December 2020 - Online Training Newsletter

Dec 29, 2020
The end of 2020 is here and so is the end of Adobe Flash! All Community Banker University courses have been converted out of Flash and into HTML so you should have no trouble launching courses come Jan. 1, 2021.

Community Banking's Finest Hour

Dec 22, 2020
We have had to juggle countless responsibilities this year—to our families, to our businesses, to our communities, to each other. With so many simultaneous demands, we have had to make no shortage of sacrifices.

The Big Trouble with Big Tech

Dec 21, 2020
Last month Google unveiled its new Google Pay app—complete with a DDA-like account attached. This latest effort by Google is part of a trend of non-bank tech companies wading into payments territory.

Know Before You Go: What to Expect from ICBA ThinkTECH Accelerator 3.0

Dec 11, 2020
As we near the close of 2020, we’re all crossing our fingers and hoping that 2021 brings a stronger sense of stability and normalcy. No matter how we define it, “normal” will differ dramatically from this point forward.

Things You Never Thought You’d Say

Dec 9, 2020
Over time, a business relationship develops, much of which is a matter of convenience for the busy portfolio manager. And out of this relationship comes dialogue. In 2020, the dialogue has gone places it had not yet visited. So, as the year ends, and hopefully the COVID-19-dominated headlines begin to recede, ICBA Securities' Jim Reber recounts some questions and comments he's heard for the first time this year.

Congress Could Act to Overturn Treasury Guidance on PPP Loan Expense Deductibility

Dec 9, 2020
On Nov. 18, the Internal Revenue Service (IRS) issued Revenue Ruling 2020-27 and Revenue Procedure 2020-51. This guidance collectively addresses the timing of the disallowance of deduction of eligible costs incurred during 2020 that were paid using proceeds from a loan guaranteed under the Paycheck Protection Program (PPP).

An Economic Update for Bank Directors

Dec 9, 2020
As 2020 comes to an end, here are a couple of items to consider within the economy that might be important.

We Decided to Make COVID a Magic Word

Dec 9, 2020
For all that 2020 hasn’t been, let’s look at what it has. In fact, let’s make COVID a magic word and see what happens to our perspective.

Cryptocurrency Primer for Community Banks

Dec 9, 2020
Bitcoin’s market cap is larger than the economies of some of the world’s smaller nations. The prices of popular cryptocurrencies continue to soar to new heights. Meanwhile, several financial institutions and tech giants announced significant digital asset initiatives.

Central Bank Digital Currency (CBDC) Primer

Dec 9, 2020
As you know, there are currently two forms of central bank money in America: paper currency and money held by institutions on deposit at the Federal Reserve Banks. CBDC would be a new, third form — a “digital form of central bank money that is different from balances in traditional reserve or settlement accounts.”

November 2020 - Online Training Newsletter

Nov 23, 2020
Beginning Jan. 1 many courses will be updated to the new format, our BSA courses will include the very latest examiner hot-button issues, plus you can look forward to brand new courses in existing subject areas, plus some new courses in entirely new subject areas!

Meeting Customers Where They Are for Today’s Digital-First World

Nov 20, 2020
For community banks, the digital-first nature of today’s world creates an opportunity to forge deeper connections with existing customers, while attracting new customers

ThinkTECH Discussion: Capturing the Innovation Mindset with Avidia Bank

Nov 18, 2020
To think differently, you have to, well, think differently. While that is not a profound concept, it can be alarmingly difficult to execute. Yet, having to meet those check boxes before running with an idea means that sometimes the process limits the potential.

ICBA advocacy push continues during lame-duck Congress

Nov 16, 2020
While the 116th Congress winds down in the coming weeks with its post-election "lame duck" session, ICBA's efforts to pass much-needed economic stimulus measures continue unabated.

Learn why these entrepreneurs put their trust in community banks

Nov 13, 2020
Small business owners share their stories of how community banks stuck by their side and helped their businesses navigate uncertain waters.

How to Grow the Right Cybersecurity Practitioner

Nov 12, 2020
Cybersecurity is an ever-changing, ever-evolving practice. Because of this, the right cybersecurity practitioner will require hands-on experience and continuing education throughout their career to stay current in the field.

Business banking: How to switch to a community bank

Nov 12, 2020
Changing who your business banks with might sound overwhelming, especially if you’ve been with your current bank for a long time. But community banks make it easy as possible.

The Right Mix: Selecting the Next ThinkTECH Accelerator Cohort

Nov 9, 2020
The experiences of 2020 and our new digital normal have impacted the lens with which we view potential fintechs vying for a spot for next year’s ThinkTECH Accelerator. Much has changed. Here's what you need to know.

October 2020 - Online Training Newsletter

Oct 28, 2020
It’s already the last quarter of the year and the clock is ticking to ensure your employees have completed their annual federal regulation training. Here are the Federal regulations that require annual training.

WSJ: Community banks came through for businesses

Oct 19, 2020
When big banks left small businesses hung out to dry in a pandemic, the Wall Street Journal reports that many community banks came through with financial support.