checks the PIN on all transactions\n     PVSNO: Visa does not check the PIN; the issuer processor checks the PIN In-house."]
["S37","F05 – ACD8","K30","No error","Enter the maximum number of incorrect PIN entries allowed per cardholder account per day.  When this limit is reached,\nVisa will decline additional transactions with response code 05 ('do not honor') to the acquirer, but forwards response code 75 in field 39 to the issuer in the 0120 advice."]
["S37","F10 – ACD8","K40","No error","Enter the maximum number of incorrect PIN entries allowed per cardholder account per day.  When this limit is reached, Visa will decline additional transactions with response code 05 ('do not honor') to the acquirer, but forwards response code 75 in field 39 to the issuer in the 0120 advice. "]
["S37","F10 – ACD8","K40","E2","Non-decimal digit found. Incorrect PIN Entries count must be decimal value in range 0–250"]
["S37","F10 – ACD8","K40","E3","Invalid value. Incorrect PIN Entries count must be decimal value in range 0–250"]
["S37","F11 – ACE1","K42","No error","Issuers may use either the Visa PIN Verification method or the IBM Offset Method, which are both outlined in the Payment Technology Standards Manual.  Both methods result in the creation of a PIN Verification Value (PVV).  The PVV can either be stored on the magnetic stripe track data (or magnetic stripe image for VSDC cards), or maintained on the PIN Verification File in VisaNet."]
["S37","F12 – ACH1","K47","No error","If you wish to use a standard IBM decimalization table when converting hexadecimal values to digits, enter the 16 digit decimalization value here.\nLength = 16, Default = 0123456789012345"]
["S37","F12 – ACH1","K47","E2","Non-decimal digit found. Decimalization Table must be a sixteen-digit decimal value."]
["S37","F12 – ACH1","K47","E3","Incorrect length or value. Decimalization Table must be a sixteen-digit decimal value."]
["S37","F13 – ACH2","K49","No error","Specify the length of the Offset field encoded on track 1 and track 2 of the magnetic stripe.\nDefault = 0"]
["S37","F14 – ACH3","K51","No error","Enter the number of magnetic stripe characters to skip (between 0 and 15) to find the first character of the PIN offset."]
["S37","F15 – ACH4","K53","No error","Enter the number of valid data characters (which is the maximum length of the PIN.)"]
["S37","F16 – ACH5","K55","No error","The pad character is used to pad the PIN base to 16 digits.      \nDefault = F"]
["S37","F17 – ACH6","K57","No error","Enter the number of characters to skip after the cardholder name field to find the first offset digit on track 1."]
["S37","F18 – ACH7","K59","No error","Enter the number of characters to skip after the account number delimiter to find the first offset digit on track 2."]
["S38","Stand-In Processing (STIP)","A14","Section Start","Service 38 Messages – Stand-In Processing (STIP)"]
["S38","G03 – Total Purchases – 1DA","H024","E2","Non-decimal digit found – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G03 – Total Purchases – 1DA","H024","E3","Out of permitted range – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G03 – Total Purchases – 1DC","I024","E2","Non-decimal digit found – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G03 – Total Purchases – 1DC","I024","E3","Out of permitted range – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G03 – Total Purchases – 4DM","J024","E2","Non-decimal digit found – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G03 – Total Purchases – 4DM","J024","E3","Out of permitted range – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G04 – Total Purchases – 4DM","J024","E4","Out of permitted increment range – 4-Day Multiplier must be in increments of 0.05"]
["S38","G04 – Total Cash – 1DA","H025","E2","Non-decimal digit found – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G04 – Total Cash – 1DA","H025","E3","Out of permitted range – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G04 – Total Cash – 1DC","I025","E2","Non-decimal digit found – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G04 – Total Cash – 1DC","I025","E3","Out of permitted range – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G04 – Total Cash – 4DM","J025","E2","Non-decimal digit found – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G04 – Total Cash – 4DM","J025","E3","Out of permitted range – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G04 – Total Cash – 4DM","J025","E4","Out of permitted increment range – 4-Day Multiplier must be in increments of 0.05"]
["S38","G05 – Airlines – 1DA","H031","E2","Non-decimal digit found – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G05 – Airlines – 1DA","H031","E3","Out of permitted range – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G05 – Airlines – 1DC","I031","E2","Non-decimal digit found – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G05 – Airlines – 1DC","I031","E3","Out of permitted range – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G05 – Airlines – 4DM","J031","E2","Non-decimal digit found – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G05 – Airlines – 4DM","J031","E3","Out of permitted range – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G05 – Airlines – 4DM","J031","E4","Out of permitted increment range – 4-Day Multiplier must be in increments of 0.05"]
["S38","G06 – Lodging – 1DA","H032","E2","Non-decimal digit found – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G06 – Lodging – 1DA","H032","E3","Out of permitted range – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G06 – Lodging – 1DC","I032","E2","Non-decimal digit found – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G06 – Lodging – 1DC","I032","E3","Out of permitted range – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G06 – Lodging – 4DM","J032","E2","Non-decimal digit found – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G06 – Lodging – 4DM","J032","E3","Out of permitted range – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G06 – Lodging – 4DM","J032","E4","Out of permitted increment range – 4-Day Multiplier must be in increments of 0.05"]
["S38","G07 – Auto Rental – 1DA","H033","E2","Non-decimal digit found – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G07 – Auto Rental – 1DA","H033","E3","Out of permitted range – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G07 – Auto Rental – 1DC","I033","E2","Non-decimal digit found – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G07 – Auto Rental – 1DC","I033","E3","Out of permitted range – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G07 – Auto Rental – 4DM","J033","E2","Non-decimal digit found – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G07 – Auto Rental – 4DM","J033","E3","Out of permitted range – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G07 – Auto Rental – 4DM","J033","E4","Out of permitted increment range – 4-Day Multiplier must be in increments of 0.05"]
["S38","G08 – Restaurant – 1DA","H034","E2","Non-decimal digit found – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G08 – Restaurant – 1DA","H034","E3","Out of permitted range – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G08 – Restaurant – 1DC","I034","E2","Non-decimal digit found – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G08 – Restaurant – 1DC","I034","E3","Out of permitted range – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G08 – Restaurant – 4DM","J034","E2","Non-decimal digit found – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G08 – Restaurant – 4DM","J034","E3","Out of permitted range – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G08 – Restaurant – 4DM","J034","E4","Out of permitted increment range – 4-Day Multiplier must be in increments of 0.05"]
["S38","G09 – Mail Order – 1DA","H035","E2","Non-decimal digit found – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G09 – Mail Order – 1DA","H035","E3","Out of permitted range – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G09 – Mail Order – 1DC","I035","E2","Non-decimal digit found – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G09 – Mail Order – 1DC","I035","E3","Out of permitted range – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G09 – Mail Order – 4DM","J035","E2","Non-decimal digit found – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G09 – Mail Order – 4DM","J035","E3","Out of permitted range – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G09 – Mail Order – 4DM","J035","E4","Out of permitted increment range – 4-Day Multiplier must be in increments of 0.05"]
["S38","G10 – Risky Purchase – 1DA","H036","E2","Non-decimal digit found – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G10 – Risky Purchase – 1DA","H036","E3","Out of permitted range – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G10 – Risky Purchase – 1DC","I036","E2","Non-decimal digit found – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G10 – Risky Purchase – 1DC","I036","E3","Out of permitted range – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G10 – Risky Purchase – 4DM","J036","E2","Non-decimal digit found – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G10 – Risky Purchase – 4DM","J036","E3","Out of permitted range – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G10 – Risky Purchase – 4DM","J036","E4","Out of permitted increment range – 4-Day Multiplier must be in increments of 0.05"]
["S38","G11 – ATM Cash – 1DA","H037","E2","Non-decimal digit found – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G11 – ATM Cash – 1DA","H037","E3","Out of permitted range – 1-Day Amount must be decimal number in range 0 – 65279."]
["S38","G11 – ATM Cash – 1DC","I037","E2","Non-decimal digit found – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G11 – ATM Cash – 1DC","I037","E3","Out of permitted range – 1-Day Count must be decimal number in range 0 – 250"]
["S38","G11 – ATM Cash – 4DM","J037","E2","Non-decimal digit found – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G11 – ATM Cash – 4DM","J037","E3","Out of permitted range – 4-Day Multiplier must be decimal number in range 1.00 – 4.00"]
["S38","G11 – ATM Cash – 4DM","J037","E4","Out of permitted increment range – 4-Day Multiplier must be in increments of 0.05"]
["S38","G12 – AGB1","K041","No error","If you select ‘Yes’, this will allow VIP to perform normal STIP processing, for Recurring Payment transactions, even if the Expiration Date (Field 14) is expired or missing. An invalid Expiration Date will still cause a transaction failure with reject code = 0014 – \"Invalid Value\". If you select ‘No’ to this question it means that, if your host is unavailable, VIP will decline Recurring Payment transactions where the Expiration Date (Field 14) is expired or missing. When your host is available, Recurring Payments with an expired or missing expiration date will always be force-routed to your host. VIP will do no further inspection of this flag's setting under these circumstances."]
["S38","G13 – AGB2","K043","No error","The Recurring Payment Indicator is shown as the value ‘R’ in Field 126.13 of the transaction. It is used by the Acquirer to identify that the transaction has been generated as part of a recurring payment rather than a single transaction. An example of this is that the cardholder has agreed with a merchant to pay a $120 total magazine subscription at $10 per month on the first day of every month. A transaction of $10 will then be generated on the first day of every month (even though the cardholder is not present) and the value \"R\" should be placed in F126.13 for clarification."]
["S38","G14 – AHC4","K052","No error","If ‘Yes’ is selected, VIP will decline all key-entered transactions (Field 22 = 01) during stand-in processing."]
["S38","G23 – AHE1a","K084","E2","Non-decimal digit found. Risk Score must be a decimal value in range 0–99"]
["S38","G23 – AHE1a","K084","E3","Out of permitted range. Risk Score must be a decimal value in range 0–99"]
["S38","G24 – AHE1b","K086","No error","Card not present transactions are identified by the presence of one of the following values in F25:\n    01 (Customer not present)\n    05 (Customer present, card not present)\n    08 (Mail/telephone order)\n    59 (Electronic commerce request by public network)\n    73 (Token-originated recurring payment)"]
["S38","G24 – AHE1b","K086","E2","Non-decimal digit found. Risk Score must be a decimal value in range 0–99"]
["S38","G24 – AHE1b","K086","E3","Out of permitted range. Risk Score must be a decimal value in range 0–99"]
["S38","G25 – AHE2","K088","No error","The term 'cash' in this context applies to ATM cash withdrawals, manual cash disbursements and quasi-cash."]
["S38","G25 – AHE2","K088","E2","Non-decimal digit found. Risk Score must be a decimal value in range 0–99"]
["S38","G25 – AHE2","K088","E3","Out of permitted range. Risk Score must be a decimal value in range 0–99"]
["S38","G31 – AGV3","K097","No error","An answer of Yes cannot be selected via the CIQ.  When set to yes, VIP will not send authorizations to the issuer (even when available) and will send all authorization parameters to STIP for processing."]
["S38","G33 – Purchase","F105","No error","Goods or services at the point of sale that do not fall into other categories listed."]
["S38","G34 – Quasi-Cash","F106","No error","Product or item that is representative of actual cash, such as money orders, traveler's checks, foreign currency, lottery tickets or casino gaming chips."]
["S38","G35 – ATM Cash Withdrawal","F107","No error","Cash disbursed at an ATM."]
["S38","G36 – Other Cash (Manual)","F108","No error","Cash disbursed over the counter, such as in a bank’s branch."]
["S38","G37 – Merchandise Return","F109","No error","A cardholder credit for returned goods or a refund. "]
["S38","G38 – Original Credit","F110","No error","Original Credit Transactions (OCT) result in a credit to the cardholder.  Unlike Merchandise Returns, an OCT does not relate to a previous transaction.  Examples include a Money Transfers, Prepaid Top Up or Government Disbursement.  "]
["S38","G39 – Prepaid Activate and Load","F111","No error","(US Only) Prepaid Activate and Load is part of the Ready Link service.  These message types allow a Reloadable Prepaid card to be activated for use, and loaded with cash.  Ready Link participants must use 91 for Visa Networks; non-participants use 57."]
["S38","G40 – Payment","J105","No error","(US Only) Payment transactions result in a credit to the issuer and a debit to the acquirer. They help to facilitate private agreements between issuers and merchants in support of unique processing needs for selected programs.   "]
["S38","G41 – Bill Payment","J106","No error","(US Only) Bill Payments enable consumer and commercial cardholders to pay bills. The bill payment transaction supports several types of payments, including one-time payments, recurring payments, and instalment payments.  "]
["S38","G42 – Eligibility","J107","No error","(US Only) Eligibility messages refer to a non-financial, information-only request that can be used to verify whether an individual's health insurance coverage is current. Participating Issuers must have response code 91.  Non-participating Issuers must have response code 57."]
["S38","G43 – Account Funding","J108","No error","Account Funding Transactions (AFT) pull funds from one cardholder’s account in order to push payment to another cardholder’s account.  "]
["S38","G44 – Transfer Value Between cards","J109","No error","(US Only) Allows the balances of two different cards that belong to the same Issuer to be consolidated. "]
["S38","G45 – Account Transfer","J110","No error","(US Only) Allows balances to be transferred between two accounts that are linked to the same card.  This transaction type is only supported by ATM and Full Service issuers. "]
["S38","G46 – Shared Deposit","J111","No error","Allows cardholders to deposit funds at any Acquirer’s ATM that participates in the Plus Shared Deposit network.  It applies to network Plus (0004) only.  For Issuers who choose to participate in Shared Deposit (APGD1), this must be set to 91.  This should be 57 for BINs that do not participate.  "]
["S39","Copy Configuration","A14","Section Start","Service 39 Messages – Copy Configuration"]
["S39","C01 – COPY1","K019","E2","Invalid digit found. BIN must be numeric."]
["S39","C01 – COPY1","K019","E3","Invalid length. BIN must be six-digit numeric."]
["S39","C03 – AEV 3a","K029","E2","Non-decimal digit found. Routing ID must be six-digit numeric starting with \"7\"."]
["S39","C03 – AEV 3a","K029","E3","Invalid length or value. Routing ID must be six-digit numeric starting with \"7\"."]
["S39","C04 – AEV 3b","K031","E2","Non-decimal digit found. Routing ID must be six-digit numeric starting with \"7\"."]
["S39","C04 – AEV 3b","K031","E3","Invalid length or value. Routing ID must be six-digit numeric starting with \"7\"."]
["S39","C05 – CL 31","K034","E2","Non-decimal digit found. Routing ID must be six-digit numeric starting with \"8\"."]
["S39","C05 – CL 31","K034","E3","Invalid length or value. Routing ID must be six-digit numeric starting with \"8\"."]
["S39","C06 – IWK – Copy BIN","G040","E2","Invalid digit found. BIN must be numeric."]
["S39","C06 – IWK – Copy BIN","G040","E3","Invalid length. BIN must be six-digit numeric."]
["S39","C07 – CVV – Copy BIN","G041","E2","Invalid digit found. BIN must be numeric."]
["S39","C07 – CVV – Copy BIN","G041","E3","Invalid length. BIN must be six-digit numeric."]
["S39","C08 – CAVV – Copy BIN","G042","E2","Invalid digit found. BIN must be numeric."]
["S39","C08 – CAVV – Copy BIN","G042","E3","Invalid length. BIN must be six-digit numeric."]
["S39","C09 – MDK – Copy BIN","G043","E2","Invalid digit found. BIN must be numeric."]
["S39","C09 – MDK – Copy BIN","G043","E3","Invalid length. BIN must be six-digit numeric."]
["S39","C11 – BIN","J050","E2","Invalid character – BIN must be six-digit numeric."]
["S39","C11 – BIN","J050","E3","Invalid length – BIN must be six-digit numeric."]
["S39","C11 – Network ID","K050","No error","0002 = Visa                              \n0003 = Interlink\n0004 = Plus\nNote that Plus BINs may still settle under a settlement BIN that has a Visa network (0002)."]
["S39","C11 – Network ID","K050","E2","Invalid character – Network must be four-digit numeric."]
["S39","C11 – Network ID","K050","E3","Invalid length – Network must be four-digit numeric."]
["S39","C13 – Copy SRE","D057","E2","Non-decimal digit found. SRE must be a ten-digit decimal value."]
["S39","C13 – Copy SRE","D057","E3","Incorrect length or value. SRE must be a ten-digit decimal value."]
["S39","C14 – Copy SRE","D058","E2","Non-decimal digit found. SRE must be a ten-digit decimal value."]
["S39","C14 – Copy SRE","D058","E3","Incorrect length or value. SRE must be a ten-digit decimal value."]
["S39","C15 – Copy SRE","D059","E2","Non-decimal digit found. SRE must be a ten-digit decimal value."]
["S39","C15 – Copy SRE","D059","E3","Incorrect length or value. SRE must be a ten-digit decimal value."]
["S39","C16 – Copy SRE","D060","E2","Non-decimal digit found. SRE must be a ten-digit decimal value."]
["S39","C16 – Copy SRE","D060","E3","Incorrect length or value. SRE must be a ten-digit decimal value."]
["S40","Visa Direct","A14","Section Start","Service 40 Messages – Visa Direct"]
["S40","K01 – APH2","K19","No error","Visa Rules require Issuers to accept OCTs.  Issuers can request for blocking Online Gambling OCTs if prohibited by local law.  This option instructs Visa to decline only Online Gambling Original Credit transactions without forwarding them to the Issuer for authorization."]
["S40","K02 – APH4","K23","No error","Money transfers are not permitted for certain types of prepaid accounts, such as employee benefits cards or where cardholder data is not on file.  If the prepaid product you are activating is an optional program, the Visa Money Transfer Opt In /Opt Out form must be submitted and approved by Visa Product prior to submission of the CIQ.  \n\nIssuers must accept enhanced format Money Transfer OCTs on debit, credit and eligible prepaid accounts."]
["S40","K03 – APH6AB","K25","No error","Fast Funds is mandatory for Debit and Prepaid products.  Fast Funds participation indicates that Issuers will make the funds for enhanced Money Transfer OCT available to their recipient cardholders within 30 minutes of approving the enhanced OCT authorization (0100) or full financial (0200) request.  This gives recipients faster access to their funds, greatly improving the money transfer experience for originators and recipients."]
["S40","K04 – APH7","K33","No error","Limits on single transfers and the total amount that any person can transfer over a given period vary by country. In some countries, transfers above a specified limit are prohibited. In others, there are requirements for reporting transfers above a certain value to government agencies.  To assist issuers in this regard, velocity limits can be set in the table below.  When these limits are exceeded, Visa can either decline the OCT or refer it to the issuer for the decision."]
["S40","K05 – AGK 1","K35","No error","\"No\" means that Visa will decline OCT authorization requests if the issuer participates in activity checking and velocity limits are specified in the table below.\n\"Yes\" means that that Visa will always route Original Credit authorizations to the Issuer when the limits in the table below are exceeded.  Issuers can identify that the set limits have been exceeded by examining Field 48, Usage 37, Position 11."]
["S40","K05 – AGK 1","K35","E5","Answers to AGK 1 and AGK 2 cannot both be \"Yes\"."]
["S40","K06 – AGK 2","K37","No error","Answer “Y” if Issuers want to receive STIP advices when Money Transfer transactions are declined by Visa on behalf for exceeding limits.  If the issuer participates in Activity Checking Referral, this question does not apply."]
["S40","K06 – AGK 2","K37","E5","Answers to AGK 1 and AGK 2 cannot both be \"Yes\"."]
["S40","K07 / K08 / K09 / K13 / K14 / K15","NDA","E2","Non-decimal digit found. Amount must be decimal integer in the range specified."]
["S40","K07 / K08 / K09 / K13 / K14 / K15","NDA","E3","Invalid length or value. Amount must be decimal integer in the range specified."]
["S40","K10 / K11 / K12 / K16 / K17 / K18","NDC","E2","Non-decimal digit found. Count must be decimal integer in the range specified."]
["S40","K10 / K11 / K12 / K16 / K17 / K18","NDC","E3","Invalid length or value. Count must be decimal integer in the range specified."]
["S41","Alternate Routing","A14","Section Start","Service 41 Messages – Alternate Routing"]
["S41","M03 – PCR","K25","E2","Invalid character – PCR must be four-digit numeric."]
["S41","M03 – PCR","K25","E3","Invalid length – PCR must be four-digit numeric."]
["S41","M04 – BIN","K27","E2","Invalid character – BIN must be six-digit numeric."]
["S41","M04 – BIN","K27","E3","Invalid length – BIN must be six-digit numeric."]
["S41","M05 – BIN","K31","E2","Invalid character – BIN must be six-digit numeric."]
["S41","M05 – BIN","K31","E3","Invalid length – BIN must be six-digit numeric."]
["S41","M06 – BIN","K33","E2","Invalid character – BIN must be six-digit numeric."]
