Small Business

Community Banks: Your Partner for All Things Small Business​

Small Business Partners

Doing what needs to be done.

As a small business owner you may not always have everything you need to get the job done, but you always find a way, because you have to. When you bank with a local community bank, you are banking with a likeminded partner. 

Community banks know what it means to invest in a local community and focus on providing value beyond being a successful business. Community banks want to be your partner not just for today, but the future of your business. Don’t settle for any banking relationship, bank local and gain a partner in getting it done. 

Banking. (Don’t yawn). While you’re busy serving your customers, your community and growing your business, finances and banking are in the background, an essential part of your business.  

Your finances can be transactional or relational and successful business owners have learned the difference. Build a relationship with your local banker early so you have the support you need when you need it most, to fend off hardship or jump on an opporunity.  

Unlike megabanks, community banks are entrenched in their communities and support small businesses through thick and thin. Their success is tied to their community and local small business customers they serve. Your success.  

They can be your local advisor, financer, backer, supporter, and cheerleader. They are part of your community. 

But don't just take our word for it.

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Tips and Blogs


Learn why these entrepreneurs put their trust in community banks

Carrie Morey

Running a small business isn’t easy. When problems arise, there’s no one else to fix it. But several entrepreneurs recently shared their stories with Independent Banker about how they’ve been able to rely on their community bank in times of crisis.

Carrie Morey, founder of Callie’s Hot Little Biscuit in Charleston, S.C., tells the magazine that she’s depended on her community banker, Shannon Smoak of Southern First Bank, for more than a decade. Morey told writer Roshan McArthur that when the COVID-19 pandemic started to affect her business, she was able to sleep at night because of her longstanding relationship with a local ICBA member bank.

“I have Shannon on speed dial, and I’m positive that I would not have the opportunities that I have had — whether it’s buying property, refinancing, additional lines of credit, expansion — without this relationship,” she says in the article.

Morey’s story is just one of several small businesses featured in Independent Banker. Learn why these other entrepreneurs are putting their trust in a local community bank.

Read the Independent Banker article