TCM Bank is a limited-purpose credit card bank wholly owned by ICBA Bancard. Through its Total Card Management Program, TCM Bank helps your community bank provide a credit card option to your customers using branded cards while limiting your expenses and exposure to risk. TCM offers consumer and small business agent credit card options that are supported by a dedicated client services team, staff training, promotions, and branded marketing materials.
Portfolio Purchasing: TCM Bank is the only purchaser of credit card portfolios dedicated to helping you, not competing with you. If we purchase your portfolio, you can continue providing branded cards without losing control of your customer base.