["S41","M06 – BIN","K33","E3","Invalid length – BIN must be six-digit numeric."]
["S41","M07 – BIN","K35","E2","Invalid character – BIN must be six-digit numeric."]
["S41","M07 – BIN","K35","E3","Invalid length – BIN must be six-digit numeric."]
["S41","M10 – PCR","K46","E2","Invalid character – PCR must be four-digit numeric."]
["S41","M10 – PCR","K46","E3","Invalid length – PCR must be four-digit numeric."]
["S41","M11 – BIN","K48","E2","Invalid character – BIN must be six-digit numeric."]
["S41","M11 – BIN","K48","E3","Invalid length – BIN must be six-digit numeric."]
["S41","M13 – 7-series RID","K52","E2","Non-decimal digit found. Routing ID must be six-digit numeric starting with \"7\"."]
["S41","M13 – 7-series RID","K52","E3","Invalid length or value. Routing ID must be six-digit numeric starting with \"7\"."]
["S42","Currency Conversion Options","A14","Section Start","Service 42 Messages – Currency Conversion Options"]
["S42","E01 – AJA1","K19","No error","Enter the 3-digit numeric ISO currency code.\n\nThis code will be sent in Field 51 for non-US issuers and for US issuers who participate in multicurrency and in Field 49 for non-multicurrency issuers.\nNational Net Participants: Full Service Issuers receive the domestic currency as their cardholder billing currency for domestic transactions, irrespective of the selection for this question."]
["S42","E01 – AJA1","K19","E2","Non-decimal digit found. Currency Code must be three-digit numeric value in range 001–999."]
["S42","E01 – AJA1","K19","E3","Invalid length or value. Currency Code must be three-digit numeric value in range 001–999."]
["S42","E02 – AJA2","K22","No error","'Inter-Region' refers to transactions where the transaction originates from an acquirer in a different region to the issuer.  Visa adds the Optional Issuer mark-up when the transaction currency submitted by the acquirer is different to the cardholder billing currency (Field 51 for non-US issuers, and US issuers who participate in multicurrency; Field 49 for non-multicurrency issuers).  \nIssuers may choose not to add a percentage against this question and instead calculate and assess a markup outside of VisaNet when holding open-to-buy funds and posting to the cardholder account."]
["S42","E02 – AJA2","K22","E2","Non-decimal digit found. Percentage must be in format \"n\" or \"nn.nnn%\"."]
["S42","E02 – AJA2","K22","E3","Invalid length or value. Percentage must be in format \"n\" or \"nn.nnn%\"."]
["S42","E03 – AJA4","K25","No error","'Intra-Region' refers to when the transaction originates from an acquirer in the same region as the issuer.  Visa adds the Optional Issuer mark-up when the transaction currency submitted by the acquirer is different to the cardholder billing currency (field 51 for non-US issuers, and US issuers who participate in multicurrency; field 49 for non-multicurrency issuers).  \nIssuers may choose not to add a percentage against this question and instead calculate and assess a markup outside of VisaNet when holding open-to-buy funds and posting to the cardholder account."]
["S42","E03 – AJA4","K25","E2","Non-decimal digit found. Percentage must be in format \"n\" or \"nn.nnn%\"."]
["S42","E03 – AJA4","K25","E3","Invalid length or value. Percentage must be in format \"n\" or \"nn.nnn%\"."]
["S42","E05 – AJA7","K31","No error","If  \"Yes\" is selected, Visa will provide the optional issuer currency conversion fee (OIF) in field 63.14 , expressed in the cardholder billing currency, whenever a transaction undergoes currency conversion."]
["S42","E06 – AJD3","K33","No error","If \"Yes\" is selected, VIP will add the charge (ISA) indicator in field 63.21 to specify whether a charge was assessed on the transaction.  If this BIN processes both Issuer and Acquirer activity, this indicator information will be delivered to the Issuer as well as the Acquirer.  This field will also be included in the subscribed VIP raw data record V22200 and V23000."]
["S43","Additional Processing Options","A14","Section Start","Service 43 Messages – Additional Processing Options"]
["S43","L06 – EC1","K036","No error","If Yes is selected, Visa will block all authorizations.  All Clearing messages will continue to be process.  Blocking the BIN will also cause the BIN to be removed from the routing tables."]
["S43","L09 – APGD2","K045","No error","The Plus Alliance provides access-fee-free cash to cardholders of participating issuers' prepaid cards when used at participating Plus Alliance ATMs across the U.S.  Plus Alliance transactions qualify for a distinct cash disbursement fee.  By participating in this service all ATM machine locations associated with the Routing ID will participate."]
["S43","L10 – AD1","K050","No error","All Visa card numbers must be encoded with a Mod-10 \"Check Digit\", which is derived by applying the  Luhn modulus-10 algorithm to the first 15 digits.  The Mod-10 check digit allows terminals to verify the user has keyed in a card number correctly prior to sending the authorization request to Visa.\n\nMod-10 must be set to \"Yes\" for Visa cards, and is optional for non-Visa (e.g. Private Label, Proprietary ATM) cards."]
["S43","L17 – AEO8","K066","No error","If ‘Yes’ is selected, 0200 Financial POS transactions are converted to 0100 messages and are forwarded to Full Service issuer for authorization.  The 0100 authorizations are cleared and settled with the issuer in BASE II."]
["S43","L18 – AIA1","K068","No error","Selecting \"Yes\" to this question will enroll the BIN in the Automatic Cardholder Database Update (Auto-CDB) Service, which automatically updates the Exception File when issuers return a pick-up response code in authorization response messages."]
["S43","L19 – API4","K070","No error","0322 is Valid for Auth Only, and Full Service BINs\n0120 Only valid for BI and Auth Only BINs"]
["S43","L20 – AOA2","K072","No error","Cash back is a domestic service available to participating countries and is defined as cash given to the cardholder at the point of sale when a purchase is made.  Both the Issuer and Acquirer must be participating in this service in order for the transaction to be valid."]
["S43","L22 – APBA11","K076","No error","The digital entity identifier value in Field 126.18 identifies Visa Checkout transactions in authorizations and fraud reporting messages.  The inclusion of the indicator allows issuers to more clearly identify Visa Checkout transactions and apply processing rules or undertake data mining, measure the success of promotional activity or to better assess transaction risk.\nIf selected, full service Issuers who receive SMS Raw Data, Version 2.2, also receive this identifier in the V22227 record."]
["S43","L23 – APCA1","K078","No error","The Internet Gambling Stand-In Processing (STIP) service is an optional service that enables issuers to decline all identifiable non-face-to-face gambling transactions, including both ecommerce and mail/phone order transactions.\nThis question has three options: \n"]
["S43","L23 – APCA1","K078","Continued","Yes:         Decline all non-face-to-face gambling transactions, including both ecommerce\n                and mail/phone order transactions\n"]
["S43","L23 – APCA1","K078","Continued","Selective: Decline Internet Gambling transactions from merchants who have not registered\n               with a valid Merchant Verification Value.\n"]
["S43","L23 – APCA1","K078","Continued","No:          Not participating: do not decline Internet Gambling transactions."]
["S43","L24 – APCA2","K080","No error","Preauthorized Payment Cancellation participants are able to create and maintain stop payment orders on the CDB (Cardholder Data Base) file.  Selecting YES instructs Visa to perform transaction matching against the CDB"]
["S43","L25 – APCA3","K082","No error","By selecting 'Yes', the Compromised Account Risk Condition Code, if present, will be sent in bytes 1-2 of F62.22. If you also want to receive the Compromised Event Reference (CER) ID, bytes 3-4 of F62.22, in addition to setting this flag, you must submit the CER ID subscription form in the ancillary forms section of the CIQ."]
["S43","L26 – APCA4","K084","No error","When you select 'Yes', Visa will deliver product identification information.  This flag must be set to 'Yes' for partial or full Account Level Processing (ALP) participants.  To enroll in ALP and rewards, please contact rewards@visa.com"]
["S43","L27 – APCA5","K086","No error","Real-Time Decisioning (RTD) is a subscription-based product that is part of the Visa Risk Manager suite.  RTD allows Visa to act on behalf of the issuer to decline or forward-refer high-fraud-risk transactions using predefined rules created by the issuer, supporting both \"issuer available\" and \"issuer unavailable\" processing options."]
["S43","L28 – APCA8","K088","No error","This question is mandated for Visa BINs and optional for Non-Visa Bins."]
["S43","L29 – APCA9","K090","No error","A pre-authorization completion advices is a 0120 notification message that is sent to the issuer when VIP receives a clearing advice from a full service acquirer.  The 0120 advice can be seen as 'advance notice' of the BASE II clearing draft that the issuer will receive.  This option excludes creation of clearing advices for Automated Fuel Dispensing terminals at gas/petrol stations.\n\nNever: Do not receive 0120 Pre-Authorization Completion Advices   \n\nOnline: Visa forwards 0120 Pre-Authorization Completion Advices to the issuer processor as soon as it is received.\n\nSTIP:  Visa responds to 0120 Pre-Authorization Completion Advices on behalf of the Issuer and sends an 0120 advice to the issuer's advice queue."]
["S43","L30 – APCA10","K092","No error","Participation is required for Health Reimbursement (HRA) & Flexible Spending (FSA) Prepaid BINs."]
["S43","L31 – APCA13","K094","No error","If this question is set to 'Yes', enhanced AFD 0120 Acquirer Confirmation Advices and 0420 Confirmation Advice Reversal will be switched directly to the BASE I Issuer. The Issuer must respond with 0130 and 0430 messages respectively. If the Issuer is not available, VIP will acknowledge the advices with response code 00, and create a STIP advice and add it to the Issuer's advice queue. Issuers must sign on to recovery and pick up the advices following normal procedures."]
["S43","L32 – APCA15","K096","No error","The Cardholder ID Method in Field 60.9 identifies the cardholder identification method (e.g. signature / PIN / Card not present etc) used for a transaction. In the October 2013 Release, Article 2.12, Visa removes track and PIN data from advices to ensure consistent processing of sensitive cardholder data.  To enable issuers to identify whether a PIN was included in the authorization this flag can be selected.  This option is not applicable to Plus (network 4) messages."]
["S43","L35 – APF4","K102","No error","Prepaid issuers can offer standalone POS balance inquiry service to their cardholders."]
["S43","L36 – APF5","K104","No error","This option controls whether VIP should return POS balance information in Field 54 as sent by the issuer, back to the acquirer, regardless of the card product.\n\nNote: Balance  return for  Prepaid Cooperate Incentive (Product Subtype ‘IC’) and Prepaid Consumer Gift (Product Subtype ‘GI’) are always forwarded to Acquirer when present (if the acquiring PCR can accept balance information), regardless of issuer setting for this question."]
["S43","L37 – GB–TCI","K106","No error","This applies to the following Prepaid types:\n– Consumer Travel (Non-reloadable & reloadable)\n– Corporate Travel (Non-reloadable & reloadable)"]
["S44","SMS Reports & Raw Data","A14","Section Start","Service 44 Messages – SMS Reports & Raw Data"]
["S44","N01 – Settlement BIN","J18","E2","Invalid character – BIN must be six-digit numeric."]
["S44","N01 – Settlement BIN","J18","E3","Invalid length – BIN must be six-digit numeric."]
["S44","N01 – Settlement Network","K18","No error","0002 = Visa                              \n0003 = Interlink\n0004 = Plus\nNote that Plus BINs may still settle under a settlement BIN that has a Visa network (0002)."]
["S44","N01 – Settlement Network","K18","E2","Invalid character – Network must be four-digit numeric."]
["S44","N01 – Settlement Network","K18","E3","Invalid length – Network must be four-digit numeric."]
["S44","N27 – Recipient CIB","K64","E2","Invalid character – Application processor must be six-digit numeric."]
["S44","N27 – Recipient CIB","K64","E3","Invalid length – Application processor must be six-digit numeric."]
["S44","N28 – Recipient BIN","J66","E2","Invalid character – BIN must be six-digit numeric."]
["S44","N28 – Recipient BIN","J66","E3","Invalid length – BIN must be six-digit numeric."]
["S44","N28 – Recipient Network","K66","E2","Invalid character – Network must be four-digit numeric."]
["S44","N28 – Recipient Network","K66","E3","Invalid length – Network must be four-digit numeric."]
["S44","N30 – Recipient CIB","K70","E2","Invalid character – Application processor must be six-digit numeric."]
["S44","N30 – Recipient CIB","K70","E3","Invalid length – Application processor must be six-digit numeric."]
["S44","N31 – Recipient BIN","J72","E2","Invalid character – BIN must be six-digit numeric."]
["S44","N31 – Recipient BIN","J72","E3","Invalid length – BIN must be six-digit numeric."]
["S44","N32 – Recipient Network","K72","E2","Invalid character – Network must be four-digit numeric."]
["S44","N32 – Recipient Network","K72","E3","Invalid length – Network must be four-digit numeric."]
["S44","N33 – CEC11","K76","No error","Note: If 'Yes' is specified, all 0100 authorizations and related 0400 reversals for both acquirer and issuer messages will not be reported.  This option will not suppress full financial messages, including 0100 Preauthorizations or the 0300 File maintenance and 0600 Administrative messages.\nNote: This question cannot be set to Yes if the VSS processor’s network is 0003 (Interlink) because Interlink is a full service network."]
["S45","VROL (Financials) Configuration","A14","Section Start","Service 45 Messages – VROL (Financials) Configuration"]
["S45","Routing ID","K27","E2","Non-decimal digit found. Routing ID must be six-digit numeric starting with \"8\"."]
["S45","Routing ID","K27","E3","Invalid length or value. Routing ID must be six-digit numeric starting with \"8\"."]
["S45","Routing ID","K39","E2","Non-decimal digit found. Routing ID must be six-digit numeric starting with \"7\"."]
["S45","Routing ID","K39","E3","Invalid length or value. Routing ID must be six-digit numeric starting with \"7\"."]
["S46","Settlement and VSS Reporting","A14","Section Start","Service 46 Messages – Settlement and VSS Reporting"]
["S46","R03 – SSS124","K23","E2","Non-decimal digit found. SRE must be a ten-digit decimal value."]
["S46","R03 – SSS124","K23","E3","Incorrect length or value. SRE must be a ten-digit decimal value."]
["S46","R03 – SSS124","K23","E5","SRE must be entered when SSS122 is \"Yes\"."]
["S46","R05 – SSS128","K27","E2","Non-decimal digit found. SRE must be a ten-digit decimal value."]
["S46","R05 – SSS128","K27","E3","Incorrect length or value. SRE must be a ten-digit decimal value."]
["S46","R06 – SSS140","K29","No error","Settlement is carried out in a hierarchy composed of an organization (Business ID) with Settlement Report Entities under it. An SRE is identified by a 10-digit SRE ID.\n\nFor standard settlement hierarchies, this will be your Fund Transfer SRE (FTSRE). Visa uses the FTSRE  as an identifier when sending a request for funds to the settlement bank. For customized hierarchies, this could be a Summary SRE(s) that rolls up to the FTSRE. \n\nIf you are settling through your Processor, please obtain the International FTSRE or Summary SRE from them. If you are settling in-house, please note that the International FTSRE and any Summary SRE(s) can be found in the VSS-100 report."]
["S46","R06 – SSS140","K29","E2","Non-decimal digit found. SRE must be a ten-digit decimal value."]
["S46","R06 – SSS140","K29","E3","Incorrect length or value. SRE must be a ten-digit decimal value."]
["S46","R07 – SSS200","K34","No error","National Net Settlement Service (NNSS) allows clients in specific countries to settle domestic transactions through a domestic settlement agent. Clients who participate in National Net Settlement will receive 2 sets of reports via VisaNet Settlement Service (One set for international transactions, and another for domestic transactions)."]
["S46","R10 – SSS304","K41","E2","Non-decimal digit found. CIB must be six-digit numeric."]
["S46","R10 – SSS304","K41","E3","Invalid length or value. CIB must be six-digit numeric."]
["S46","R11 – SSS320","K43","No error","Settlement is carried out in a hierarchy composed of an organization (Business ID) with Settlement Report Entities under it. An SRE is identified by a 10-digit SRE ID.\n\nFor standard settlement hierarchies, this will be your Funds Transfer SRE (FTSRE). Visa uses the FTSRE  as an identifier when sending a request for funds to the settlement bank. For customized hierarchies, this could be a Summary SRE(s) that rolls up to the FTSRE. \n\nIf you are settling through your Processor, please obtain the NNSS FTSRE or Summary SRE from them. If you are settling in-house, please note that the NNSS FTSRE and any Summary SRE(s) can be found in the VSS-100 report."]
["S46","R11 – SSS320","K43","E2","Non-decimal digit found. SRE must be a ten-digit decimal value."]
["S46","R11 – SSS320","K43","E3","Incorrect length or value. SRE must be a ten-digit decimal value."]
["S46","R12 – SSS399","K48","E2","Non-decimal digit found. Delivery / Endpoint Address must be dix-digit numeric"]
["S46","R12 – SSS399","K48","E3","Invalid length or value. Delivery / Endpoint Address must be six-digit numeric."]
["S46","R13 – SSS400","K51","No error","Acquirers, issuers, and processors can receive their reports in machine readable (TC 46) format, in print-ready (TC 47) format, or in both formats.\nThe machine-readable option is available to both BASE II- and SMS-connected acquirers, issuers, and processors.\nAcquirers, issuers, and processors can take advantage of the machine readable reports to:\n• Produce customized settlement reports.\n• Automate interfaces to internal processing systems. For example, automated procedures can be developed for general ledger posting of reimbursement fees or Visa charges.\n• Automate reconciliation procedures."]
["S46","R14 – SSS600","K53","No error","Determines the sort order for reports delivered to the destination address, as follows:\n• B: The Clearing Business BIN will be in the header record of the reports for each lowest-level SRE in the hierarchy. With this option, reports delivered to the same destination address will be sorted by BIN.\n• S: The Application processor BIN will be in the header record of the reports for each lowest-level SRE. With this option, reports delivered to the same destination address will be sorted by SRE number.\nNOTE: The report sort order is not established when the delivery address is file or when the SMS Dispatcher is selected."]
["S47","Clearing","A14","Section Start","Service 47 Messages – Clearing"]
["S47","Q01 – CLR100","K18","No error","Application Processor, also known as Center Information Block (CIB), is a 6-digit BIN that identifies the endpoint for BASE II file delivery and collection. This is the BIN that is selected when signing into the Edit Package."]
["S47","Q01 – CLR100","K18","E2","Non-decimal digit found. CIB must be six-digit numeric."]
["S47","Q01 – CLR100","K18","E3","Invalid length or value. CIB must be six-digit numeric."]
["S47","Q02 – CLR300","K21","No error","TCR4 records contain the ATM surcharge amount assessed by the Acquirer, in the cardholder billing currency.  This draft data also provides information on ATM rate programs."]
["S47","Q05 – CLR500","K31","No error","This Routing ID is defined to route non-financial exception transactions. The Routing ID for VROL Non-Financial is an 8-series numeric ID assigned by Visa."]
["S47","Q05 – CLR500","K31","E2","Non-decimal digit found. Routing ID must be six-digit numeric starting with \"8\"."]
["S47","Q05 – CLR500","K31","E3","Invalid length or value. Routing ID must be six-digit numeric starting with \"8\"."]
["S47","Q06 – CLR-L2","K40","No error","These options are added to the Account Range Definition tables, which tell Visa and acquirers which types of commercial data the issuer supports, and wishes to receive."]
["S47","Q07 – CLR-L3","K42","No error","These options are added to the Account Range Definition tables, which tell Visa and acquirers which types of commercial data the issuer supports, and wishes to receive."]
["S47","Q08 – CLR-PP","K44","No error","These options are added to the Account Range Definition tables, which tell Visa and acquirers which types of commercial data the issuer supports, and wishes to receive."]
["S48","There is no Service 48","A14","Section Start","There is no Service 48"]
["S49","There is no Service 49","A14","Section Start","There is no Service 49"]
["S50","There is no Service 50","A14","Section Start","There is no Service 50"]
["Validate","Message","None","No error","Clicking the 'Validate Data' or 'Validate All Services' button performs preparatory checking that the data entered fulfils certain requirements concerning formatting and content.\n\nIt does not perform verification that all required data has been entered; nor does it perform any cross-checking against existing set-up data already loaded by Visa.\n\nIt is the client's responsibility to ensure that the data entered in the CIQ reflects the settings that are required."]

