MK Decision

The New Standard in Digital Account Opening & Loan Origination


Make banking simple by offering online account opening and loan applications.

ICBA Bancard and MK Decision have partnered to make your community bank’s digital transformation a reality. MK Decision is committed to strengthening local economies and empowering community banks with technology to serve customers digitally.

Market your financial products in a modern way and accelerate your underwriting. With identity verification and real-time credit decisioning, your team will experience end-to-end data flow from application to core processor.

MK offers powerful integrations to credit bureaus, identity verification providers, and core processors. By upgrading your package, gain access to automated decisioning, real-time KYC checks, and a seamless core connection to record banking transactions


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Special Pricing Through ICBA Bancard

Partnering with ICBA Bancard and MK Decision gives your bank access to exclusive pricing options.

Complete the following form, and a dedicated ICBA Bancard representative will contact you to discuss your needs and identify the best solution for your bank.

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Package Options

MK Decision offers several packages to fit community bank needs, ranging from basic to comprehensive options. Learn more by downloading the Packages sheet.

Download MK Packages

How we help you achieve your goals for digital transformation.

John Buhrmaster, President and CEO of 1st National Bank of Scotia, New York, answers the question "What are your goals for digital transformation and how can MK Decision help you achieve them?"

How does the partnership benefit Community Banks?

Tina Giorgio, President and CEO of ICBA Bancard, and Har Rai Khalsa, CEO of MK Decision, discuss how MK Decision's online loan decisioning services benefit community banks.

Citizens Alliance

MK Decision and Citizens Alliance Bank Partnership Delivers Credit Card Origination to Minnesota and Montana Customers

With branches in thirteen different locations, Citizens Alliance Bank leveraged MK’s platform to reach a broader audience for their credit card program.

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