Introduction to Consumer Lending 2022

lending

Mar 14, 2022

11:00 am Eastern | 10:00 am Central | 9:00 am Mountain | 8:00 am Pacific

The webinar will cover the basics of consumer lending including the consumer loan function, marketing consumer loans, and making consumer lending decisions based on the five (5) C’s of credit - capacity, capital, collateral, conditions, and character.

The attendee will also be exposed to loan structure, loan support, and documentation issues and how they are an intricate part of the consumer lending process.

An auto loan, RV loan, and home equity line of credit (HELOC) will be utilized as examples throughout the session. Additionally, the basics of consumer loan compliance will be provided including Reg B, Reg Z, TRID, BSA, and Fair Credit Reporting.

The bank’s consumer lending function will be illustrated through case studies.

Time: 90 minutes

Learning Objectives:

  • Learn about the basics of consumer lending
  • Explore marketing consumer loans
  • Gain an understanding of how banks make consumer lending decisions based on the five (5) C’s of credit
  • Review the basics of consumer loan structure, support, documentation, and compliance with an auto loan, RV loan, and HELOC as examples
  • Apply consumer lending through case studies

ICBA Members: $199
Nonmembers: $299
Unlimited Webinar Pass subscription: $0

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David Osburn

Owner

David L. Osburn & Associates, LLC