{"sheet":"Admin - Regions","index":1,"n_rows":63,"n_cols":7,"rows_kept":63,"cut":false,"hidden":true,"merged":[]}
[null,null,null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]
["Services – AP","Services – Canada","Services – CEMEA","Services – LAC","Services – US",null,"Services"]
["^^^^","SSS^","^^^^","^^^^","SSS^","S31","BIN List"]
["^^^^","U^U^","^^^^","^^^^","U^U^","S39","Copy Configuration"]
["^^^^","UUU^","^^^^","^^^^","UUU^","S34","VSDC"]
["^^^^","UUU^","^^^^","^^^^","UUU^","S35","Verified by Visa"]
["^^^^","UUU^","^^^^","^^^^","UUU^","S36","CVV / iCVV / CVV2"]
["^^^^","UUU^","^^^^","^^^^","UUU^","S37","PIN Processing"]
["^^^^","UUU^","^^^^","^^^^","UUU^","S38","STIP"]
["^^^^","UUU^","^^^^","^^^^","UUU^","S40","Visa Direct"]
["^^^^","UUU^","^^^^","^^^^","UUU^","S41","Alternate Routing"]
["^^^^","UUU^","^^^^","^^^^","UUU^","S42","Multicurrency Options"]
["^^^^","UUU^","^^^^","^^^^","UUU^","S43","Additional Processing Options"]
["^^^^","UUU^","^^^^","^^^^","UUU^","S44","SMS Reports & Raw Data"]
["^^^^","UUU^","^^^^","^^^^","UUU^","S45","VROL (Financials) Configuration"]
["^^^^","UUU^","^^^^","^^^^","UUU^","S46","Settlement & VSS Reporting"]
["^^^^","UUU^","^^^^","^^^^","UUU^","S47","Clearing"]
[]
[]
[]
[]
[]
[]
[]
[null,"XU",null,null,"XU","R15","VSS100R"]
[null,"XU",null,null,"XU","R16","VSS100W"]
[null,"XU",null,null,"XU","R17","VSS110"]
[null,"XU",null,null,"XU","R18","VSS110M"]
[null,"XU",null,null,"XU","R19","VSS111"]
[null,"XU",null,null,"XU","R20","VSS115"]
[null,"XU",null,null,"XU","R21","VSS115M"]
[null,"XU",null,null,"XU","R22","VSS116"]
[null,"XU",null,null,"XU","R23","VSS116M"]
[null,"XU",null,null,"XU","R24","VSS120"]
[null,"XU",null,null,"XU","R25","VSS120M"]
[null,"XU",null,null,"XU","R26","VSS130"]
[null,"XU",null,null,"XU","R27","VSS130M"]
[null,"XU",null,null,"XU","R28","VSS135"]
[null,"XU",null,null,"XU","R29","VSS140"]
[null,"XU",null,null,"XU","R30","VSS140M"]
[null,"XU",null,null,"XU","R31","VSS210"]
[null,"XU",null,null,"XU","R32","VSS210M"]
[null,"XU",null,null,"XU","R33","VSS215"]
[null,"XU",null,null,"XU","R34","VSS215M"]
[null,"XU",null,null,"XU","R35","VSS230"]
[null,"XU",null,null,"XU","R36","VSS300"]
[null,"XU",null,null,"XU","R37","VSS640"]
[null,"XU",null,null,"XU","R38","VSS900"]
[null,"XU",null,null,"XU","R39","VSS900M"]
[null,"XU",null,null,"XU","R40","VSS900S"]
[null,"XU",null,null,"XU","R41","VSS900SM"]
[null,"XU",null,null,"XU","R42","VSS950"]
[null,"XU",null,null,"XU","R43","VSS950M"]
[]
[]
[]
[]
[]
[]
[]
["Countries – AP","Countries – Canada","Countries – CEMEA","Countries – LAC","Countries – US"]
["Region not applicable to this CIQ","Canada","Region not applicable to this CIQ","Region not applicable to this CIQ","U.S.A."]
["Countries – AP – End of list","Countries – CA – End of list","Countries – CEMEA – End of list","Countries – LAC – End of list","Countries – US – End of list"]

{"sheet":"Admin - Permanent Memory","index":2,"n_rows":78,"n_cols":4,"rows_kept":78,"cut":false,"hidden":true,"merged":[]}
[null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]
["Tab Code","Value Code","Value","Description"]
["View","Zoom",100,"Viewing size in percent"]
["Protected","Workbook","P","Workbook Protection"]
["Protected","A_Msg","P","Worksheet Protection – AM – Admin – Messages"]
["Protected","A_Reg","P","Worksheet Protection – AR – Admin – Regions"]
["Protected","A_PMA","P","Worksheet Protection – AP – Admin – Permanent Memory Area"]
["Protected","A_Val","P","Worksheet Protection – FV – Admin – Field Validation Lists"]
["Protected","Cover","P","Worksheet Protection – FC – Front Cover"]
["Protected","Gen_H","P","Worksheet Protection – GH – General Help"]
["Protected","Print","P","Worksheet Protection – PP – Print Preview"]
["Protected","Svc31","P","Worksheet Protection – S31 – BL – BIN List"]
["Protected","Svc34","P","Worksheet Protection – S34 – VS – VSDC"]
["Protected","Svc35","P","Worksheet Protection – S35 – VV – Verified by Visa"]
["Protected","Svc36","P","Worksheet Protection – S36 – CV – CVV / iCVV / CVV2"]
["Protected","Svc37","P","Worksheet Protection – S37 – PP – PIN Processing"]
["Protected","Svc38","P","Worksheet Protection – S38 – S1 – STIP – PCAS Unavailable"]
["Protected","Svc39","P","Worksheet Protection – S39 – CC – Copy Configuration"]
["Protected","Svc40","P","Worksheet Protection – S40 – VD – Visa Direct"]
["Protected","Svc41","P","Worksheet Protection – S41 – A1 – Alternate Routing"]
["Protected","Svc42","P","Worksheet Protection – S42 – MO – Multicurrency Options"]
["Protected","Svc43","P","Worksheet Protection – S43 – PO – Additional Processing Options"]
["Protected","Svc44","P","Worksheet Protection – S44 – RR – SMS Reports & Raw Data"]
["Protected","Svc45","P","Worksheet Protection – S45 – VR – VROL Configuration"]
["Protected","Svc46","P","Worksheet Protection – S46 – VS – VSS Settlement Reporting"]
["Protected","Svc47","P","Worksheet Protection – S47 – CL – Clearing"]
["Protected","CCDat","P","Worksheet Protection – CC – CCData"]
["XX","ludgater","Y","Admin user ID"]
["XX","nortona","Y","Admin user ID"]
["Tag","Agreed","N","\"I agree\" button selected"]
["FC","CCM","N","CCM button clicked or unclicked"]
["GH","Return","FRONT COVER","Worksheet to return to from General Help"]
["PP","View","D","Print Preview view option"]
["Status","FC","SV","Service Status – FC – Front Cover"]
["Status","S31","SV","Service Status – S31 – BL – BIN List"]
["Status","S34","NS","Service Status – S34 – VS – VSDC"]
["Status","S35","SV","Service Status – S35 – VV – Verified by Visa"]
["Status","S36","NS","Service Status – S36 – CV – CVV / iCVV / CVV2"]
["Status","S37","NS","Service Status – S37 – PP – PIN Processing"]
["Status","S38","NS","Service Status – S38 – S1 – STIP – PCAS Unavailable"]
["Status","S39","RX","Service Status – S39 – CC – Copy Configuration"]
["Status","S40","NS","Service Status – S40 – VD – Visa Direct"]
["Status","S41","NS","Service Status – S41 – A1 – Alternate Routing"]
["Status","S42","NS","Service Status – S42 – MO – Multicurrency Options"]
["Status","S43","NS","Service Status – S43 – PO – Additional Processing Options"]
["Status","S44","NS","Service Status – S44 – RR – SMS Reports & Raw Data"]
["Status","S45","NS","Service Status – S45 – VR – VROL Configuration"]
["Status","S46","NS","Service Status – S46 – VS – VSS Settlement Reporting"]
["Status","S47","NS","Service Status – S47 – CL – Clearing"]
["S35","Interlink","N","Service 35 – Verified by Visa – Not available for Interlink"]
["S35","Plus","N","Service 35 – Verified by Visa – Not available for Plus"]
["S40","Plus","N","Service 40 – Visa Direct – Not available for Plus"]
["S41","Interlink","N","Service 41 – Alternate Routing – Not available for Interlink"]
["S41","Plus","N","Service 41 – Alternate Routing – Not available for Plus"]
["S44","Visa Auth. Only","N","Service 44 – SMS Reports & Raw Data – Not available for Auth. Only"]
["Lock&Save","File Name","L:\\Roger's Useful Files\\38 - CCM Automation\\3 - CCM CIQs\\3h - US & Canada Issuer CIQ\\Locked Copies\\US & Canada Issuer CIQ V0a - 2016-05-09.xlsx"]
["Lock&Save","Type","Completed","Values can be 'All' or 'Completed'. Set to 'All' when creating Flat Files"]
["Reset","All","þ"]
["Reset","S20a","þ"]
["Reset","S20b","þ"]
["Reset","S20c","þ"]
["Reset","S31","þ"]
["Reset","S34","þ"]
["Reset","S35","þ"]
["Reset","S36","þ"]
["Reset","S37","þ"]
["Reset","S38","þ"]
["Reset","S39","þ"]
["Reset","S40","þ"]
["Reset","S41","þ"]
["Reset","S42","þ"]
["Reset","S43","þ"]
["Reset","S44","þ"]
["Reset","S45","þ"]
["Reset","S46","þ"]
["Reset","S47","þ"]
["Validate","User","dunorton","Set to \"N\" to disable this function"]
["Effdat","Limit","0","+1 means Effective Date must be at least today + 1"]

{"sheet":"Admin - Field Validation","index":3,"n_rows":105,"n_cols":11,"rows_kept":105,"cut":false,"hidden":true,"merged":[]}
[null,null,null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b",null,null,null,"CCM1014 – Edition V0c\n01 April 2015"]
["Yes/No/Blank","CAM options","Approve","X (or blank)","AFS","Update Type","CVV options"]
[" "," "," "," "," "," "," "]
["Yes","Always","Approve","X","Credit","Installation","(A) All"]
["No","All Respond","Decline",null,"Debit","Maintenance","(S) STIP Only"]
[null,"STIP Only",null,null,"Prepaid","Conversion","(R) All Resp."]
[" ","Never"]
["No"]
[]
[]
[]
["05/N7","Expiry Date Format","CAVV","Expiry Date Format","PIN Verification Options","VSS Report","VSS Report Format"]
[" "," "," "," "," "," "," "]
["05","MM/YY","F","MM/YY","PVSSI","Add","M – Machine Readable (TC46)"]
["N7","YY/MM","V","YY/MM","PVS","Delete","P – Print Ready (TC47)"]
[null,null,"I",null,"PVSNO",null,"B – Both"]
[null,null,"N"]
[]
[]
[]
[]
["VSS Sort Order","International Settlement Hier.","CIB Type","ABBE5","Operating System","End Point","0120 Advices"]
[" "," "," "," "," "," "," "]
["B – Sort by BIN","New","Issuing Only","Always","PC","DEX","Never"]
["S – Sort by SRE","Existing","Issuing and Acquiring","STIP Only","Mainframe","EAS","Online"]
[null,null,null,"Never",null,null,"STIP"]
[]
[]
[]
[]
[]
["Gambling","Risky Response","Frequency","PIN Verification method","Reports & Raw Data Files","CVV2","Hexadecimal characters"]
[" "," "," "," "," "," "," "]
["Yes","Normal STIP","Weekly","Visa PVV","Reports Only","All","0"]
["Selective","Decline","Monthly","IBM Offset","Raw Data Only","Never","1"]
["No",null," ",null,"Reports and Raw data – Single Header",null,"2"]
[null,null,"Daily",null,"Reports and Raw Data – Separate Headers",null,"3"]
[null,null,"Monthly",null,null,null,"4"]
[null,null,null,null,null,null,"5"]
[null,null,null,null,null,null,"6"]
[null,null,null,null,null,null,"7"]
["Source of Keys (1)","Source of Keys (2)","Receive Reports & Raw Data","Who will process","Who will process","No PVV Action","8"]
[" "," "," "," "," "," ","9"]
["PCR–Station IWK","Create","Open File Delivery","My VIP Full-Service processor","My VIP Full-Service processor","Approved","A"]
["Create","Translate","BASE II","Another Visa Processor","Another Visa Processor","Denied","B"]
["Translate","Use Existing","Other SMS BIN","Account-Type Routing",null,null,"C"]
["Copy From","Copy From",null,null,null,null,"D"]
[null,null,null,null,null,null,"E"]
[null,null,null,null,null,null,"F"]
[]
[]
["Message Capability (US)","Message Capability (Canada)","05/00","Svc43 – L01 – AA1","Svc43 – L02 – AA2","Svc43 – L03 – AA3","Svc43 – AGR1 – 91/00"]
["Visa Auth. Only","Visa Auth. Only"]
["Visa Full Service","Visa Full Service","\"05\" (Decline)","Yes","Forward Field 123","Leading numerics only","91"]
["Interlink","Plus","\"00\" (Approve)","No","Do not forward Field 123","First five numerics","00"]
["Plus",null,null,"Yes – IAVS with Rules",null,"Uncompressed","ZZ"]
[]
[]
[]
[]
[]
["Svc43 – L04 – API2 – AO","Svc43 – L04 – API2 – FS","Svc43 – L17 – API4 – AO","Svc43 – L17 – API4 – FS","Svc43 – L17 – APCA1","Svc43 – L30 – AEO7","Svc43 – AGR1 – 91/57 (+2)"]
[]
["Online","Online","0322","0322","Selective","Issuer","91"]
["No Advice","No Advice","0120","None","No","Acquirer","57 – Block"]
["TC48 Old Format",null,"None"]
["TC48 New Format",null,null,null,null,null,"57 – Block"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Product IDs – the valid list depends on the region"]
["AP","Canada","CEMEA","LAC","US"]
[" "," "," "," "," "]
["No valid products","F – Visa Classic","No valid products","No valid products","A – Visa Traditional"]
[null,"P – Visa Gold",null,null,"B  – Visa Traditional Rewards"]
[null,"N – Visa Platinum",null,null,"C  – Visa Signature"]
[null,"I – Visa Infinite",null,null,"D – Visa Signature Preferred"]
[null,"I1 – Visa Infinite Privilege",null,null,"I – Visa Infinite"]
[null,"E – Proprietary ATM",null,null,"E – Proprietary ATM"]
[null,"J3 – Visa Healthcare",null,null,"J3 – Visa Healthcare"]
[null,"U – Visa TravelMoney",null,null,"U – Visa TravelMoney"]
[null,"Q – Private Label",null,null,"F – Visa Classic"]
[null,"Q2 – Private Label Basic",null,null,"Q – Private Label"]
[null,"Q3 – Private Label Standard",null,null,"Q2 – Private Label Basic"]
[null,"Q4 – Private Label Enhanced",null,null,"Q3 – Private Label Standard"]
[null,"Q5 – Private Label Specialized",null,null,"Q4 – Private Label Enhanced"]
[null,"Q6 – Private Label Premium",null,null,"Q5 – Private Label Specialized"]
[null,"K – Visa Corporate T&E",null,null,"Q6 – Private Label Premium"]
[null,"S  – Visa Purchasing Card (Not Fleet Capable)",null,null,"R – Proprietary"]
[null,"S1 – Visa Purchasing Card",null,null,"K – Visa Corporate T&E"]
[null,"G – Visa Business",null,null,"S  – Visa Purchasing Card (Not Fleet Capable)"]
[null,"G4 – Visa Infinite Business",null,null,"S1 – Visa Purchasing Card"]
[null,null,null,null,"G – Visa Business"]
[null,null,null,null,"G1 – Visa Signature Business"]
[null,null,null,null,"G3 – Visa Enhanced Business"]

{"sheet":"FRONT COVER","index":4,"n_rows":63,"n_cols":13,"rows_kept":63,"cut":false,"hidden":false,"merged":[[0,0,0,14],[1,4,1,13],[2,1,2,3],[3,1,3,3],[4,1,4,3],[5,1,5,3],[6,1,6,3],[14,12,14,13],[19,3,19,8],[16,3,16,8],[15,3,15,8],[15,12,15,13],[16,12,16,13],[17,12,17,13],[18,12,18,13],[13,0,13,13],[19,12,19,13],[15,10,15,11],[16,10,16,11],[1,1,1,3],[12,1,12,3],[2,4,2,13],[12,4,12,13],[7,1,7,3],[8,1,8,3],[9,1,9,3],[10,1,10,3],[11,1,11,3],[3,4,3,13],[5,4,5,13],[6,4,6,13],[4,4,4,13],[7,4,7,13],[8,4,8,13],[9,4,9,13],[10,4,10,13],[11,4,11,13],[16,1,16,2],[21,1,21,2],[14,10,14,11],[14,1,14,2],[18,10,18,11],[21,10,21,11],[21,3,21,8],[25,1,25,2],[22,3,22,8],[17,10,17,11],[19,10,19,11],[17,1,17,2],[15,1,15,2],[18,1,18,2],[14,3,14,8],[19,1,19,2],[17,3,17,8],[18,3,18,8],[22,10,22,13],[24,1,24,2],[23,10,23,13],[23,3,23,8],[23,1,23,2],[25,10,25,13],[20,0,20,13],[22,1,22,2],[39,4,39,5],[38,4,38,5],[37,4,37,5],[36,4,36,5],[36,6,36,13],[31,6,31,13],[24,10,24,13],[24,3,24,8],[25,3,25,8],[39,1,39,3],[39,6,39,13],[36,1,36,3],[37,1,37,3],[32,6,32,13],[33,6,33,13],[34,6,34,13],[35,6,35,13],[26,10,26,13],[27,3,27,13],[27,1,27,2],[26,1,26,2],[26,3,26,8],[28,3,28,13],[37,6,37,13],[38,6,38,13],[29,0,29,13],[30,6,30,13],[41,1,41,3],[42,1,42,3],[34,4,34,5],[41,6,41,13],[42,6,42,13],[38,1,38,3],[30,1,30,3],[28,1,28,2],[31,1,31,3],[32,1,32,3],[33,1,33,3],[30,4,30,5],[31,4,31,5],[32,4,32,5],[33,4,33,5],[34,1,34,3],[46,0,46,13],[62,0,62,4],[62,5,62,9],[62,10,62,14],[52,2,52,11],[53,2,53,11],[54,2,54,4],[54,5,54,11],[55,2,55,4],[55,5,55,11],[56,2,56,11],[57,2,57,11],[58,2,58,4],[58,5,58,11],[59,2,59,4],[59,5,59,11],[60,2,60,11],[47,1,47,13],[51,2,51,11],[49,0,49,13],[50,1,50,13],[43,1,43,3],[40,6,40,13],[35,4,35,5],[40,4,40,5],[40,1,40,3],[44,4,44,5],[44,1,44,3],[41,4,41,5],[42,4,42,5],[43,4,43,5],[35,1,35,3],[44,6,44,13],[43,6,43,13]]}
["Issuer CIQ"]
[null,"Button 1 – Reset Form Data",null,null,"This button clears CIQ data in any or all of the services and sections.\nClicking the button displays a form where individual services (or all services) can be selected to have their existing CIQ data cleared."]
[null,"Button 2 – Print Preview",null,null,"Display all selected services with their values for review and/or printing.\nAdditional display options will be provided on that screen."]
[null,"Button 3 – Validate All Services",null,null,"Perform pre-validation of the values entered for all selected services. Errors in format or content will be highlighted and \"hover-over\" help will be provided. The table of services will be updated to show the status of the validation for each selected service."]
[null,"Button 4 – Validate Data",null,null,"Perform pre-validation of the values entered for the current service. Errors in format or content will be highlighted and \"hover-over\" help will be provided.\n"]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the final service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on the hyperlink (below) for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on the hyperlink (below) for the desired service."]
[]
[]
[]
[]
[]
[]
["Financial Institution Information"]
[null,"A01 – Business Name",null,null,null,null,null,null,null,null,"A12 – Region",null,"U.S."]
[null,"A02 – Business ID",null,null,null,null,null,null,null,null,"A13 – Country",null,"U.S.A."]
[null,"A03 – Contact Name",null,null,null,null,null,null,null,null,"A14 – Environment",null,"Production"]
[null,"A04 – Email Address",null,null,null,null,null,null,null,null,"A15 – Message Capability",null,"Visa Full Service"]
[null,"A05 – Phone",null,null,null,null,null,null,null,null,"A16 – Requested Eff. Date"]
[null,null,null,null,null,null,null,null,null,null,"A17 – Type of Update",null,"Maintenance"]
["Processor Information"]
[null,"A06 – Business Name",null,"FIS - Fidelity National Card Services Inc.",null,null,null,null,null,null,"A18 – PCR",null,"8944"]
[null,"A07 – Business ID",null,10024124]
[null,"A08 – Contact Name",null,"Michelle Kuebler"]
[null,"A09 – Email Address",null,"michelle.kuebler@fisglobal.com"]
[null,"A10 – Phone",null,"727-227-2234"]
[]
[null,"A11 – Remarks / \n          Business Justification",null,"To add VCAS service.\nPlease copy CAVV key from BIN 444291 to BIN's listed to Key Index 3. Forward results to Bill at bclark@cardinalcommerce.com"]
[]
["Summary of Services"]
[null,"BIN List",null,null,"Validated",null,"BINs or Account Ranges to be installed, converted or updated."]
