FIS Consumer and Business Credit Programs

ICBA Bancard's FIS Credit program provides a comprehensive suite of products and services with customized credit card processing solutions that are uniquely tailored to your bank's business needs.

As a direct issuer of your own credit card program, your bank is in control—allowing ﬂexibility and maximum profitability. FIS' full-processing support, turnkey programs, and comprehensive marketing solutions for Visa and Mastercard credit card programs make day-to-day operations seamless.

Paying-with-card-at-store

Benefits to Your Community Bank

Daily settlements for Visa/Mastercard transactions
Operational reports
24/7 cardholder customer service
Online cardholder access (www.mycardstatement.com)
Chargeback processing (lost and stolen discputes)
Managed cardholder loyalty, rewards and other enhancements
Optional marketing and maintenance services

Embossed, encoded and mailed plastics and PIN mailers
Generated and mailed statements
Training and reference materials
Client bulletins on enhancements and new products
Fraud detection services, including neural networks (Falcon)
Service level and quality assurance board oversight monitoring

Benefits of FIS Credit Program

Preferential pricing
Visa and Matercard sponsorship (optional)
No-cost portfolio analysis tool, Automated Card Expert (ACE)
Exclusive Fraud Loss Protection Plan
No-cost travel accident insurance

Education: webinars publications, regional card education seminars
Dedicated Bancard client relations department
Visa/Mastercard campaigns for your customers
Support for emerging products (digital wallets, EMV cards, contactless, etc.)

Get Started with FIS Credit Program

A dedicated ICBA Bancard representative will contact you to discuss your needs and identify the best payment solution for your bank.

ICBA Bancard is an affiliate partner of Visa and Mastercard. Contact us to learn more about sponsorships.