The COVID-19 pandemic affects every aspect of banking including payments and fraud prevention. Use our resources to help you during this challenging time. 

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Contact ICBA Bancard
Tel: 800-242-4770

Unrivaled Payments Support

Whether you're looking for credit, debit, ATM or merchant processing solutions, as an ICBA Bancard client, your bank benefits from added risk management programs, expert consultation, product education, turnkey marketing programs, dedicated customer service, and much more, tailored specifically to your community bank.

ICBA Bancard 35 years

ICBA Bancard Celebrates 35 Years of Service to Community Banks

Bancard provides community banks with an extensive range of payment solutions and education. Additionally, it serves as an advocate for community banks in national policy discussion about the payments ecosystem.


Preferred Pricing

Representing thousands of community banks nationwide, ICBA Bancard negotiates for the best pricing on solutions and services on your behalf, providing preferred costs that would otherwise be unavailable to individual banks.


Comprehensive Risk Protection

Our Fraud Loss Protection Plan helps you limit exposure to losses stemming from the fraudulent use of credit and debit cards and comes with a card-not-present authentication solution free of charge to FLPP participating banks.


Superior Product Development

We provide optimal support for the integration of emerging technologies, such as digital wallets, mobile payments, EMV/chip cards, and more.


Dedicated Customer Support

ICBA Bancard helps maximize quality control and operational efficiency at your bank and treats your customers like their own.


Dynamic Marketing Initiatives

Get access to turnkey promotional materials for your bank, plus exclusive access to marketing resource guides to promote activation and usage.


Timely Education & Training

We strive to help community banks maintain their competitiveness and regularly host webinars, conferences and produce a number of newsletters on a wide-range of payments topics.

“We take great pride in our mission to help community banks flourish and will continue to seek out products and services that create the best payments experiences for their customers.”

— ICBA Bancard President and CEO Tina Giorgio


Tina's Take

  • Reflecting on ICBA Bancard’s 35-Year History of Success

    In celebration of ICBA Bancard’s 35th anniversary, I sat down with our Chairman Greg Deckard, president, CEO and chairman of State Bank Northwest to reflect on key milestones that have led to the organization’s success.
  • Safeguarding Against Fraud in a COVID-19 Era

    Despite numerous warnings from the FBI, IRS and others, fraudsters are capitalizing on the pandemic to take advantage of consumers, highlighting the importance of community banks in supporting their customers in their battle against this opportunistic fraud.
  • Navigating the New Norm with Digital Optimization

    In determining what this new business-as-usual will look like for your bank, it is important to identify where your customers are now and how their financial needs may change so that you can anticipate and deliver on their future needs.



  • Retail sales stage a comeback in May, but the hole remains deep

    Jun 26, 2020
    Visa economists break down the latest trends among consumer behaviors in their June Monthly Consumer Monitor report.
  • A Note From ICBA Bancard's President and CEO

    Mar 17, 2020
    First and foremost, the team at ICBA Bancard hopes that you are safe and weathering these uncertain times as best possible. As leaders of our businesses and communities, we are being asked to make complex decisions to protect our employees while also ensuring that we maintain a high level of support for our clients.
  • ICBA Bancard and Ondot Announce Partnership

    Mar 09, 2020
    ICBA Bancard®, the payments subsidiary of ICBA, announced today an agreement with Ondot Systems for a white label version of Card App. Through the agreement, community banks can offer their customers the latest digital experiences, providing convenience, transparency and control over their credit and debit cards.
  • ICBA Payment Executive Brief Series Continues

    Sep 25, 2019
    ICBA and ICBA Bancard continued their Payment Executive Brief series with a new blog post on digital payments opportunities for community banks.

Man Holding Credit Card

ICBA Bancard offers free an analysis performed by ICBA Bancard staff experts, to provide insights into your credit card portfolio.

With data provided by you below, and utilizing our own ACE credit portfolio analysis tool, we provide insights into your portfolio’s accounts, outstanding balances, revenue, and sales volume growth.

Get your Analysis Now

What Our Clients Say



"I have come to the realization that we are no longer only a depository institution. We're a payments institution. ICBA Bancard helps me round out my services to give my customers access to funds - whenever and however they want - and ways to interact with their funds that fit their needs." 

Noah Wilcox, President & CEO, Grand Rapids State Bank

"ICBA Bancard's marketing support has been instrumental in helping to galvanize employees to showcase the value of of our credit card offerings."

Roberta R. Robinson, Vice President, Compliance & BSA Officer, Centinel Bank of Taos
"Our primary concern is that our customers are safeguarded against unauthorized charges on their accounts. Thanks to ICBA Bancard's Fraud Loss Protection Plan we have a level of protection that helps guard our bottom line too."

B. Doyle Mitchell, Jr., President & CEO, Industrial Bank

ICBA Bancard is an affiliate partner of Visa and Mastercard. Contact us to learn more about sponsorships.

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