[null,"Copy Configuration",null,null,"Not available",null,"Provide authorization and settlement entities to copy from in order to install or convert a BIN."]
[null,"CVV / iCVV / CVV2",null,null,null,null,"CVV (magnetic stripe), CVV2 (card present) and iCVV (VSDC Magnetic Stripe image)."]
[null,"Currency Conversion Options",null,null,null,null,"Optional Issuer Fee (OIF) mark-up on currency conversion, issuer billing currency and multicurrency field selection."]
[null,"PIN Processing",null,null,null,null,"In-house PIN verification and PIN Verification Service (PVS) participation."]
[null,"Stand-In Processing (STIP)",null,null,null,null,"Cardholder activity limits that VIP uses for authorization decisions when the issuer is not available to respond."]
[null,"Visa Smart Debit Credit (VSDC)",null,null,null,null,"VSDC (contact chip), Visa payWave (contactless chip) participation options."]
[null,"Verified by Visa (VbV)",null,null,"Validated",null,"Attempts and Authentication options for Verified by Visa (3D Secure) service."]
[null,"Visa Direct",null,null,null,null,"Visa Direct participation options for money transfer services."]
[null,"Additional Processing Options",null,null,null,null,"Processing options and services."]
[null,"Alternate Authorization Routing",null,null,null,null,"Send authorizations to an alternate processor based on transaction type or account type."]
[null,"SMS Reports & Raw Data",null,null,null,null,"VIP Full Service transaction-level printed reports and raw data selections, and delivery options."]
[null,"Visa Resolve Online (VROL) Financials",null,null,null,null,"Visa Resolve Online is the service used to manage dispute messages, such as chargebacks and representments."]
[null,"Clearing",null,null,null,null,"Business parameters of a BIN that support the clearing process."]
[null,"Settlement and VSS Reporting",null,null,null,null,"Visa Settlement Service (VSS) reports provide daily and monthly settlement positions."]
[]
["Visa Token Services"]
[null,"New Token implementations require the BIN owner and/or designated enabler to log into the Token Service Enrollment UI (TSE) (available at https://gvol.visaonline.com/) and complete an enrollment request.  The TSE UI will guide the requestor through the enrollment process and the contracts required to complete the enrollment process.  \n\nWhen a BIN is switching from one processor to another, the existing token authorizations parameters must be maintained.  In addition, you should review at a minimum the following services related to the Visa Token Service: Visa Risk Manager (VRM) provisioning rules, Lifecycle Management (LCM), card art, and cardholder support contact information."]
[]
["CIQ Submission"]
[null,"Note: Please refer to the Visa Pricing Guide on VOL (Visa Online) for implementation fees that may apply to this request. Fees that apply are billed via the Visa monthly invoice.\nFee types: New Program Install, Processor Conversion, General Configuration Change (i.e. Maintenance), Reschedule, Cancellation (changing the effective date of the request, or cancellation), and Minimum Notice (expedite fees)."]
[null,null,"By submitting this CIQ to Visa, the Financial Institution authorizes Visa to make the changes set forth herein."]
[]
[null,null,"A19 – I agree"]
[null,null,"A20 – Authorized Representative"]
[null,null,"          Financial Institution",null,null,{"$f":"IF(D15<>\"\", D15, \"\")","v":""}]
[]
[null,null,"A21 – I agree"]
[null,null,"A22 – Authorized Representative"]
[null,null,"          Processor",null,null,{"$f":"IF(D22<>\"\", D22, \"\")","v":"FIS - Fidelity National Card Services Inc."}]
[]
[]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"GENERAL HELP","index":5,"n_rows":12,"n_cols":11,"rows_kept":12,"cut":false,"hidden":true,"merged":[[1,3,1,13],[1,1,1,2],[2,3,2,7],[5,1,6,2],[7,1,7,2],[2,8,2,13],[6,3,6,7],[7,3,7,7],[5,3,5,7],[5,8,5,13],[10,8,10,13],[9,8,9,13],[8,8,8,13],[7,8,7,13],[6,8,6,13],[10,1,10,2],[11,10,11,14],[11,0,11,4],[11,5,11,9],[0,0,0,14],[2,1,2,2],[3,1,4,2],[8,1,8,2],[9,1,9,2],[8,3,8,7],[9,3,9,7],[10,3,10,7],[3,3,3,7],[3,8,3,13],[4,3,4,7],[4,8,4,13]]}
["CIQ Help"]
[null,"Repair",null,"The repair button resets all button, check box and help icon locations, sizes and fonts to their original values.\nThis may be needed if you change your screen size without restarting Excel. This can happen if you connect your computer to an external monitor or to a projector.\nIf you notice that buttons are resizing when clicked then you should close the spreadsheet, close down Excel, and then restart Excel and reopen the spreadsheet. If you have not saved the CIQ since the buttons began to resize, then the buttons, check boxes and help icons should return to normal just by restarting Excel. If the newly opened CIQ still has incorrect button sizes and locations then click on the \"Repair\" button to request all buttons to be resized and repositioned."]
[null,"CIQ Purpose",null,"The Issuer Client Information Questionnaire can be used by issuer financial institutions to request VIP Full Service and VIP Auth Only card programs to be installed or updated in VisaNet."]
[null,"Field Help",null,"Hover the mouse over cells with red triangles in the top right corner to view information about how to complete the field."]
[null,null,null,"Select this information icon to reveal additional help text for the corresponding field.  Select again to hide the help text."]
[null,"Navigation",null,"Complete the Front Cover Information fields and check the checkboxes to select the Services that apply to the changes you wish to make. To review the service questions before making the selection, click on the Service Title (underlined).  \n\nOnly the selected Services will implemented by Visa.\n\nIt is important that you select your region, country, environment, message capability and type of update before selecting the required services and starting to complete the questions because changing these key fields will influence the services that are available, the questions that are displayed, and the default values that may be displayed in some circumstances."]
[null,null,null,"To navigate between the selected services, select Previous Service and Next Service.  At any time you can return to the Front Cover."]
[null,"Validation",null,"On each page, select Validate Data.  If there are errors or incomplete information, fields that require review and correction are highlighted in yellow.  Hover over the cell to determine what action is required.\n\nOn the Front Cover, the Validate All Services button can be used to validate or revalidate all selected Services. The status of the validation is displayed against each service in the Summary of Services table."]
[null,"Saving the CIQ",null,"The CIQ can be saved at any time as an Excel file, to be completed later. However, the ‘Lock and Save’ process (outlined below) must be followed to submit the CIQ to Visa for implementation."]
[null,"Lock and Save:\nSending the CIQ to Visa",null,"When ready to submit the CIQ, select the 'I agree' checkbox at the bottom of the Front Cover and select 'Lock and Save'.  This will prompt you to optionally enter a password to encrypt the CIQ.  The copy that is created from the ‘Lock and Save’ process reduces the file size by removing program logic.  When sending the saved (locked) copy of the CIQ via email to Visa, convey the password separately to the CIQ."]
[null,"Print Preview",null,"This CIQ is designed to be completed and sent electronically (see Lock and Save: Sending the CIQ to Visa).  However, if you wish to see all completed questions on one page to print, select Print Preview.  Print Preview has three view options:\n\nView All: displays all questions (and answers, if completed) for the services that are selected on the Front Cover\n\nView Completed: displays only those completed questions and answers for the services that are selected on the Front Cover.\n\nView Errors: displays responses that should be addressed prior to sending the CIQ to Visa for implementation"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

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["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to the Front Cover information."]
[null,"Button 2 – View All",null,null,"Print Preview: View all parameters and values (for all selected services), even when no values have been entered."]
[null,"Button 3 – View Completed",null,null,"Print Preview: View parameters and values (for all selected services) – but only where values have been entered."]
[null,"Button 4 – View Errors",null,null,"Print Preview: View parameters and values (for all selected services) where values have been entered but where validation has failed."]
[null,"Button 5 – [unused]"]
[null,"Button 6 – Print",null,null,"Print Preview: Print the data that is displayed below."]
[]
[]
[]
[]
[]
[]
["Financial Institution Information"]
[null,"A01 – Business Name",null,{"$f":"IF('FRONT COVER'!D15:I15 <> \"\", 'FRONT COVER'!D15:I15, \"\")","v":""},null,null,null,null,null,null,"A12 – Region",null,{"$f":"IF('FRONT COVER'!M15 <> \"\", 'FRONT COVER'!M15, \"\")","v":"U.S."}]
[null,"A02 – Business ID",null,{"$f":"IF('FRONT COVER'!D16:I16 <> \"\", 'FRONT COVER'!D16:I16, \"\")","v":""},null,null,null,null,null,null,"A13 – Country",null,{"$f":"IF('FRONT COVER'!M16 <> \"\", 'FRONT COVER'!M16, \"\")","v":"U.S.A."}]
[null,"A03 – Contact Name",null,{"$f":"IF('FRONT COVER'!D17:I17 <> \"\", 'FRONT COVER'!D17:I17, \"\")","v":""},null,null,null,null,null,null,"A14 – Environment",null,{"$f":"IF('FRONT COVER'!M17 <> \"\", 'FRONT COVER'!M17, \"\")","v":"Production"}]
[null,"A04 – Email Address",null,{"$f":"IF('FRONT COVER'!D18:I18 <> \"\", 'FRONT COVER'!D18:I18, \"\")","v":""},null,null,null,null,null,null,"A15 – Message Capability",null,{"$f":"IF('FRONT COVER'!M18 <> \"\", 'FRONT COVER'!M18, \"\")","v":"Visa Full Service"}]
[null,"A05 – Phone",null,{"$f":"IF('FRONT COVER'!D19:I19 <> \"\", 'FRONT COVER'!D19:I19, \"\")","v":""},null,null,null,null,null,null,"A16 – Requested Eff. Date",null,{"$f":"IF('FRONT COVER'!M19 <> \"\", 'FRONT COVER'!M19, \"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"A17 – Type of Update",null,{"$f":"IF('FRONT COVER'!M20 <> \"\", 'FRONT COVER'!M20, \"\")","v":"Maintenance"}]
["Processor Information"]
[null,"A06 – Business Name",null,{"$f":"IF('FRONT COVER'!D22:I22 <> \"\", 'FRONT COVER'!D22:I22, \"\")","v":"FIS - Fidelity National Card Services Inc."},null,null,null,null,null,null,"A18 – PCR",null,{"$f":"IF('FRONT COVER'!M22 <> \"\", 'FRONT COVER'!M22, \"\")","v":"8944"}]
[null,"A07 – Business ID",null,{"$f":"IF('FRONT COVER'!D23:I23 <> \"\", 'FRONT COVER'!D23:I23, \"\")","v":10024124}]
[null,"A08 – Contact Name",null,{"$f":"IF('FRONT COVER'!D24:I24 <> \"\", 'FRONT COVER'!D24:I24, \"\")","v":"Michelle Kuebler"}]
[null,"A09 – Email Address",null,{"$f":"IF('FRONT COVER'!D25:I25 <> \"\", 'FRONT COVER'!D25:I25, \"\")","v":"michelle.kuebler@fisglobal.com"}]
[null,"A10 – Phone",null,{"$f":"IF('FRONT COVER'!D26:I26 <> \"\", 'FRONT COVER'!D26:I26, \"\")","v":"727-227-2234"}]
[]
[null,"A11 – Remarks / \n          Business Justification",null,{"$f":"IF('FRONT COVER'!D28:N28 <> \"\", 'FRONT COVER'!D28:N28, \"\")","v":"To add VCAS service.\nPlease copy CAVV key from BIN 444291 to BIN's listed to Key Index 3. Forward results to Bill at bclark@cardinalcommerce.com"}]
[]
[]
[null,"View All:",null,null,null,null,null,"All questions for the services that were selected on the Front Cover"]
[]
["Additional Processing Options",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"This section contains processing options that are not categorized under other services listed on the front cover of this Client Information Questionnaire.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
["Address Verification",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,"The Address Verification Service provides verification of a cardholder’s billing address for Card Not Present transactions. Please consult with your processor when selecting the options in this section.",null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AA1","L01 – Do you wish to participate in AVS?",null,null,null,null,null,null,null,"Yes – IAVS with Rules",null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AA2","L02 – What processing option is to be used?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AA3","L03 – What compression approach is to be used?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Advice Retrieval",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"API2","L04 – Select the method the BIN will use to receive advice records",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"API3","L05 – If the issuing BIN specified method TC48, should the STIP indicator be included in the advice record to",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"         designate why stand-in processing was used?",null,null,null,null,null,null,null,"Yes",null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Authorization Blocking",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"EC1","L06 – Do you want to block all issuing activity for this BIN?",null,null,null,null,null,null,null,"No",null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Plus",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APGC1","L07 – Does this Issuer BIN participate in Multiple Account Selection (MAS)?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APGD1","L08 – Does this issuer participate in Shared Deposit?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APGD2","L09 – Does this issuer BIN participate in the Access-Fee-free / Plus Alliance Network?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Processing Options",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AD1","L10 – For non-Visa BINs, should VIP check Mod-10 during stand-in processing?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEE1","L11 – Will this BIN be sent in Field 121 of the online message?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEG1–4","L12 – Do you want this BIN to process authorizations in Cuba?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEO4","L13 – Do you want non-financial reversals to be suppressed?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEO5","L14 – Do you want Visa to reject late responses? (Must be Yes)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEO6","L15 – Are 0520 reconciliation advices to be sent?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEO7","L16 – If reconciliation advices are to be sent exclusively to the Acquirer or Issuer stations, which station should",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"         receive them?",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEO8","L17 – Should 0200 financial transactions be converted to 0100 POS authorizations and settlement forwarded to the",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"         Clearing and Settlement System?",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AIA1","L18 – Do you want to automatically update the Exception File for pick-up response code from this Issuer BIN?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"API4","L19 – If yes, select the Issuer's CDB File Update Advice option",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AOA2","L20 – Do you want this BIN to participate in the Cashback Service?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APBA1","L21 – Does this BIN want to receive advices related to the Chargeback Reduction Service (CRS)?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APBA11","L22 – Do you want to receive the Agent Unique ID in authorization requests in F126.18?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA1","L23 – Should Visa decline both Online and MOTO Gambling Transactions?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA2","L24 – Does this Issuer participate in the Preauthorized Payments Cancellation service?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA3","L25 – Does this Issuer wish to receive Risk Scoring Condition Codes in Field 62.22, Risk Condition Codes?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA4","L26 – Does this Issuer accept F62.23 Account Product Id?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA5","L27 – Does this Issuer want to apply Real-Time Decisioning during authorization?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA8","L28 – Does this Issuer participate in Advanced Authorization scoring? (Mandatory)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA9","L29 – Specify how this Issuer wants to receive 0120 Pre-Authorization Completion Advices.                                                                            ",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA10","L30 – Does this Issuer support Healthcare Auto-Substantiation transactions?  (prepaid only)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA13","L31 – Can this Issuer receive enhanced AFD 0120 Acquirer Confirmation Advices?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA15","L32 – Can this issuing BIN receive F60.9 Cardholder ID Method Indicator?",null,null,null,null,null,null,null,"Yes",null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA16","L33 – Does this issuer participate in the Mobile Location Confirmation (MLC) Service?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APF3","L34 – Does this BIN support balance inquiry requests for ATM?",null,null,null,null,null,null,null,"No",null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APF4","L35 – Will this BIN support balance inquiry requests for POS?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APF5","L36 – Should POS balance information be sent to Acquirers for all products?",null,null,null,null,null,null,null,"No",null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"GB-TCI","L37 – If this BIN is Prepaid Travel Money, does it support ATM transactions?",null,null,null,null,null,null,null,"Yes",null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"Internal:","GB – Service Code T; CONFIG – Attribute TCI to account range",null,null,null,null,null,null,null,null,null,null,19,"I"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"LOCK & SAVE","index":7,"n_rows":99,"n_cols":15,"rows_kept":99,"cut":false,"hidden":true,"merged":[[10,1,10,2],[10,3,10,8],[10,10,10,13],[11,1,11,2],[11,3,11,8],[11,10,11,13],[6,1,6,2],[0,0,0,14],[4,12,4,13],[5,1,5,2],[5,3,5,8],[5,10,5,11],[5,12,5,13],[2,10,2,11],[2,12,2,13],[3,1,3,2],[3,3,3,8],[3,10,3,11],[3,12,3,13],[18,1,18,13],[20,0,20,13],[22,2,22,11],[25,2,25,4],[25,5,25,11],[27,2,27,11],[12,10,12,13],[13,1,13,2],[13,3,13,8],[13,10,13,13],[14,1,14,2],[14,3,14,8],[14,10,14,13],[15,1,15,2],[15,3,15,13],[16,1,16,2],[21,1,21,13],[24,2,24,11],[26,2,26,4],[26,5,26,11],[16,3,16,13],[17,0,17,13],[12,1,12,2],[12,3,12,8],[56,2,56,13],[54,1,54,13],[57,0,57,13],[59,1,59,13],[29,2,29,4],[29,5,29,11],[34,0,34,13],[35,0,35,13],[36,1,36,13],[37,0,37,13],[58,1,58,13],[30,2,30,4],[30,5,30,11],[31,2,31,11],[44,8,44,9],[45,2,45,11],[46,2,46,9],[47,2,47,13],[48,2,48,9],[49,2,49,13],[50,0,50,13],[51,1,51,13],[52,0,52,13],[53,2,53,9],[68,2,68,13],[69,2,69,9],[70,2,70,9],[71,2,71,13],[72,0,72,13],[73,1,73,13],[1,0,1,13],[2,1,2,2],[2,3,2,8],[4,1,4,2],[4,3,4,8],[4,10,4,11],[9,1,9,2],[9,3,9,8],[9,10,9,11],[6,12,6,13],[7,1,7,2],[7,3,7,8],[7,10,7,11],[7,12,7,13],[8,0,8,13],[6,3,6,8],[6,10,6,11],[55,2,55,9],[23,2,23,11],[38,3,38,4],[38,5,38,6],[38,8,38,9],[39,8,39,9],[40,8,40,9],[41,8,41,9],[42,8,42,9],[43,8,43,9],[33,1,33,3],[33,11,33,13],[33,4,33,10],[28,2,28,11],[60,2,60,9],[61,2,61,5],[61,6,61,7],[62,0,62,13],[63,1,63,13],[64,1,64,13],[65,2,65,9],[66,2,66,13],[67,2,67,9],[74,1,74,13],[76,2,76,3],[76,4,76,5],[77,2,77,3],[78,2,78,3],[79,2,79,3],[80,1,80,13],[81,2,81,9],[83,0,83,13],[82,2,82,13],[77,4,77,5],[78,4,78,5],[79,4,79,5],[84,1,84,13],[85,1,85,13],[86,2,86,8],[87,2,87,13],[88,2,88,7],[88,8,88,10],[89,2,89,13],[90,2,90,9],[91,2,91,13],[97,2,97,13],[98,0,98,4],[98,5,98,9],[98,10,98,14],[92,4,92,5],[92,6,92,9],[93,4,93,5],[93,6,93,9],[94,4,94,5],[94,6,94,9],[95,4,95,5],[95,6,95,9],[96,4,96,5],[96,6,96,9]]}
["Issuer CIQ"]
["Financial Institution Information"]
[null,"A01 – Business Name",null,"Bacon Bank",null,null,null,null,null,null,"A12 – Region",null,"U.S."]
[null,"A02 – Business ID",null,"12340000",null,null,null,null,null,null,"A13 – Country",null,"U.S.A."]
[null,"A03 – Contact Name",null,"Streaky Smith",null,null,null,null,null,null,"A14 – Environment",null,"Production"]
[null,"A04 – Email Address",null,"smith@bacon.com",null,null,null,null,null,null,"A15 – Message Capability",null,"Interlink"]
[null,"A05 – Phone",null,"12340000",null,null,null,null,null,null,"A16 – Requested Eff. Date",null,"2016-06-06"]
[null,null,null,null,null,null,null,null,null,null,"A17 – Type of Update",null,"Installation"]
["Processor Information"]
[null,"A06 – Business Name",null,"The Honest Processor LLC",null,null,null,null,null,null,"A18 – PCR",null,"1234"]
[null,"A07 – Business ID",null,"14141414"]
[null,"A08 – Contact Name",null,"The Right Hon Timothy"]
[null,"A09 – Email Address",null,"tim@honest.com"]
[null,"A10 – Phone",null,"12345678"]
[]
[null,"A11 – Remarks / \n          Business Justification"]
[]
["Visa Token Services"]
[null,"New Token implementations require the BIN owner and/or designated enabler to log into the Token Service Enrollment UI (TSE) (available at https://gvol.visaonline.com/) and complete an enrollment request.  The TSE UI will guide the requestor through the enrollment process and the contracts required to complete the enrollment process.  \n\nWhen a BIN is switching from one processor to another, the existing token authorizations parameters must be maintained.  In addition, you should review at a minimum the following services related to the Visa Token Service: Visa Risk Manager (VRM) provisioning rules, Lifecycle Management (LCM), card art, and cardholder support contact information."]
