Explore the Benefits of Our Credit Solutions

Direct Issuer

Maintain complete control over your bank’s credit portfolio (including pricing, underwriting, and collections) and leave it to ICBA Bancard to help optimize the program with support that includes fraud loss protection coverage, client services, rewards program options, and turnkey marketing and risk support solutions.

Learn more about FIS and Fiserv for your direct issuing credit card solution.

FIS Credit Program       Fiserv Credit Program

Agent Program

Give your customers access to personalized, branded cards while limiting your expenses and exposure to risk. Rest assured that your customers will be treated with the same level of personal service they would receive from your bank with our no-risk consumer and small business agent program through TCM Bank, N.A. TCM Bank supports an in-house Customer Contact Center and provides 24/7 online account access with an explicit promise to never share customer data.

Learn more about the agent program with TCM Bank.

Get Started with Credit Card Solutions

A dedicated ICBA Bancard representative will contact you to discuss your needs and identify the best payment solution for your bank.

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Fraud Loss Protection Plan

Limit your bank's exposure to losses stemming from fraudulent use of credit cards.

Automated Card Expert (ACE) Tool

Run comprehensive analyses of your bank's credit card portfolio.

3-D Secure Card-Not-Present Authentication Solution

Measure the fraud risk of eCommerce transactions prior to authorization.

A Charitable Giving Portal for Your Customers

Set up a portal on your website so customers can donate to causes they care about.