Fiserv Credit Card Services Overview

To stay competitive in a world ruled by shifting economics, regulatory mandates and heightened security concerns requires a partner that understands what consumers want and delivers what you need to stay relevant and profitable.


In partnership with ICBA Bancard, Fiserv provides a comprehensive suite of products and services with customized credit card processing solutions that are uniquely tailored to your bank's business requirements.

About Our Credit Program

Fiserv Consumer and Business Credit Programs
As a direct issuer of your own credit card program, your bank is in control—allowing you flexibility and maximum revenue. Our full-processing support, turnkey programs and comprehensive marketing solutions for Visa and Mastercard credit card programs make day-to-day operations seamless. As part of its credit card services for community banks, Fiserv offers:
  • Card Processing—including card management, authorization, risk management, settlement and reporting
  • Digital Card Enablement—allowing community banks to tokenize their eligible card programs for greater convenience and security
  • UChoose Rewards®—loyalty program that encourages account holder retention, card usage and activation with valuable and flexible merchant-funded rewards.
  • CardVisionSM —a toolset of proprietary marketing campaigns, robust analytics and strategic insights that help financial institution card issuers profitably grow their businesses.
  • CardValet®—a card management and fraud mitigation tool that enables cardholders to control when, where and how their credit cards are used.

The ICBA Bancard Advantage

  • Optional benefits
    • Visa and Mastercard sponsorship
    • Exclusive Fraud Loss Protection Plan
  • Webinars, publications and online access to exclusive content
  • Dedicated Bancard Client Relations support
  • Advocacy to support card services
  • Special partner incentives