[]
["CIQ Submission"]
[null,"Note: Please refer to the Visa Pricing Guide on VOL (Visa Online) for implementation fees that may apply to this request. Fees that apply are billed via the Visa monthly invoice.\nFee types: New Program Install, Processor Conversion, General Configuration Change (i.e. Maintenance), Reschedule, Cancellation (changing the effective date of the request, or cancellation), and Minimum Notice (expedite fees)."]
[null,null,"By submitting this CIQ to Visa, the Financial Institution authorizes Visa to make the changes set forth herein."]
[]
[null,null,"A19 – I agree"]
[null,null,"A20 – Authorized Representative",null,null,"Roger Ludgate"]
[null,null,"          Financial Institution",null,null,"Bacon Bank"]
[]
[null,null,"A21 – I agree"]
[null,null,"A22 – Authorized Representative"]
[null,null,"          Processor",null,null,"The Honest Processor LLC"]
[]
[]
[null,"Locked CIQ:",null,null,"Only questions that have been answered"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
["BIN List",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"Provide the BINs to be installed with this CIQ.  If you have different parameters for each BIN, a separate CIQ per should be submitted.\n\nAccount range splits are limited to the first nine digits in Visa’s authorization systems. BINs must be configured with just one active range, unless additional ranges are needed to support ARP (Account Range Processing) for BIN sharing through a sponsor, or to support multiple products on one BIN.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,"BIN","Low (Active) Range",null,"High (Active) Range",null,"Routing ID","Product",null,"Account Funding Source","Co-branded with Plus",null,null,"D"]
[null,null,"404040","000","0000000","000","9999999",null,null,null,"Credit","Yes",null,null,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,null,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,null,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,null,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,null,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"GB-TCI","B01 – If this BIN is Prepaid Travel Money, does it support ATM transactions?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"Internal:","GB – Service Code T; CONFIG – Attribute TCI to account range",null,null,null,null,null,null,null,null,null,null,null,"I"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Copy Configuration",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"This section allows existing BINs / RID configurations to be copied.  Please be sure to review the configuration of the BIN or RID that is being copied.  Any modification from the entity to be copied (service activation or deactivation) must be specified in the CIQ.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
["Copy BIN/RID",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,"Note: The copy function does not include the replication of settlement or reporting parameters",null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"COPY1","C01 – Copy Authorization settings from the following BIN/RID",null,null,null,null,null,null,null,"505050",null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Processor Conversions",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CONV3","C02 – Do you want to block all authorizations for all BINs in this CIQ?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Visa Resolve Online (VROL)",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEV3a","C03 – Specify the VROL Financial RID (example: 7xxxxx) to be used for POS transactions",null,null,null,null,null,null,null,"707070",null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEV3b","C04 – Specify the VROL Financial RID (example: 7xxxxx) to be used for ATM transactions",null,null,null,null,null,null,null,"707070",null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CL31","C05 – Specify the VROL RID (example: 8xxxxx) to be used for non-financial dispute documentation and",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"          request-for-copy processing.",null,null,null,null,null,null,null,"808080",null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Key Management",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,"Specify the key management tasks that will be required to support this installation.  If you are creating or translating a key, a Key Management CIQ should be completed to supply supporting information.",null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,"Key Type",null,"Source of Keys",null,"Copy BIN",null,null,null,null,null,null,null,"G"]
[null,null,"C06 – IWK",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"C07 – CVV / CVV2",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"C08 – CAVV / CAAV",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"C09 – MDK",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CONV4","C10 – Are the keys provided with this CIQ to support a mass reissue of cardholder plastics?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Settlement",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEL1","C11 – Specify the settlement BIN and network ID",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"GA6","C12 – Specify the financial institution name as it should appear on the SMS Reports",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CL41/42","Specify the SREs to Copy:",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,"Copy SRE","SRE Short Name",null,"Additional Comments",null,null,null,null,null,null,null,"G"]
[null,null,"C13",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"C14",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"C15",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"C16",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

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["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display all selected services with their values for review and/or printing.\nAdditional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[]
[]
[]
[]
[]
[]
["BIN List",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"Provide the BINs / account ranges to be installed, updated or converted with this CIQ.  If you have different parameters for each BIN, a separate CIQ per BIN should be submitted.  Account range splits are limited to the first nine digits in Visa’s authorization systems.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,"BIN","Low (Active) Range",null,"High (Active) Range",null,"Routing ID","Product",null,"Account Funding Source","Co-branded with Plus",null,null,"D"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,{"$f":"COUNTIF(C18:L18, \"<>\") - 2","v":0},"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,{"$f":"COUNTIF(C19:L19, \"<>\") - 2","v":0},"Q"]
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[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,{"$f":"COUNTIF(C276:L276, \"<>\") - 2","v":0},"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,"0000000",null,"9999999",null,null,null,null,null,null,0,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"COPY CONFIGURATION","index":9,"n_rows":62,"n_cols":15,"rows_kept":62,"cut":false,"hidden":true,"merged":[[7,1,7,3],[7,4,7,13],[4,1,4,3],[4,4,4,13],[5,1,5,3],[5,4,5,13],[6,1,6,3],[6,4,6,13],[3,1,3,3],[3,4,3,13],[0,0,0,14],[1,1,1,3],[1,4,1,13],[2,1,2,3],[2,4,2,13],[8,1,8,3],[8,4,8,13],[9,1,9,3],[9,4,9,13],[18,2,18,9],[10,1,10,3],[10,4,10,13],[11,1,11,3],[11,4,11,13],[12,1,12,3],[12,4,12,13],[13,0,13,13],[14,1,14,13],[15,0,15,13],[16,2,16,9],[17,1,17,13],[25,0,25,13],[26,1,26,13],[27,1,27,13],[28,2,28,9],[29,2,29,13],[23,2,23,9],[24,2,24,5],[24,6,24,7],[19,2,19,13],[20,0,20,13],[21,1,21,13],[22,1,22,13],[54,2,54,13],[32,2,32,9],[39,4,39,5],[39,2,39,3],[30,2,30,9],[31,2,31,13],[33,2,33,9],[34,2,34,13],[46,0,46,13],[47,1,47,13],[35,0,35,13],[36,1,36,13],[37,1,37,13],[51,8,51,10],[52,2,52,13],[40,4,40,5],[61,0,61,4],[51,2,51,7],[55,6,55,9],[57,4,57,5],[57,6,57,9],[60,2,60,13],[56,4,56,5],[55,4,55,5],[58,4,58,5],[58,6,58,9],[59,4,59,5],[59,6,59,9],[56,6,56,9],[61,5,61,9],[61,10,61,14],[53,2,53,9],[49,2,49,8],[50,2,50,13],[40,2,40,3],[41,2,41,3],[42,2,42,3],[48,1,48,13],[41,4,41,5],[42,4,42,5],[43,1,43,13],[44,2,44,9],[45,2,45,13]]}
["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display the parameters and values for all selected services. Additional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service.\n"]
[]
[]
[]
[]
[]
[]
["Copy Configuration",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"This section allows existing BINs / RID configurations to be copied.  Please be sure to review the configuration of the BIN or RID that is being copied.  Any modification from the entity to be copied (service activation or deactivation) must be specified in the CIQ.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
["Copy BIN/RID",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,"Note: The copy function does not include the replication of settlement or reporting parameters",null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"COPY1","C01 – Copy Authorization settings from the following BIN/RID",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Processor Conversions",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CONV3","C02 – Do you want to block all authorizations for all BINs in this CIQ?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Visa Resolve Online (VROL)",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEV3a","C03 – Specify the VROL Financial RID (example: 7xxxxx) to be used for POS transactions",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEV3b","C04 – Specify the VROL Financial RID (example: 7xxxxx) to be used for ATM transactions",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CL31","C05 – Specify the VROL RID (example: 8xxxxx) to be used for non-financial dispute documentation and",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"          request-for-copy processing.",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Key Management",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,"Specify the key management tasks that will be required to support this installation.  If you are creating or translating a key, a Key Management CIQ should be completed to supply supporting information.",null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,"Key Type",null,"Source of Keys",null,"Copy BIN",null,null,null,null,null,null,null,"G"]
[null,null,"C06 – IWK",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"C07 – CVV / CVV2",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"C08 – CAVV / CAAV",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"C09 – MDK",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CONV4","C10 – Are the keys provided with this CIQ to support a mass reissue of cardholder plastics?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Settlement",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEL1","C11 – Specify the settlement BIN and network ID",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"GA6","C12 – Specify the financial institution name as it should appear on the SMS Reports",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CL41/42","Specify the SREs to Copy:",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,"Copy SRE","SRE Short Name",null,"Additional Comments",null,null,null,null,null,null,null,"G"]
[null,null,"C13",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"C14",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"C15",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"C16",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"VISA SMART DEBIT CREDIT (VSDC)","index":10,"n_rows":80,"n_cols":15,"rows_kept":80,"cut":false,"hidden":true,"merged":[[58,2,58,13],[39,2,39,13],[33,2,33,13],[44,2,44,13],[69,2,69,9],[61,2,61,9],[63,2,63,9],[64,2,64,13],[68,2,68,13],[47,1,47,13],[56,1,56,13],[52,2,52,9],[53,2,53,13],[54,2,54,9],[55,2,55,13],[50,2,50,9],[65,2,65,9],[20,2,20,9],[79,0,79,4],[79,5,79,9],[79,10,79,14],[21,2,21,13],[25,2,25,13],[31,2,31,13],[38,2,38,9],[41,2,41,9],[37,2,37,13],[76,2,76,13],[78,2,78,13],[72,2,72,13],[75,2,75,9],[77,2,77,9],[10,1,10,3],[10,4,10,13],[11,1,11,3],[11,4,11,13],[12,1,12,3],[12,4,12,13],[8,1,8,3],[8,4,8,13],[9,1,9,3],[9,4,9,13],[3,1,3,3],[3,4,3,13],[4,1,4,3],[4,4,4,13],[5,1,5,3],[5,4,5,13],[6,1,6,3],[6,4,6,13],[7,1,7,3],[7,4,7,13],[0,0,0,14],[1,1,1,3],[1,4,1,13],[2,1,2,3],[2,4,2,13],[13,0,13,13],[15,0,15,13],[45,0,45,13],[14,1,14,13],[16,2,16,9],[18,2,18,9],[42,2,42,13],[43,2,43,9],[40,2,40,9],[27,2,27,13],[28,2,28,9],[17,2,17,13],[23,2,23,13],[24,2,24,9],[19,2,19,13],[22,2,22,9],[70,2,70,13],[71,2,71,9],[73,2,73,9],[26,2,26,9],[30,2,30,9],[36,2,36,9],[29,2,29,13],[34,2,34,9],[35,2,35,13],[32,2,32,9],[67,2,67,9],[62,2,62,13],[60,2,60,13],[49,2,49,13],[59,2,59,9],[46,1,46,13]]}
["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display the parameters and values for all selected services. Additional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service.\n"]
[]
[]
[]
[]
[]
[]
["Visa Smart Debit Credit (VSDC)",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"Visa Smart Debit/Credit is the Visa payment service for chip-based debit and credit programs, which incorporates contact and contactless chip technology.  Visa payWave is the program name for contactless payment programs.  VSDC provides a globally interoperable payment service that can help reduce fraud by making it difficult to counterfeit or modify cards and transactions, and can increase the security of online transactions by using a dynamic online cryptogram that is only valid for a single transaction.  If the card and terminal support offline authentication, VSDC cards can also validate the cardholder and card offline.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
["VSDC Processing Options",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,"iCVV: Note that the iCVV activation questions are located in the CVV / CVV2 section",null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBE3","H01 – Please provide your encryption BIN that stores the MDK for Production.",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBE3T","H02 – Would you like to use the Visa Test Master Derivation Key (MDK)?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"Internal:","Set ABBE3 value to 446666 (AP), 434179 (CEMEA), 100102 (LAC and North America)",null,null,null,null,null,null,null,null,null,null,null,"I"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBC1","H03 – Will this BIN be used as an Acquiring BIN for VSDC Manual Cash Disbursement?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"Internal:","BIN Level Flags:        ABBC1, ABAE4 set to Y\nPCR Pre-requisites:   ABBA1, ABBB1, ABBG1 (F55), ABAF4 set to Y",null,null,null,null,null,null,null,null,null,null,null,"I"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBG8","H04 – Is this issuing BIN dedicated to Generic EMV Transport cards?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBE4","H05 – Specify when VisaNet should perform Online Card Authentication.",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"Internal:","If activating VSDC:\n   Set to Y: ABBE2 (Does this Issuing BIN have VSDC card ranges)\n   Set to Y:  ABBF1 (Is this Issuing BIN active for CAM data and results)\n   Check that client has specified iCVV participation in the CVV/CVV2 section",null,null,null,null,null,null,null,null,null,null,null,"I"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBE5","H06 – Specify when VisaNet should perform issuer authentication.",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBG7","H07 – Does this issuer BIN use Field 55 for VSDC transactions?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBG11","H08 – (Canada only) Does this issuer BIN use 3rd Bitmap for VSDC transactions?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBG12","H09 – (Canada only) Is this BIN capable of sending and receiving supplemental data in Field 55?",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"          (this applies only to 3rd Bitmap BINs)",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABF3","H10 – Does this issuing BIN support contactless ATM transactions?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["VSDC STIP Options",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,"If the following conditions occur during STIP processing, state whether Visa should approve or decline the authorization.  Note that these questions will only be acted on during Stand-In Processing: if the issuer is processing the authorization, these questions will not be assessed.  ‘Decline’ means that Visa will decline transactions that are processed in STIP and that meet these criteria.  ‘Approve’ means that transactions being processed in STIP that meet these criteria can result in approval, provided that the cardholder spending limits and other associated edits pass.\n\nRefer to the VSDC System Technical Manual for recommended VSDC STIP settings.",null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,"Chip Card with Online Capabilities",null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,"Condition",null,null,null,null,null,null,null,"Recommended","STIP Response",null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBH18-on","Mag Stripe read of Chip Card at Chip terminal:",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"H11 – a. Domestic transactions.",null,null,null,null,null,null,null,"Approve",null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"H12 – b. International transactions.",null,null,null,null,null,null,null,"Approve",null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
[null,"Chip Card with Offline Capabilities",null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,"Condition",null,null,null,null,null,null,null,"Recommended","STIP Response",null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBH3","H13 – Cardholder verification failed.",null,null,null,null,null,null,null,"Decline",null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBH5","H14 – Offline PIN verification failed.",null,null,null,null,null,null,null,"Decline",null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBH6","H15 – PIN entry required and PIN pad not present or not working.",null,null,null,null,null,null,null,"Approve",null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBH7","PIN entry required, PIN pad is present, but PIN not entered:",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"H16 – a. Domestic transactions.",null,null,null,null,null,null,null,"Approve",null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"H17 – b. International transactions.",null,null,null,null,null,null,null,"Approve",null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBH12","H18 – Application not yet effective.",null,null,null,null,null,null,null,"Decline",null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABBH18-off","Mag Stripe read of Chip Card at Chip terminal:",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"H19 – a. Domestic transactions.",null,null,null,null,null,null,null,"Approve",null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"H20 – b. International transactions.",null,null,null,null,null,null,null,"Approve",null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"VERIFIED BY VISA (VBV)","index":11,"n_rows":32,"n_cols":15,"rows_kept":32,"cut":false,"hidden":true,"merged":[[31,0,31,4],[31,5,31,9],[31,10,31,14],[30,2,30,13],[23,2,23,13],[29,2,29,5],[24,2,24,9],[27,2,27,5],[27,6,27,11],[28,2,28,13],[26,2,26,13],[29,6,29,11],[11,4,11,13],[12,1,12,3],[12,4,12,13],[25,2,25,5],[22,2,22,9],[16,2,16,9],[18,2,18,13],[14,1,14,13],[17,2,17,9],[20,2,20,9],[25,6,25,11],[13,0,13,13],[21,2,21,13],[19,2,19,13],[10,1,10,3],[10,4,10,13],[11,1,11,3],[15,0,15,13],[4,1,4,3],[4,4,4,13],[5,1,5,3],[5,4,5,13],[6,1,6,3],[6,4,6,13],[7,1,7,3],[7,4,7,13],[8,1,8,3],[8,4,8,13],[9,1,9,3],[9,4,9,13],[3,1,3,3],[3,4,3,13],[0,0,0,14],[1,1,1,3],[1,4,1,13],[2,1,2,3],[2,4,2,13]]}
["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display the parameters and values for all selected services. Additional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service.\n"]
[]
[]
[]
[]
[]
[]
["Verified by Visa (VbV)",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"Verified by Visa enhances the security of Internet purchases that cardholders make with Visa cards. The service allows issuers to register cardholders for the service, and to authenticate the cardholder during checkout process at a participating merchant site.\nDuring the online checkout process, either a CAVV (Authentication) or a CAAV (Attempts) cryptogram is generated from the issuer (or Visa's) Access Control Server and sent to the merchant.  This cryptogram acts as a 'receipt' that the merchant tried to authenticate the cardholder.  Liability can shift when VIP classifies a transaction as an Authentication or an Attempt.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,"Authentication","Attempts",null,null,"G"]
[null,"ABE1","J01 – Indicate the Service Option for Authentication and Attempts services",null,null,null,null,null,null,null,"V","V",null,null,"G"]
[null,null,"Note: To support Verified by Visa, your PCR must be able to support CAVV data in Field 126.9.",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABE2","J02 – If Visa performs CAVV validation in STIP and it fails, should VIP respond with 05 - Do Not Honor?",null,null,null,null,null,null,null,"Yes","Yes",null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABE3","J03 – If Visa is unable to complete the CAVV validation in STIP, should VIP decline with 05 - Do Not Honor?",null,null,null,null,null,null,null,"Yes","Yes",null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,"Provide the Access Control Server (ACS) URL that is used for:",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"VBVCIS1a","J04 – a. Authentication:",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"VBVCIS1b","J05 – b. Attempts:",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"VBVCIS1c","J06 – c. Cardholder Enrollment:",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"CVV - iCVV - CVV2","index":12,"n_rows":63,"n_cols":15,"rows_kept":63,"cut":false,"hidden":true,"merged":[[61,2,61,13],[29,2,29,13],[55,2,55,13],[57,2,57,13],[47,2,47,13],[49,2,49,13],[51,2,51,13],[37,2,37,13],[39,2,39,13],[41,2,41,13],[60,2,60,9],[43,2,43,13],[44,0,44,13],[46,2,46,9],[36,2,36,9],[40,2,40,9],[45,2,45,13],[59,2,59,13],[56,2,56,9],[58,2,58,9],[48,2,48,9],[50,2,50,9],[52,2,52,9],[54,2,54,9],[53,2,53,13],[10,1,10,3],[10,4,10,13],[11,1,11,3],[11,4,11,13],[12,1,12,3],[12,4,12,13],[16,2,16,13],[13,0,13,13],[62,0,62,4],[62,5,62,9],[62,10,62,14],[14,1,14,13],[17,2,17,9],[24,2,24,9],[26,2,26,9],[28,2,28,9],[30,2,30,9],[32,2,32,9],[33,2,33,13],[15,0,15,13],[42,2,42,9],[38,2,38,9],[4,1,4,3],[4,4,4,13],[5,1,5,3],[5,4,5,13],[6,1,6,3],[6,4,6,13],[7,1,7,3],[7,4,7,13],[8,1,8,3],[8,4,8,13],[9,1,9,3],[9,4,9,13],[3,1,3,3],[3,4,3,13],[0,0,0,14],[1,1,1,3],[1,4,1,13],[2,1,2,3],[2,4,2,13],[35,2,35,13],[20,2,20,9],[19,2,19,9],[18,2,18,13],[21,2,21,13],[22,2,22,9],[23,2,23,13],[25,2,25,13],[27,2,27,13],[34,2,34,9],[31,2,31,13]]}
["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display the parameters and values for all selected services. Additional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service.\n"]
