Driving Innovative Payment Solutions for Your Community Bank

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Largest Debit Card Issuer in the U.S.*

Largest Credit Card Issuer in the U.S.*

in Combined Credit & Debit Card Revenue

Unrivaled Payments Support

Whether you're looking for credit, debit, ATM or merchant processing solutions, as an ICBA Bancard client, your bank benefits from added risk management programs, expert consultation, product education, turnkey marketing programs, dedicated customer service, and much more, tailored specifically to your community bank.


Preferred Pricing

Representing thousands of community banks nationwide, ICBA Bancard negotiates for the best pricing on solutions and services on your behalf, providing preferred costs that would otherwise be unavailable to individual banks.


Comprehensive Risk Protection

Our Fraud Loss Protection Plan helps you limit exposure to losses stemming from the fraudulent use of credit and debit cards and comes with a card-not-present authentication solution free of charge to FLPP participating banks.


Superior Product Development

We provide optimal support for the integration of emerging technologies, such as digital wallets, mobile payments, EMV/chip cards, and more.


Dedicated Customer Support

ICBA Bancard helps maximize quality control and operational efficiency at your bank and treats your customers like their own.


Dynamic Marketing Initiatives

Get access to turnkey promotional materials for your bank, plus exclusive access to marketing resource guides to promote activation and usage.


Timely Education & Training

We strive to help community banks maintain their competitiveness and regularly host webinars, conferences and produce a number of newsletters on a wide-range of payments topics. 

Solutions That Get You More 

Offers That Take You Further



ICBA Bancard is an Affiliate Partner of

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Tina's Take

Three Reasons You’re Not Achieving Your Leadership Goals

Sep 14, 2018

Vince Lombardi had it right when he stated that, “Leaders aren’t born, they are made.” Leadership is a process. And, like any process it begins by envisioning a desired outcome and creating a framework of the steps to achieve that outcome. Sometimes there are real obstacles that prevent us from achieving our goals. By conducting a personal evaluation, we can often identify and address things that are standing in our way.

Below are three common obstacles that can often derail leadership success.

You don’t have the time. Believe me, I get it. With our daily personal and professional demands, we’re all pulled a million different directions and finding the time to make lifelong learning a priority isn’t easy. Fortunately, there are many time and cost effective ways we can continue to learn and develop as leaders. Read a chapter in a professional development book, hop over to your favorite blog, or listen to a podcast or Ted Talk—there are thousands of free and relatively quick opportunities for bite-size learning. If all you’ve got is 15 minutes, take it. Sometimes that’s all you need to learn something valuable or get inspiration for your next great idea.

You’re comfortable. You know your job inside and out and you do it well. That might be fine for today, but can you say in all earnestness that you possess the skills for tomorrow? Staying current with emerging trends is essential to future-proofing your career. Ultimately, you are responsible for your own professional development—not your boss, not your organization, just you. 

You’re resistant to change. Are you making excuses that prevent you from taking actionable steps to achieve your goals? Maybe it’s fear of failure or ridicule or perhaps you don’t want to create extra work and responsibility for yourself. Sticking with the status quo is certainly easier, but is that who you are? Is that what you want? Challenge yourself to step outside of your comfort zone and be prepared for life-altering growth, new skills, and new perspectives that will help you compete. No one ever said that change was easy, but anything worth achieving usually isn’t.

When you acknowledge that overcoming these mental hurdles are intrinsic steps in the leadership process, you are less likely to give up on your goals. At this stage in my career, I’m aware of my obstacles and challenges so I can tackle them head on. This has been instrumental in helping me grow as a leader while helping my team thrive.


What Our Clients Say


"I have come to the realization that we are no longer only a depository institution. We're a payments institution. ICBA Bancard helps me round out my services to give my customers access to funds - whenever and however they want - and ways to interact with their funds that fit their needs." 

Noah Wilcox, President & CEO, Grand Rapids State Bank

"ICBA Bancard's marketing support has been instrumental in helping to galvanize employees to showcase the value of of our credit card offerings."

Roberta R. Robinson, Vice President, Compliance & BSA Officer, Centinel Bank of Taos
"Our primary concern is that our customers are safeguarded against unauthorized charges on their accounts. Thanks to ICBA Bancard's Fraud Loss Protection Plan we have a level of protection that helps guard our bottom line too."

B. Doyle Mitchell, Jr., President & CEO, Industrial Bank