[]
[]
[]
[]
[]
[]
["CVV / iCVV / CVV2",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"CVV, iCVV and CVV2 are risk control services that provide some protection for issuers and acquirers against counterfeit and cross-channel fraud.  CVV is encoded on the magnetic stripe for card-present use, iCVV is encoded on the magnetic stripe image of a chip card and CVV2 is personalised on the back of the card for use in card-not-present and some key-entered transactions.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
["CVV and iCVV",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABAA1","D01 – Select the option that relates to when you wish Visa to check CVV",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABAA2","D02 – Select the response Visa should provide to the Acquirer when a transaction fails CVV checking during",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"          stand-in processing?",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABAB2","D03 – SET A: Placement on track 2 where the CVV will begin",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABAB6SETA","D04 – SET A: Will iCVV be used for chip-read transactions?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"Internal:","For new installations, update Earliest Expiration Date ABAB1 as MM/YYYY of effective date",null,null,null,null,null,null,null,null,null,null,null,"J"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
[null,null,"The questions pertaining to SET B / C are only required if you are implementing an additional CVV/CVV2 Key set for an existing BIN for newly issued cards",null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABAB1SETB","D05 – SET B: Enter the earliest date that newly issued or re-issued cards will expire (in format MM/YYYY)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABAB2SETB","D06 – SET B: Placement on track 2 where the CVV will begin",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABAB6SETB","D07 – SET B:  Will iCVV be used for chip-read transactions?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABAB1SETC","D08 – SET C: Enter the earliest date that newly issued or re-issued cards will expire (in format MM/YYYY)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABAB2SETC","D09 – SET C: Placement on track 2 where the CVV will begin",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABAB6SETC","D10 – SET C:  Will iCVV be used for chip-read transactions?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABAE5","D11 – Do you want the BIN to receive CVV results in Field 44.5?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["CVV2",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABDA1","D12 – For the BIN, select CVV2 option",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABDA2–3","When the issuer is unavailable and CVV2 fails, select the STIP response that Visa will send to the Acquirer",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABDA2","D13 – When the merchant does request results of CVV2 Verification",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABDA3","D14 – When the merchant does not request the results of CVV2 verification",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABDA4","D15 – Should Visa forward CVV2 data in card-present environment?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABDB1SETA","D16 – Set A: Select the CVV2 expiration date format used to calculate CVV2",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABDB1SETB","D17 – Set B: Select the CVV2 expiration date format used to calculate CVV2 for re-issued or newly issued cards",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ABDB1SETC","D18 – Set C: Select the CVV2 expiration date format used to calculate CVV2 for re-issued or newly issued cards",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"PIN PROCESSING","index":13,"n_rows":61,"n_cols":15,"rows_kept":61,"cut":false,"hidden":true,"merged":[[37,2,37,9],[38,2,38,13],[15,0,15,13],[22,0,22,13],[23,1,23,13],[27,2,27,9],[28,2,28,13],[30,2,30,13],[34,2,34,13],[19,2,19,13],[18,2,18,9],[43,0,43,13],[16,2,16,13],[21,2,21,13],[24,2,24,13],[39,2,39,9],[42,2,42,13],[40,2,40,13],[31,2,31,9],[41,2,41,9],[26,2,26,13],[25,2,25,9],[29,2,29,9],[32,2,32,13],[33,2,33,9],[35,2,35,9],[36,2,36,13],[60,0,60,4],[60,5,60,9],[60,10,60,14],[10,1,10,3],[10,4,10,13],[11,1,11,3],[11,4,11,13],[12,1,12,3],[12,4,12,13],[14,1,14,13],[13,0,13,13],[20,2,20,9],[17,2,17,13],[48,2,48,9],[49,2,49,13],[44,1,44,13],[8,1,8,3],[8,4,8,13],[9,1,9,3],[9,4,9,13],[3,1,3,3],[3,4,3,13],[4,1,4,3],[4,4,4,13],[5,1,5,3],[5,4,5,13],[6,1,6,3],[6,4,6,13],[7,1,7,3],[7,4,7,13],[0,0,0,14],[1,1,1,3],[1,4,1,13],[2,1,2,3],[2,4,2,13],[46,2,46,9],[47,2,47,13],[45,2,45,13],[46,10,46,11],[52,2,52,9],[53,2,53,13],[54,2,54,9],[50,2,50,9],[51,2,51,13],[59,2,59,13],[57,2,57,13],[58,2,58,9],[55,2,55,13],[56,2,56,9]]}
["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display the parameters and values for all selected services. Additional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service.\n"]
[]
[]
[]
[]
[]
[]
["PIN Processing",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"For PIN processing, the issuer can elect to always verify the PIN, or can optionally elect VIP to verify PINs on their behalf, which is known as the PIN Verification Service (PVS).  For further information see the PIN  Verification Service section in the VIP Services, Volume 2.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
["In-House PIN Verification",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACC1","F01 – Do you perform in-house PIN verification?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACE3","F02 – Do you want your PIN truncated to 4 digits before encryption?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["PIN Verification Service (PVS)",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,"Complete this section if you with to start or stop participating in the PIN Verification Service",null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACA3","F03 – Will this BIN participate in the PIN Verification Service (PVS)?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACB1","F04 – Select your PIN Verification option",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACD1","F05 – If the PVV cannot be found in the PVV file, should the transaction be approved or denied?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACD4","F06 – Does Track 1 format conform to Visa standards?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACD5","F07 – Does Track 1 contain a PIN verification value?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACD6","F08 – Does Track 2 format conform to Visa standards?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACD7","F09 – Does Track 2 contain a PIN verification value?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACD8","F10 – Specify number of incorrect PIN entries per account before decline",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACE1","F11 – Specify the PIN Verification Method",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["IBM Offset Parameters",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,"Complete this section only if you participate in the PIN Verification Service using the IBM Offset method.  ",null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACH1","F12 – Provide the Decimalization table to be used (16-digit decimal value)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACH2","F13 – Length of the offset (0–15)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACH3","F14 – Number of magnetic stripe characters (0–15) to skip to find the first data character",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACH4","F15 – Number of characters (between 1 and 16) in offset",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACH5","F16 – Pad character (Single hexadecimal character 0 through F)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACH6","F17 – Characters (0–15) to skip after the cardholder name to find the first offset digit on track 1",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ACH7","F18 – Characters (1–16) to skip after account number to find the first offset digit on track 2",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"STAND-IN PROCESSING (STIP)","index":14,"n_rows":114,"n_cols":15,"rows_kept":114,"cut":false,"hidden":true,"merged":[[100,0,100,13],[101,1,101,13],[108,2,108,4],[108,6,108,8],[109,2,109,4],[109,6,109,8],[110,2,110,4],[110,6,110,8],[111,2,111,11],[103,2,103,9],[104,2,104,4],[104,6,104,8],[105,2,105,4],[105,6,105,8],[106,2,106,4],[106,6,106,8],[107,2,107,4],[107,6,107,8],[87,2,87,9],[81,1,81,13],[83,2,83,9],[85,2,85,9],[86,1,86,13],[21,1,21,13],[79,0,79,13],[80,1,80,13],[82,2,82,9],[78,1,78,13],[76,1,76,13],[68,1,68,13],[69,2,69,9],[77,2,77,9],[71,0,71,13],[72,1,72,13],[73,2,73,9],[74,1,74,13],[75,2,75,9],[70,1,70,13],[66,1,66,13],[67,2,67,9],[61,2,61,9],[52,1,52,13],[56,1,56,13],[60,1,60,13],[62,1,62,13],[53,0,53,13],[54,1,54,13],[55,0,55,13],[59,2,59,9],[57,2,57,9],[58,1,58,13],[113,0,113,4],[113,5,113,9],[113,10,113,14],[10,1,10,3],[10,4,10,13],[11,1,11,3],[11,4,11,13],[12,1,12,3],[12,4,12,13],[14,1,14,13],[40,2,40,9],[42,2,42,9],[39,1,39,13],[41,1,41,13],[27,1,27,13],[30,2,30,5],[31,2,31,5],[32,2,32,5],[33,2,33,5],[63,0,63,13],[64,1,64,13],[65,2,65,9],[34,2,34,5],[35,2,35,5],[3,1,3,3],[3,4,3,13],[0,0,0,14],[1,1,1,3],[1,4,1,13],[2,1,2,3],[2,4,2,13],[24,2,24,6],[23,2,23,6],[7,1,7,3],[7,4,7,13],[8,1,8,3],[8,4,8,13],[9,1,9,3],[9,4,9,13],[4,1,4,3],[4,4,4,13],[5,1,5,3],[5,4,5,13],[6,1,6,3],[6,4,6,13],[36,2,36,6],[43,1,43,13],[51,2,51,9],[13,0,13,13],[20,0,20,13],[26,0,26,13],[38,0,38,13],[15,0,15,13],[16,1,16,13],[17,2,17,9],[18,2,18,9],[50,1,50,13],[44,2,44,9],[45,2,45,9],[46,1,46,13],[48,1,48,13],[47,2,47,9],[49,2,49,9],[99,2,99,13],[97,1,97,13],[98,2,98,9],[88,1,88,13],[89,0,89,13],[90,1,90,13],[91,1,91,13],[92,2,92,9],[93,1,93,13],[94,2,94,9],[95,1,95,13],[96,2,96,9]]}
["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display the parameters and values for all selected services. Additional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[]
[]
[]
[]
[]
[]
["Stand-In Processing (STIP)",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"Stand-In Processing (STIP) is a powerful service that allows Visa to make authorization decisions on behalf of the issuer.  This CIQ section applies to circumstances when the issuer is unavailable for processing, meaning:\n   a) when the issuer stations are signed off from VIP (for example, maintenance);\n   b) when the Issuer responds late; or\n   c) when the Issuer does respond but the response message is rejected or discarded due to invalid data in the response message.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
["Select the STIP service that applies to the BINs in this CIQ",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,"VIPDLY","G01 – VIP Daily Limits with Visa Advanced Authorization is the default STIP option for Full Service issuers but can also be selected for VIP Auth-Only Issuers.  It allows ATM and POS 1-day count and 1-day amount limits to be specified in conjunction with an Advanced Authorization risk score threshold specified by the issuer.",null,null,null,null,null,null,null,"X",null,null,null,"G"]
[null,"PCAS","G02 – The Positive Cardholder Authorization Service (PCAS) is the default STIP service for VIP Auth-Only (Dual Message) issuers.  It allows the issuer to specify cardholder limits by Total Purchase and Total Cash, as well as by Merchant Category Group (Airlines, Auto Rental, Lodging, Risky Purchase, Restaurant, Mail Order/Electronic Commerce, and ATM Cash)",null,null,null,null,null,null,null,"",null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["STIP – PCAS Unavailable – Limits for Total Purchase and Total Cash",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,"Note: Issuers can elect to set cardholder spending limits for Total Purchase and Total Cash, and can optionally set cardholder limits for each Merchant Category Group.  Spending limits are established by setting the following parameters:\n– The 1-Day Amount is the total USD limit that can be authorized per cardholder.\n– The 1-Day Count is the total number of authorizations that can be authorized per cardholder.\n– The 4-day multiplier is a number that - when multiplied by the 1-day amount and 1-day count, is used to calculate the activity limits to apply to authorizations in STIP over a 4-day period.  The default is 4, which means that the 1-day limits apply each day without restriction over a 4-day period. \n\nIn addition to the activity limits set by the Issuer, Visa also has International Travel & Entertainment (T&E) Mandatory Minimum Limits for all credit products. These limits will apply to all International transactions even if you have ‘0’ filled the limits for T&E merchant category.\n\nFor more information on Stand-In Processing, please refer to the Visa BASE I Processing Specifications.",null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,"1-Day Amount (US$)","1-Day Count","4-Day Multiplier",null,null,null,null,"G"]
[null,"AGG 1–3","G03 – Total Purchases",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"AGH 1–3","G04 – Total Cash",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["STIP – PCAS Unavailable – Limits for Merchant Category Groups",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,"Complete this table if you wish to specify spending limits at the Merchant Category Group level.\n\nNote: To specify 1-Day Amount, 1-Day Count and 4-Day Multiplier, you must first unselect the \"Use Total Purchase\" check box .",null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,null,null,null,null,"Use Total Purchase","1-Day Amount (US$)","1-Day Count","4-Day Multiplier",null,null,null,null,"G"]
[null,"AGI3–AIR","G05 – Airlines",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"AGI3–LOD","G06 – Lodging",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"AGI3–AUT","G07 – Auto Rental",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"AGI3–RES","G08 – Restaurant",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"AGI3–MAI","G09 – Mail Order / E-Commerce",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"AGI3–RIS","G10 – Risky Purchase",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"AGI3–ATM","G11 – ATM Cash",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["STIP – PCAS Unavailable – Additional Parameters",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,"AGB1","G12 – Should approvals be allowed on Issuer unavailable MOTO transactions when the expiration date is not present?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGB2","G13 – In STIP, should this issuing BIN allow Recurring Payment transactions with an expired or missing expiration date?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AHC1","Indicate whether the BIN is exempt from Visa Rules for PCAS limits for each of the following Merchant Category Groups",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"G14 – Lodging",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"G15 – Rental Car",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"G16 – Airlines",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AHC4","G17 – Does the issuing BIN want to decline all key entered transactions in STIP when the Issuer is unavailable?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["VIP Daily Limits",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,"All questions in this section must be answered.  Total Limits must be the same or greater than the individual POS and ATM limits specified.",null,null,null,null,null,null,null,null,null,null,null,null,"D"]
["Total Limits (both ATM and POS)",null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"Internal:","If AGZ1 AND AGZ2 are 0, set Purchase, Quasi Cash, ATM Cash Withdrawal and Other Cash (Manual) to 91 in AGR\nSet AGA4 to N if the client is turning off PCAS to start using VIP limits.",null,null,null,null,null,null,null,null,null,null,null,"J"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGZ1","G18 – Maximum number of POS and ATM transactions per cardholder per day (0–255)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGZ2","G19 – Total US$ limit for POS and ATM per cardholder per day (0–32,000)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["POS Limits",null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGZ3","G20 – Maximum number of POS transactions per cardholder per day (0–255)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGZ4","G21 – Maximum US$ amount for a single POS transaction (0–32,000)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGZ5","G22 – Total US$ limit for POS transactions per cardholder per day (0–32,000)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["ATM Limits",null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGZ6","G23 – Maximum number of ATM transactions per cardholder per day (0–255)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGZ7","G24 – Maximum US$ amount for a single ATM transaction (0–32,000)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGZ8","G25 – Total US$ limit for ATM transactions per cardholder per day (0–32,000)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Visa Advanced Authorization (AA) Options",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,"Visa Advanced Authorization STIP is an optional feature that works in conjunction with limits defined in this section.  For further information, refer to the expanded help text within this section, or the Stand-In Processing With Visa Advanced Authorization Score Client Implementation Guide.",null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,"In stand-in, decline POS transactions with an AA risk score greater than this value.",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"AHE1a","G26 – Card present",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"AHE1b","G27 – Card not present",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AHE2","G28 – In stand-in, decline cash transactions with an AA risk score greater than this value:",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Additional STIP Options",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGV1","G29 – Should Visa check card expiration dates during stand-in?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGV2","G30 – Activity parameters updated only for STIP transactions?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGV3","G31 – Process all transactions in stand-in mode?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGV4","G32 – Does the Issuer participate in Full Reversals on STIP Timeouts?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Issuer Supported Transaction Types",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGR1","For each transaction type, provide the default response.",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"G33 – Purchase",null,null,null,"G40 – Payment",null,null,null,null,null,null,null,"G"]
[null,null,"G34 – Quasi Cash",null,null,null,"G41 – Bill Payment",null,null,null,null,null,null,null,"G"]
[null,null,"G35 – ATM Cash Withdrawal",null,null,null,"G42 – Eligibility",null,null,null,null,null,null,null,"G"]
[null,null,"G36 – Other Cash (Manual)",null,null,null,"G43 – Account Funding",null,null,null,null,null,null,null,"G"]
[null,null,"G37 – Merchandise Return",null,null,null,"G44 – Transfer Value Between Cards",null,null,null,null,null,null,null,"G"]
[null,null,"G38 – Original Credit",null,null,null,"G45 – Account Transfer (same card)",null,null,null,null,null,null,null,"G"]
[null,null,"G39 – Prepaid Load and Activate",null,null,null,"G46 – Shared Deposit",null,null,null,null,null,null,null,"G"]
[null,null,"Note:\n     57 – Visa will block this transaction type, whether the issuer is available or not. This results in an immediate decline.\n     91 – Visa will send to the processor when available, but decline in STIP\n     00 – Visa will send to the processor when available, and approve in STIP\n     ZZ – (Merchandise returns only) – Visa will respond to all 0100 merchandise return authorizations with response code 85 (no reason to decline).\n             Full Service issuers will continue to receive 0200 merchandise return messages regardless of whether ZZ is set or not.\nSome of these values may not be available depending on the message capability and transaction type.",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"VISA DIRECT","index":15,"n_rows":47,"n_cols":15,"rows_kept":47,"cut":false,"hidden":true,"merged":[[25,2,25,9],[33,2,33,13],[16,2,16,13],[19,2,19,13],[21,2,21,13],[26,2,26,13],[28,2,28,13],[30,2,30,13],[22,2,22,9],[23,2,23,13],[17,2,17,13],[31,2,31,13],[43,2,43,3],[43,5,43,6],[43,8,43,9],[35,2,35,13],[37,2,37,13],[46,0,46,4],[46,5,46,9],[46,10,46,14],[10,1,10,3],[10,4,10,13],[11,1,11,3],[11,4,11,13],[12,1,12,3],[12,4,12,13],[14,1,14,13],[15,0,15,13],[13,0,13,13],[18,2,18,9],[20,2,20,9],[24,2,24,9],[27,2,27,9],[7,1,7,3],[7,4,7,13],[8,1,8,3],[8,4,8,13],[9,1,9,3],[9,4,9,13],[4,1,4,3],[4,4,4,13],[5,1,5,3],[5,4,5,13],[6,1,6,3],[6,4,6,13],[3,1,3,3],[3,4,3,13],[0,0,0,14],[1,1,1,3],[1,4,1,13],[2,1,2,3],[2,4,2,13],[44,2,44,10],[29,0,29,13],[32,2,32,9],[34,2,34,9],[36,2,36,9],[38,2,38,10],[39,2,39,3],[40,2,40,3],[40,5,40,6],[40,8,40,9],[39,8,39,9],[39,5,39,6],[41,2,41,10],[42,2,42,3],[42,5,42,6],[42,8,42,9]]}
["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display the parameters and values for all selected services. Additional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service.\n"]
[]
[]
[]
[]
[]
[]
["Visa Direct",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"Visa Direct provides individuals and businesses the ability to transfer funds directly to eligible Visa credit, debit and prepaid accounts domestically and cross-border, and is used globally in cases such as Person-to-Person (P2P), cross-border remittances, business-to-consumer disbursements, credit card bill payments, and prepaid loads.\n\nThe sender can fund a money transfer using any means allowed by the originator, including cash, a bank account, or a Visa account. When a Visa account is used to fund a money transfer, the originator uses an Account Funding Transaction (AFT) to debit the sender’s account for the money transfer amount. Once funding for the money transfer is approved, the originator sends an Original Credit Transaction (OCT) to the recipient issuer through VisaNet to credit the recipient’s account.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
["Original Credit Transaction (OCT) Support",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APH2","K01 – Do you want to block only Online Gambling Original Credit Transactions?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"Internal:","Canada: Add OCG to Clearing Business in CONFIG.",null,null,null,null,null,null,null,null,null,null,19,"I"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APH4","K02 – Does this issuer accept Enhanced Money Transfer OCTs?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APH6","K03 – Does this BIN participate in enhanced OCT Fast Funds?",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"          Note: To support Fast Funds, your PCR must be able to accept Field 104 in TLV format.",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"Internal:","Set AGR Original Credit to 91. \nAdd ‘FF’ Domestic / ‘FFC’ Cross-border to Clearing Business in CONFIG.",null,null,null,null,null,null,null,null,null,null,32,"I"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Activity Checking & Referral",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APH7","K04 – Does this BIN participate in enhanced OCT Activity Checking?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGK1","K05 – Does this BIN participate in enhanced OCT Activity Checking Referral?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGK2","K06 – Does this Issuer wish to receive decline advices when enhanced OCT limits have been enforced?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AGK3-6","Domestic Limits",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"K07 – 1-Day Amount\n          ($100,000 max)",null,null,"K08 – 7-Day Amount\n          ($250,000 max)",null,null,"K09 – 30-Day Amount\n          ($500,000 max)",null,null,null,null,null,"G"]
[null,null,"K10 – 1-Day Count\n          (150 max)",null,null,"K11 – 7-Day Count\n          (250 max)",null,null,"K12 – 30-Day Count\n          (750 max)",null,null,null,null,null,"G"]
[null,null,"Cross-Border Limits",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"K13 – 1-Day Amount\n          ($2,500 – $20,000)",null,null,"K14 – 7-Day Amount\n          ($5,000 – $50,000)",null,null,"K15 – 30-Day Amount\n          ($10,000 – $100,000)",null,null,null,null,null,"G"]
[null,null,"K16 – 1-Day Count\n          (1 – 30)",null,null,"K17 – 7-Day Count\n          (5 – 50)",null,null,"K18 – 30-Day Count\n          (10 – 150)",null,null,null,null,null,"G"]
[null,null,"Note: If you elect to participate in enhanced Money Transfer Activity Checking, the amount and count limits for both Domestic and Cross-Border must be specified. The amounts ($) are expressed in USD.",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"ALTERNATE AUTHORIZATION ROUTING","index":16,"n_rows":54,"n_cols":15,"rows_kept":54,"cut":false,"hidden":true,"merged":[[48,2,48,9],[49,2,49,8],[49,9,49,10],[50,2,50,9],[42,2,42,9],[44,2,44,9],[45,2,45,9],[46,2,46,9],[47,2,47,9],[38,2,38,9],[39,2,39,8],[39,9,39,10],[40,2,40,9],[41,2,41,8],[35,2,35,9],[16,1,16,13],[17,2,17,9],[36,0,36,13],[37,1,37,13],[32,2,32,9],[33,2,33,9],[34,2,34,9],[27,2,27,9],[28,2,28,8],[29,2,29,9],[30,2,30,9],[31,2,31,9],[23,2,23,9],[24,2,24,9],[25,2,25,9],[26,2,26,9],[18,9,18,10],[18,2,18,8],[19,2,19,9],[20,2,20,8],[21,2,21,9],[53,0,53,4],[53,5,53,9],[53,10,53,14],[10,1,10,3],[10,4,10,13],[11,1,11,3],[11,4,11,13],[12,1,12,3],[12,4,12,13],[14,1,14,13],[13,0,13,13],[15,0,15,13],[51,2,51,9],[52,2,52,9],[43,9,43,10],[43,2,43,8],[0,0,0,14],[1,1,1,3],[1,4,1,13],[2,1,2,3],[2,4,2,13],[3,1,3,3],[3,4,3,13],[4,1,4,3],[4,4,4,13],[5,1,5,3],[5,4,5,13],[9,1,9,3],[9,4,9,13],[22,9,22,10],[22,2,22,8],[6,1,6,3],[6,4,6,13],[7,1,7,3],[7,4,7,13],[8,1,8,3],[8,4,8,13]]}
["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display the parameters and values for all selected services. Additional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service.\n"]
[]
[]
[]
[]
[]
[]
["Alternate Authorization Routing",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"Alternate Routing enables Visa authorizations to be routed to multiple PCRs according to transaction type.  If setting up a new alternate Routing ID, a corresponding Licensing Routing ID Request must be completed to obtain the Routing ID to be entered against the appropriate questions in this section.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
["Visa ATM",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ALT1","M01 – Who will process Visa ATM transactions?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,"If 'Another Visa Processor' was selected, please specify the following:",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"ALT2","M02 – Processor Name",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"ALT3","M03 – PCR (Must be a Visa Endpoint)",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"ALT4","M04 – Copy BIN (Must be a Visa Endpoint)",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,"If 'Account-Type Routing' was selected, please specify the routing BIN information:",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"AEU2a","M05 – ATM transactions with non-specified Universal Accounts",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"AEU2b","M06 – ATM transactions with checking or savings accounts",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"AEU2c","M07 – ATM transactions with credit accounts",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["PIN Authenticated POS",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ALT5","M08 – Where do you want to route Visa POS transactions with a PIN?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,"If 'Another Visa Processor' was selected, please specify the following:",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"ALT6","M09 – Processor Name",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"ALT7","M10 – PCR (Must be a Visa Endpoint)",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"ALT8","M11 – Copy BIN (Must be a Visa Endpoint)",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ALT9","M12 – Where should exception items route?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"ALT10","M13 – Specify the VROL BIN (example: 7xxxxx)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"CURRENCY CONVERSION OPTIONS","index":17,"n_rows":35,"n_cols":15,"rows_kept":35,"cut":false,"hidden":true,"merged":[[26,3,26,10],[33,2,33,13],[21,2,21,9],[22,2,22,13],[23,2,23,9],[24,2,24,9],[25,2,25,13],[32,2,32,9],[29,2,29,13],[34,0,34,4],[34,5,34,9],[34,10,34,14],[10,1,10,3],[10,4,10,13],[11,1,11,3],[11,4,11,13],[12,1,12,3],[12,4,12,13],[14,1,14,13],[18,2,18,9],[20,2,20,9],[13,0,13,13],[31,2,31,13],[30,2,30,9],[28,2,28,9],[7,1,7,3],[7,4,7,13],[8,1,8,3],[8,4,8,13],[9,1,9,3],[9,4,9,13],[4,1,4,3],[4,4,4,13],[5,1,5,3],[5,4,5,13],[6,1,6,3],[6,4,6,13],[3,1,3,3],[3,4,3,13],[0,0,0,14],[1,1,1,3],[1,4,1,13],[2,1,2,3],[2,4,2,13],[15,0,15,13],[16,1,16,9],[16,10,16,13],[17,2,17,13],[19,2,19,13]]}
["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display the parameters and values for all selected services. Additional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service.\n"]
[]
[]
[]
[]
[]
[]
["Currency Conversion Options",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"When the acquirer submits transactions in a currency that is different from the issuer's stated cardholder billing currency, Visa performs currency conversion.  As VisaNet supports almost all currencies recognized by ISO that may originate from an acquirer, currency conversion enables the issuer to receive all authorizations and clearing in a single clearing currency to be billed to the cardholder.  This section establishes the issuer's cardholder billing currency, the Optional Issuer Fee, and other options associated with the Currency Conversion.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,"Note: The currency code and Optional Issuer Fee (OIF) apply to both authorizations and clearing.",null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AJA1","E01 – Specify the currency code for this issuer BIN",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AJA2","E02 – Specify the percentage to be added to currency conversion added to the cardholder billing amount for",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"          inter-region transactions.",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AJA4","E03 – Specify the percentage to be added to currency conversion added to the cardholder billing amount for",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"          intra-region transactions.",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,"Internal:","Apply change to both CORE and CONFIG.",null,null,null,null,null,null,null,null,null,19,"I"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AJA6","E04 – Does this Issuer BIN participate in currency decimal precision?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AJA7","E05 – Should this issuer BIN receive Optional Issuer Fee (OIF) information?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AJD3","E06 – Does this BIN want to receive the charge (ISA) indicator in field 63.21?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"ADDITIONAL PROCESSING OPTIONS","index":18,"n_rows":110,"n_cols":15,"rows_kept":110,"cut":false,"hidden":true,"merged":[[105,2,105,9],[106,2,106,13],[107,2,107,9],[104,2,104,13],[59,2,59,9],[60,2,60,13],[61,2,61,9],[62,2,62,9],[63,2,63,13],[96,2,96,13],[97,2,97,9],[98,2,98,13],[71,2,71,9],[72,2,72,13],[73,2,73,9],[74,2,74,13],[75,2,75,9],[78,2,78,13],[79,2,79,9],[80,2,80,13],[81,2,81,9],[76,2,76,13],[77,2,77,9],[87,2,87,9],[20,10,20,11],[82,2,82,13],[83,2,83,9],[84,2,84,13],[85,2,85,9],[86,2,86,13],[66,2,66,13],[67,2,67,9],[68,2,68,13],[69,2,69,9],[70,2,70,13],[56,2,56,13],[57,2,57,9],[64,2,64,9],[65,2,65,9],[58,2,58,13],[51,2,51,9],[52,2,52,13],[53,2,53,9],[54,2,54,13],[55,2,55,9],[46,0,46,13],[47,1,47,13],[48,2,48,13],[49,2,49,9],[50,2,50,13],[41,2,41,13],[42,2,42,9],[43,2,43,13],[44,2,44,9],[45,1,45,13],[36,1,36,13],[37,0,37,13],[38,1,38,13],[39,2,39,13],[40,2,40,9],[32,0,32,13],[33,1,33,13],[34,2,34,13],[35,2,35,9],[26,2,26,13],[27,2,27,9],[28,2,28,13],[30,2,30,9],[29,2,29,9],[27,10,27,11],[109,0,109,4],[109,5,109,9],[109,10,109,14],[10,1,10,3],[10,4,10,13],[11,1,11,3],[11,4,11,13],[12,1,12,3],[12,4,12,13],[14,1,14,13],[13,0,13,13],[15,0,15,13],[100,2,100,13],[103,2,103,9],[108,2,108,13],[21,2,21,13],[22,2,22,9],[23,1,23,13],[24,0,24,13],[25,1,25,13],[16,1,16,13],[17,2,17,13],[18,2,18,9],[19,2,19,13],[102,2,102,13],[88,2,88,13],[91,2,91,9],[92,2,92,13],[93,2,93,9],[95,2,95,9],[89,2,89,9],[90,2,90,13],[94,2,94,13],[99,2,99,9],[3,1,3,3],[3,4,3,13],[0,0,0,14],[1,1,1,3],[1,4,1,13],[2,1,2,3],[2,4,2,13],[101,2,101,9],[7,1,7,3],[7,4,7,13],[8,1,8,3],[8,4,8,13],[9,1,9,3],[9,4,9,13],[4,1,4,3],[4,4,4,13],[5,1,5,3],[5,4,5,13],[6,1,6,3],[6,4,6,13],[20,2,20,9],[18,10,18,11],[22,10,22,11],[31,1,31,13]]}
["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display the parameters and values for all selected services. Additional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service.\n"]
[]
[]
[]
[]
[]
[]
["Additional Processing Options",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"This section contains processing options that are not categorized under other services listed on the front cover of this Client Information Questionnaire.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
["Address Verification",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,"The Address Verification Service provides verification of a cardholder’s billing address for Card Not Present transactions. Please consult with your processor when selecting the options in this section.",null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AA1","L01 – Do you wish to participate in AVS?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AA2","L02 – What processing option is to be used?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AA3","L03 – What compression approach is to be used?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Advice Retrieval",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"API2","L04 – Select the method the BIN will use to receive advice records",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"API3","L05 – If the issuing BIN specified method TC48, should the STIP indicator be included in the advice record to",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"         designate why stand-in processing was used?",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Authorization Blocking",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"EC1","L06 – Do you want to block all issuing activity for this BIN?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Plus",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APGC1","L07 – Does this Issuer BIN participate in Multiple Account Selection (MAS)?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APGD1","L08 – Does this issuer participate in Shared Deposit?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APGD2","L09 – Does this issuer BIN participate in the Access-Fee-free / Plus Alliance Network?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Processing Options",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AD1","L10 – For non-Visa BINs, should VIP check Mod-10 during stand-in processing?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEE1","L11 – Will this BIN be sent in Field 121 of the online message?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEG1–4","L12 – Do you want this BIN to process authorizations in Cuba?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEO4","L13 – Do you want non-financial reversals to be suppressed?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEO5","L14 – Do you want Visa to reject late responses? (Must be Yes)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEO6","L15 – Are 0520 reconciliation advices to be sent?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEO7","L16 – If reconciliation advices are to be sent exclusively to the Acquirer or Issuer stations, which station should",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"         receive them?",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEO8","L17 – Should 0200 financial transactions be converted to 0100 POS authorizations and settlement forwarded to the",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"         Clearing and Settlement System?",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AIA1","L18 – Do you want to automatically update the Exception File for pick-up response code from this Issuer BIN?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"API4","L19 – If yes, select the Issuer's CDB File Update Advice option",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AOA2","L20 – Do you want this BIN to participate in the Cashback Service?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APBA1","L21 – Does this BIN want to receive advices related to the Chargeback Reduction Service (CRS)?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APBA11","L22 – Do you want to receive the Agent Unique ID in authorization requests in F126.18?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA1","L23 – Should Visa decline both Online and MOTO Gambling Transactions?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA2","L24 – Does this Issuer participate in the Preauthorized Payments Cancellation service?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA3","L25 – Does this Issuer wish to receive Risk Scoring Condition Codes in Field 62.22, Risk Condition Codes?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA4","L26 – Does this Issuer accept F62.23 Account Product Id?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA5","L27 – Does this Issuer want to apply Real-Time Decisioning during authorization?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA8","L28 – Does this Issuer participate in Advanced Authorization scoring? (Mandatory)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA9","L29 – Specify how this Issuer wants to receive 0120 Pre-Authorization Completion Advices.                                                                            ",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA10","L30 – Does this Issuer support Healthcare Auto-Substantiation transactions?  (prepaid only)",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA13","L31 – Can this Issuer receive enhanced AFD 0120 Acquirer Confirmation Advices?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA15","L32 – Can this issuing BIN receive F60.9 Cardholder ID Method Indicator?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APCA16","L33 – Does this issuer participate in the Mobile Location Confirmation (MLC) Service?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APF3","L34 – Does this BIN support balance inquiry requests for ATM?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APF4","L35 – Will this BIN support balance inquiry requests for POS?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"APF5","L36 – Should POS balance information be sent to Acquirers for all products?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"GB-TCI","L37 – If this BIN is Prepaid Travel Money, does it support ATM transactions?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"Internal:","GB – Service Code T; CONFIG – Attribute TCI to account range",null,null,null,null,null,null,null,null,null,null,19,"I"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"SMS REPORTS & RAW DATA","index":19,"n_rows":79,"n_cols":15,"rows_kept":79,"cut":false,"hidden":true,"merged":[[67,2,67,13],[63,2,63,13],[76,2,76,9],[71,2,71,13],[70,2,70,9],[69,2,69,13],[68,9,68,10],[68,2,68,8],[72,2,72,8],[73,2,73,13],[74,8,74,10],[74,2,74,7],[75,2,75,13],[64,2,64,9],[66,2,66,8],[31,3,31,6],[46,3,46,9],[51,3,51,9],[34,3,34,6],[35,2,35,13],[38,2,38,13],[32,3,32,6],[48,3,48,9],[49,3,49,9],[40,3,40,9],[41,3,41,9],[42,3,42,9],[43,3,43,9],[44,3,44,9],[45,3,45,9],[53,2,53,13],[29,3,29,6],[30,3,30,6],[23,3,23,6],[65,2,65,13],[58,2,58,13],[61,2,61,13],[62,2,62,8],[62,9,62,10],[55,3,55,9],[56,3,56,9],[57,3,57,9],[59,0,59,13],[60,1,60,13],[33,3,33,6],[47,3,47,9],[11,4,11,13],[12,1,12,3],[12,4,12,13],[19,8,19,10],[78,0,78,4],[78,5,78,9],[78,10,78,14],[50,3,50,9],[52,3,52,9],[37,2,37,10],[22,7,22,10],[24,3,24,6],[25,3,25,6],[26,3,26,6],[27,3,27,6],[28,3,28,6],[16,2,16,13],[0,0,0,14],[1,1,1,3],[1,4,1,13],[2,1,2,3],[2,4,2,13],[13,0,13,13],[7,1,7,3],[7,4,7,13],[8,1,8,3],[8,4,8,13],[9,1,9,3],[9,4,9,13],[10,1,10,3],[10,4,10,13],[11,1,11,3],[18,2,18,13],[17,2,17,8],[22,3,22,6],[3,1,3,3],[3,4,3,13],[14,1,14,13],[19,2,19,7],[4,1,4,3],[4,4,4,13],[5,1,5,3],[5,4,5,13],[6,1,6,3],[6,4,6,13],[21,3,21,6],[21,7,21,10],[20,2,20,13]]}
["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display the parameters and values for all selected services. Additional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service.\n"]
[]
[]
[]
[]
[]
[]
["SMS Reports and Raw Data",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"SMS reports and raw data are transaction detail reporting data that can be used to reconcile a client's daily processing activity.  Reports are 'print-friendly' formatted files that are available in different sort orders.  Raw Data provides transaction level detail in machine-readable format.  For further information, refer to the VSS User's Guide, Volumes 1 and 2.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"AEL1","N01 – Specify the settlement BIN and network ID",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"GA6","N02 – Specify the financial institution name as it should appear on the SMS Reports",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,"SMS Reports",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,"Reports Sorted by:",null,null,null,null,null,null,"G"]
[null,"CEC1.1","ID","Report Name",null,null,null,"Retrieval Reference Number","Acquirer\nBIN","Card\nNumber","Time",null,null,null,"G"]
[null,null,"SMS600","N03 – ISSUER TRANSACTION DETAIL",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"SMS608","N04 – FEE COLLECTION & FUNDS DISBURSEMENT",null,null,null,"–––––","–––––",null,"–––––",null,null,null,"G"]
[null,null,"SMS610","N05 – ISSUER CHARGEBACK DETAIL",null,null,null,null,null,null,"–––––",null,null,null,"G"]
[null,null,"SMS612","N06 – ISSUER REPRESENTMENT DETAIL",null,null,null,null,null,null,"–––––",null,null,null,"G"]
[null,null,"SMS614","N07 – ISSUER ADJUSTMENT & MERCHANDISE CRED DETAIL",null,null,null,null,null,null,"–––––",null,null,null,"G"]
[null,null,"SMS616","N08 – ISSUER CANCELLATION & REVERSAL DETAIL",null,null,null,null,"–––––",null,"–––––",null,null,null,"G"]
[null,null,"SMS620","N09 – ISSUER FILE MAINTENANCE DAILY SUMMARY",null,null,null,"–––––","–––––",null,null,null,null,null,"G"]
[null,null,"SMS626","N10 – ADMINISTRATIVE MESSAGE DAILY SUMMARY",null,null,null,null,"–––––","–––––","–––––",null,null,null,"G"]
[null,null,"SMS640","N11 – ISSUER ERROR DETAIL",null,null,null,"–––––","–––––","–––––",null,null,null,null,"G"]
[null,null,"SMS642","N12 – ISSUER RETURNED EXCEPTION DETAIL",null,null,null,"–––––","–––––",null,"–––––",null,null,null,"G"]
[null,null,"SMS660","N13 – SMS NO ACTIVITY REPORT",null,null,null,"–––––","–––––","–––––",null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,"SMS Raw Data",null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,"NOTE: SMS Raw Data release 2.2 and 2.3 are mutually exclusive.  Version 2.3 Raw Data is a subset of Version 2.2 and is not intended to be a complete record of a transaction",null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,"VIP (SMS) Raw Data Release 2.2",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"CEC1.2A","ID","Report Name",null,null,null,null,null,null,"Action",null,null,null,"G"]
[null,null,"V22120","N14 – VSS SPECIFIC RECORD",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"V22200","N15 – FINANCIAL TRANSACTION RECORD 1*",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"V22255","N16 – FINANCIAL TRANSACTION FEE COLLECTION / FUNDS DISBURSEMENT",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"V22260","N17 – FINANCIAL TRANSACTION RECORD / MULTICURRENCY RECORD",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"V22261","N18 – FINANCIAL TRANSACTION RECORD / FEE RECORD",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"V22276","N19 – FINANCIAL TRANSACTION MONEY TRANSFER & PERSONAL PAYMENT",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"V22300","N20 – FINANCIAL MAINTENANCE TRANSACTION RECORD",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"V22310","N21 – FILE MAINTENANCE – ADDRESS VERIFICATION FILE UPDATE",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"V22400","N22 – ADMINISTRATIVE MESSAGE 1 TRANSACTION RECORD",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"V22461","N23 – ADMINISTRATIVE TRANSACTION / FEE RECORD",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"V22600","N24 – ADVICE NOTIFICATION TRANSACTION RECORD / INTERLINK",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,"*Subscription to V22200 includes delivery of V22210, V22220, V22225 & V22226",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,"VIP (SMS) Raw Data Release 2.3",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"CEC1.2B","ID","Report Name",null,null,null,null,null,null,"Action",null,null,null,"G"]
[null,null,"V23200","N25 – VERSION 2.3 FINANCIAL TRANSACTION RECORD 1",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"V23210","N26 – VERSION 2.3 FINANCIAL TRANSACTION / FEE RECORD",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["SMS Reports and Raw Data Delivery Setup",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CECa","N27 – How do you want to receive the SMS Reports?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CECb","N28 – If BASE II, specify the BASE II CIB",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CECc","N29 – If Other SMS BIN, specify the BIN / Network",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CECd","N30 – How do you want to receive the Raw Data?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CECe","N31 – If BASE II, specify the BASE II CIB",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CECf","N32 – If Other SMS BIN, specify the BIN / Network",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CED1","N33 – If you selected BASE II Delivery, select the files to be expedited",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CEC11","N34 – Do you want to suppress Auth-Only messages?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"VROL FINANCIALS","index":20,"n_rows":43,"n_cols":15,"rows_kept":43,"cut":false,"hidden":true,"merged":[[17,2,17,9],[26,2,26,9],[21,2,21,13],[22,2,22,9],[37,2,37,9],[33,2,33,9],[40,2,40,9],[13,0,13,13],[36,1,36,13],[39,2,39,13],[38,2,38,9],[23,2,23,13],[24,2,24,9],[25,2,25,13],[29,2,29,9],[27,2,27,9],[30,2,30,13],[18,2,18,9],[35,1,35,13],[28,2,28,13],[31,2,31,9],[32,2,32,13],[9,1,9,3],[9,4,9,13],[42,0,42,4],[42,5,42,9],[42,10,42,14],[10,1,10,3],[10,4,10,13],[11,1,11,3],[11,4,11,13],[12,1,12,3],[12,4,12,13],[14,1,14,13],[15,0,15,13],[16,1,16,13],[19,2,19,9],[20,2,20,9],[0,0,0,14],[1,1,1,3],[1,4,1,13],[2,1,2,3],[2,4,2,13],[3,1,3,3],[3,4,3,13],[4,1,4,3],[4,4,4,13],[5,1,5,3],[5,4,5,13],[6,1,6,3],[6,4,6,13],[7,1,7,3],[7,4,7,13],[8,1,8,3],[8,4,8,13]]}
["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display the parameters and values for all selected services. Additional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service.\n"]
[]
[]
[]
[]
[]
[]
["Visa Resolve Online (VROL) Financials",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"Visa Resolve Online (VROL) is a Visa application accessible through Visa Online (VOL).  VROL is a mandated service used to exchange electronic dispute documentation and information such as Request For Copy (RFC) fulfillments, pre-filings, and case filings between clients and Visa during the dispute cycle.  VROL can also be used to send transaction inquiries, request for copies, fraud reporting and exception file management. \n\nThis section should only be completed by clients who wish to use VROL to send and receive financial messages such as chargebacks and representments, which is an optional component of VROL.\n",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
["Visa Resolve Online (VROL) – BASE II Financials",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,"If you are using VROL to process BASE II financials, select one of the following options:",null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,"Note: The Non-Financial VROL Routing parameters can be found in the Clearing section.",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"VRL100","P01 – Option 1 – Send from VROL",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"P02 – Option 2 – Send and Receive through VROL",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,null,"Option 1 – Send all transaction types (i.e. Chargeback, Representment, Fee Collection, Funds Disbursement and Copy Requests) from VROL, and receive on your Host/Edit Package.\nOption 2 – Send and Receive selected transaction types through VROL.",null,null,null,null,null,null,null,null,null,null,null,"H"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"Internal:","AP Region:         For Split Collect, set '400434' as Route-to BIN.\nCEMEA Region:  For Split Collect, set '400436' as Route-to BIN.",null,null,null,null,null,null,null,null,null,null,null,"I"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"VRL200","P03 – Specify your VROL Routing ID (example: 8xxxxx) for BASE II Financials",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"Note: You must specify different VROL Routing ID's for Base II Financials and Non-Financials.",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"VRL300","P04 – Send and Receive Chargeback and Representment through VROL?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"VRL400","P05 – Send and Receive Request for Copy through VROL?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"VRL500","P06 – Send and Receive Fee Collection and Funds Disbursement through VROL?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
[null,"Visa Resolve Online (VROL) - SMS VROL",null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,"VRL600","P07 – If you are using SMS VROL to process exception transactions and other back office transactions, please specify",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"          your SMS VROL Routing ID (example: 7xxxxx)",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"Internal:","Update SMS VROL for Third Party File Update PCR list at A.I.F. for Issuing BINs.",null,null,null,null,null,null,null,null,null,null,null,"I"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"SETTLEMENT AND VSS REPORTING","index":21,"n_rows":88,"n_cols":15,"rows_kept":88,"cut":false,"hidden":true,"merged":[[43,2,43,9],[51,2,51,13],[50,2,50,9],[45,0,45,13],[46,1,46,13],[40,2,40,9],[49,2,49,13],[47,2,47,9],[48,2,48,9],[41,2,41,13],[57,3,57,9],[58,3,58,9],[59,3,59,9],[60,3,60,9],[61,3,61,9],[50,10,50,11],[54,0,54,13],[53,2,53,13],[52,2,52,9],[52,10,52,11],[57,11,57,12],[58,11,58,12],[59,11,59,12],[60,11,60,12],[61,11,61,12],[30,2,30,13],[42,2,42,9],[35,2,35,13],[36,2,36,9],[31,0,31,13],[33,2,33,9],[32,2,32,13],[29,2,29,9],[34,2,34,9],[38,2,38,9],[38,10,38,11],[37,2,37,13],[39,2,39,13],[16,1,16,13],[17,2,17,13],[19,2,19,13],[21,2,21,13],[20,2,20,9],[18,2,18,9],[22,2,22,9],[28,2,28,9],[23,2,23,13],[24,2,24,9],[24,10,24,11],[25,2,25,13],[26,2,26,9],[27,2,27,13],[87,0,87,4],[87,5,87,9],[87,10,87,14],[10,1,10,3],[10,4,10,13],[11,1,11,3],[11,4,11,13],[12,1,12,3],[12,4,12,13],[14,1,14,13],[56,3,56,8],[64,3,64,9],[65,3,65,9],[66,3,66,9],[67,3,67,9],[68,3,68,9],[69,3,69,9],[70,3,70,9],[71,3,71,9],[72,3,72,9],[73,3,73,9],[74,3,74,9],[75,3,75,9],[76,3,76,9],[3,1,3,3],[3,4,3,13],[0,0,0,14],[1,1,1,3],[1,4,1,13],[2,1,2,3],[2,4,2,13],[62,3,62,9],[63,3,63,9],[7,1,7,3],[7,4,7,13],[8,1,8,3],[8,4,8,13],[9,1,9,3],[9,4,9,13],[4,1,4,3],[4,4,4,13],[5,1,5,3],[5,4,5,13],[6,1,6,3],[6,4,6,13],[13,0,13,13],[15,0,15,13],[55,1,55,13],[84,3,84,9],[85,3,85,9],[77,3,77,9],[78,3,78,9],[79,3,79,9],[80,3,80,9],[81,3,81,9],[82,3,82,9],[83,3,83,9],[62,11,62,12],[63,11,63,12],[64,11,64,12],[65,11,65,12],[66,11,66,12],[67,11,67,12],[68,11,68,12],[69,11,69,12],[70,11,70,12],[80,11,80,12],[81,11,81,12],[82,11,82,12],[83,11,83,12],[84,11,84,12],[85,11,85,12],[71,11,71,12],[72,11,72,12],[73,11,73,12],[74,11,74,12],[75,11,75,12],[76,11,76,12],[77,11,77,12],[78,11,78,12],[79,11,79,12]]}
["Visa Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display the parameters and values for all selected services. Additional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service.\n"]
[]
[]
[]
[]
[]
[]
["Settlement and VSS Reporting",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"VisaNet Settlement Service (VSS) provides flexibility to clients through the use of Settlement Reporting Entities (SREs), which allows clients to establish settlement relationships and funds transfer points within settlement hierarchies.  It also offers a variety of settlement reports, report formats and delivery options.  VSS settlement reports are produced in a common format for both BASE II and VIP Full Service clients, allowing internal reconciliation procedures to be streamlined, irrespective of processing choice through VisaNet.  For information on VSS and its reporting options, refer to the VSS Users Guide, Volumes 1 & 2.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
["VisaNet Settlement Service Setup – International Settlement Service",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"SSS100","R01 – Is the BIN to settle in a New or Existing International Settlement Hierarchy?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"SSS122","R02 – If this is a new FTSRE, does the Funds Transfer need to be consolidated?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"SSS124","R03 – If yes, provide the Consolidator SRE",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"SSS126","R04 – Specify the SRE Short Name for this SRE",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"SSS128","R05 – Is there an existing SRE that can be copied? If so, provide that SRE here.",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"SSS140","R06 – Please provide the Rollup Settlement Reporting Entity (SRE)",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"Note: For standard hierarchies, please enter your Funds Transfer SRE. For customized hierarchies, please enter the relevant summary SRE",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["VisaNet Settlement Service Setup - National Net Settlement Service (NNSS)",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"d"]
[null,"SSS200","R07 – Does this BIN participate in NNSS?",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"Note: It is mandatory to participate in NNSS if there is an established NNSS in your country.",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"SSS300","R08 – Is the BIN to settle in a New or Existing National Net Settlement Hierarchy?",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"SSS302","R09 – Specify the SRE Short Name for this SRE",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"SSS304","R10 – Is there an existing SRE that can be copied? If so, provide that SRE here.",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"SSS320","R11 – Please provide the Rollup Settlement Reporting Entity (SRE)",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"Note: For standard hierarchies, please enter your Funds Transfer SRE. For customized hierarchies, please enter the relevant summary SRE",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["VisaNet Settlement Reporting",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,"SSS399","R12 – Specify the delivery endpoint / address",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"Note: this must be a CIB or Settlement BIN",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"SSS400","R13 – Specify which Report Format you want to receive",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"SSS600","R14 – Specify the Report Sort Order for BIN level SRE",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["VisaNet Settlement Service Reports Selection List",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,"VSS Report","Description",null,null,null,null,null,null,"Action","Report Format",null,null,"G"]
[null,null,"VSS100R","R15 – Revised Settlement Reporting Hierarchy List",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS100W","R16 – Weekly Settlement Reporting Hierarchy List",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS110","R17 – Settlement Summary Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS110M","R18 – Monthly Settlement Summary Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS111","R19 – Consolidated Settlement Summary Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS115","R20 – SRE Settlement Recap Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS115M","R21 – Monthly SRE Settlement Recap Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS116","R22 – SRE Settlement Recap by Fee Jurisdiction Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS116M","R23 – Monthly SRE Settlement Recap by Fee Jurisdiction Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS120","R24 – Interchange Value Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS120M","R25 – Monthly Interchange Value Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS130","R26 – Reimbursement Fees Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS130M","R27 – Monthly Reimbursement Fees Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS135","R28 – Month-to-Date Reimbursement Fees Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS140","R29 – Visa Charges Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS140M","R30 – Monthly Visa Charges Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS210","R31 – Currency Conversion Fees Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS210M","R32 – Monthly Currency Conversion Fees Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS215","R33 – International Service Assessment Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS215M","R34 – Monthly International Service Assessment Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS230","R35 – Visa Charges Reconciliation Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS300","R36 – SRE Financial Recap Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS640","R37 – Pending Visa Charges Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS900","R38 – Reconciliation Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS900M","R39 – Monthly Reconciliation Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS900S","R40 – Summary Reconciliation Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS900SM","R41 – Monthly Summary Reconciliation Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS950","R42 – No Data Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"VSS950M","R43 – Monthly No Data Report",null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"CLEARING","index":22,"n_rows":46,"n_cols":15,"rows_kept":46,"cut":false,"hidden":true,"merged":[[36,2,36,13],[37,2,37,9],[39,2,39,9],[40,2,40,13],[31,2,31,9],[30,2,30,9],[14,1,14,13],[19,2,19,13],[45,0,45,4],[45,5,45,9],[45,10,45,14],[34,2,34,13],[32,2,32,13],[33,2,33,9],[38,2,38,13],[42,2,42,13],[41,2,41,9],[43,2,43,9],[44,2,44,13],[35,0,35,13],[17,2,17,9],[3,1,3,3],[3,4,3,13],[10,1,10,3],[10,4,10,13],[11,1,11,3],[4,1,4,3],[4,4,4,13],[5,1,5,3],[5,4,5,13],[6,1,6,3],[6,4,6,13],[7,1,7,3],[7,4,7,13],[8,1,8,3],[8,4,8,13],[9,1,9,3],[0,0,0,14],[1,1,1,3],[1,4,1,13],[2,1,2,3],[2,4,2,13],[9,4,9,13],[11,4,11,13],[12,1,12,3],[12,4,12,13],[13,0,13,13],[15,0,15,13],[29,2,29,13],[20,2,20,9],[23,2,23,13],[24,2,24,9],[27,2,27,13],[28,0,28,13],[25,2,25,13],[26,2,26,9],[18,2,18,9],[16,1,16,13],[21,2,21,13],[22,2,22,9]]}
["Issuer CIQ"]
[null,"Button 1 – Front Cover",null,null,"Return to display the Front Cover."]
[null,"Button 2 – Print Preview",null,null,"Display the parameters and values for all selected services. Additional display options will be provided on that screen."]
[null,"Button 3 – [unused]"]
[null,"Button 4 – Validate Data",null,null,"Perform validation of the values entered for the current service. Errors will be highlighted and \"hover-over\" help will be provided."]
[null,"Button 5 – Previous Service",null,null,"Display the parameters for the previous service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service."]
[null,"Button 6 – Next Service",null,null,"Display the parameters for the next service in sequence, for editing and/or validation.\nTo display parameters for any other service, click on \"Front Cover\" and then on the hyperlink for the desired service.\n"]
[]
[]
[]
[]
[]
[]
["Clearing",null,null,null,null,null,null,null,null,null,null,null,null,null,"A"]
[null,"Clearing is the process by which Visa collects data about a transaction, validates the information, calculates fees, values the transaction and delivers it to the destination to post the transaction to the cardholder’s account or reconcile a merchant’s settlement position. This section defines the business parameters for the clearing process.",null,null,null,null,null,null,null,null,null,null,null,null,"B"]
["Clearing BIN Information",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,"CLR100","Q01 – Specify the Application Processor for the Clearing BIN(s)",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"Note: For Clearing BIN(s) using new CIB, you also need to complete the Application Processor / CIB section.",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CLR300","Q02 – Do you want to receive the Surcharge Amount in TCR 4, which contains the access fee for ATM transactions?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CLR400","Q03 – Do you want to receive Interchange Fee (IRF) Data for the transaction in TCR 5?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"Internal:","Add Attribute Code 'IRF' in the Account Ranges",null,null,null,null,null,null,null,null,null,null,null,"I"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"CLR420","Q04 – If you are a Full data issuer, would you like to receive TCR7 records?",null,null,null,null,null,null,null,null,null,null,null,"Q"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Visa Resolve Online (VROL) – BASE II Non-Financials",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,"CLR500","Q05 – Specify your VROL Routing ID (example: 8xxxxx) for Non-Financials",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,"Note: VROL Routing ID for Base II non-financials is mandatory for new BINs",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S"]
[null,"Internal:","Add CI/CA/RI/RA to Clearing Business – as applicable.",null,null,null,null,null,null,null,null,null,null,null,"I"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Enhanced data for Commercial Cards",null,null,null,null,null,null,null,null,null,null,null,null,null,"C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D"]
[null,null,"Will this BIN participate in the following?",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"CLR-L2","Q06 – Basic Data (L2)",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"CLR-L3","Q07 – Enhanced Data (L3)",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,"CLR-PP","Q08 – POS Prompting (PP)",null,null,null,null,null,null,null,null,null,null,null,"G"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E"]
["Client Information Questionnaire",null,null,null,null,"Visa Confidential",null,null,null,null,"CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]

{"sheet":"CCData","index":23,"n_rows":132,"n_cols":22,"rows_kept":132,"cut":false,"hidden":true,"merged":[]}
["Field Number","FC – Front Cover","?? – Service 32 – Reserved for Future Use","?? – Service 33 – Reserved for Future Use","EM – Service 34 – VSDC","VV – Service 35 – Verified by Visa","CV – Service 36 – CVV / iCVV / CVV2","PP – Service 37 – PIN Processing","S1 – Service 38 – Stand-In Processing (STIP)","CC – Service 39 – Copy Configuration","VD – Service 40 – Visa Direct","A1 – Service 41 – Alternate Routing","MO – Service 42 – Currency Conversion Options","PO – Service 43 – Additional Processing Options","RR – Service 44 – SMS Reports and Raw Data","VR – Service 45 – VROL Financials","VS – Service 46 – Settlement and VSS Reporting","CS – Service 47 – Clearing","?? – Service 48 – Reserved for Future Use","?? – Service 49 – Reserved for Future Use","?? – Service 50 – Reserved for Future Use","CCM1021 – Edition V0b\nMay 2016 – Build 20160517b"]
["001","ICBA",null,null,null,"V"]
["002","10003166",null,null,null,"V"]
["003","Alan Nevels",null,null,null,"Yes"]
["004","alan.nevels@icba.org",null,null,null,"Yes"]
["005","202-821-4317",null,null,null,"Yes"]
["006","Fidelity National Information Services",null,null,null,"Yes"]
["007","10021996",null,null,null,""]
["008","Gabby Rocha",null,null,null,""]
["009","Gabriela.Rocha@fisglobal.com",null,null,null,""]
["010","727-227-5653"]
["011","U.S."]
["012","U.S.A."]
["013","Production"]
["014","Visa Full Service"]
["015","10/30/2017"]
["016","Maintenance"]
["017","To add VCAS service. PCRs 3674; 8844; 9327\nPlease create CAVV Key using ZCMK 763641 with KCV 89CEE0, load to all BINs (29) in BIN List and forward results to Kim at: kgarstenshlager@cardinalcommerce.com\nLoad to key index 3"]
["018","9087"]
["019","S31 SV"]
["020","S34 NS"]
["021","S35 SV"]
["022","S36 NS"]
["023","S37 NS"]
["024","S38 NS"]
["025","S39 RX"]
["026","S40 NS"]
["027","S41 NS"]
["028","S42 NS"]
["029","S43 NS"]
["030","S44 NS"]
["031","S45 NS"]
["032","S46 NS"]
["033","S47 NS"]
["034"]
["035"]
["036"]
["037"]
["038"]
["039"]
["040"]
["041"]
["042"]
["043"]
["044"]
["045"]
["046"]
["047"]
["048"]
["049"]
["050"]
["051"]
["052"]
["053"]
["054"]
["055"]
["056"]
["057"]
["058"]
["059"]
["060"]
["061"]
["062"]
["063"]
["064"]
["065"]
["066"]
["067"]
["068"]
["069"]
["070"]
["071"]
["072"]
["073"]
["074"]
["075"]
["076"]
["077"]
["078"]
["079"]
["080"]
["081"]
["082"]
["083"]
["084"]
["085"]
["086"]
["087"]
["088"]
["089"]
["090"]
["091"]
["092"]
["093"]
["094"]
["095"]
["096"]
["097"]
["098"]
["099"]
["100"]
["901a","Validated - dunorton (visa) 27 September 2017 14:20:49",null,null,null,"Selected - dunorton (visa) 27 September 2017 14:02:10",null,null,null,"Validated - ludgater (visa) 21 January 2016 14:24:53",null,"Selected - ludgater (visa) 15 October 2015 12:57:20"]
["901b","Windows (64-bit) NT :.00 / 16.0",null,null,null,"Windows (64-bit) NT :.00 / 16.0",null,null,null,"Windows (32-bit) NT 6.01 / 15.0",null,"Windows (32-bit) NT 6.01 / 15.0"]
["902a","Validated - dunorton (visa) 20 October 2017 08:43:18",null,"Reset Form - ludgater (visa) 20 January 2016 11:59:23","Reset Form - dunorton (visa) 27 September 2017 13:48:51","Validated - dunorton (visa) 27 September 2017 14:20:47","Reset Form - dunorton (visa) 27 September 2017 13:48:46","Reset Form - dunorton (visa) 27 September 2017 13:48:47","Reset Form - dunorton (visa) 27 September 2017 13:48:49","Validated - criedel (visa) 22 June 2016 09:19:43","Reset Form - dunorton (visa) 27 September 2017 13:48:52","Deselected - criedel (visa) 22 June 2016 11:16:22","Reset Form - dunorton (visa) 27 September 2017 13:48:54","Reset Form - dunorton (visa) 27 September 2017 13:48:53","Reset Form - dunorton (visa) 27 September 2017 13:48:54","Reset Form - dunorton (visa) 27 September 2017 13:48:54","Reset Form - dunorton (visa) 27 September 2017 13:48:55","Reset Form - dunorton (visa) 27 September 2017 13:48:54","Reset Form - ludgater (visa) 06 January 2016 15:35:46"]
["902b","Windows (64-bit) NT :.00 / 16.0",null,"Windows (32-bit) NT 6.01 / 15.0","Windows (64-bit) NT :.00 / 16.0","Windows (64-bit) NT :.00 / 16.0","Windows (64-bit) NT :.00 / 16.0","Windows (64-bit) NT :.00 / 16.0","Windows (64-bit) NT :.00 / 16.0","Windows (32-bit) NT 6.01 / 15.0","Windows (64-bit) NT :.00 / 16.0","Windows (32-bit) NT 6.01 / 15.0","Windows (64-bit) NT :.00 / 16.0","Windows (64-bit) NT :.00 / 16.0","Windows (64-bit) NT :.00 / 16.0","Windows (64-bit) NT :.00 / 16.0","Windows (64-bit) NT :.00 / 16.0","Windows (64-bit) NT :.00 / 16.0","Windows (32-bit) NT 6.01 / 15.0"]
["903a"]
["903b"]
["903c"]
["903d"]
["904a"]
["904b"]
["904c"]
["904d"]
["905a","Locked - ludgater (visa) 09 May 2016 11:35:16"]
["905b","Windows (64-bit) NT :.00 / 16.0"]
[]
["911a","Lock 1 - ludgater (visa) 09 May 2016 11:35:03"]
["911b","Windows (64-bit) NT :.00 / 16.0"]
["912a","Lock 2 - ludgater (visa) 09 May 2016 11:35:05"]
["912b","Windows (64-bit) NT :.00 / 16.0"]
["913a","Lock 3 - ludgater (visa) 09 May 2016 11:35:07"]
["913b","Windows (64-bit) NT :.00 / 16.0"]
["914a","Lock 4 - ludgater (visa) 09 May 2016 11:35:08"]
["914b","Windows (64-bit) NT :.00 / 16.0"]
["915a","Lock 5 - ludgater (visa) 09 May 2016 11:35:11"]
["915b","Windows (64-bit) NT :.00 / 16.0"]
["916a","Lock 6 - ludgater (visa) 09 May 2016 11:35:12"]
["916b","Windows (64-bit) NT :.00 / 16.0"]
["917a","Lock 7 - ludgater (visa) 09 May 2016 11:35:13"]
["917b","Windows (64-bit) NT :.00 / 16.0"]
["918a","Lock 8 - ludgater (visa) 09 May 2016 11:35:15"]
["918b","Windows (64-bit) NT :.00 / 16.0"]