Digital Dollar Digest: What Is a CBDC?

Mar 30, 2021
Countries are racing to create central bank digital currencies, or so it appears from the constant stream of reports, articles, and speeches by officials. Various surveys show 86 percent of central banks are actively researching an official digital currency. So, what exactly is a central bank digital currency?

March 2021 - Online Training Newsletter

Mar 30, 2021
Banks must continue to comply with the requirements of the Bank Secrecy Act regarding beneficial ownership. So, due to the increase in the number of beneficial ownership findings/violations and the fact that the regulation will not change for some time, now is the time to refresh your new account personnel (both deposits and lending) on the rules.

A Fresh Focus on Innovative Solutions for Community Bank Back-Office Operations

Mar 19, 2021
ICBA and The Venture Center gave particular attention to identifying innovative back-office solution providers for this year’s ICBA ThinkTECH Accelerator cohort. These solutions run the gamut from robotic process automation for online lending to cybersecurity oversight through an automated governance solution.

How My Bank’s Team Delivered and Received Value from the ICBA ThinkTECH Accelerator Experience

Mar 18, 2021
Last year I flew to Little Rock, Ark. to participate in the ICBA ThinkTECH Accelerator program and found it to be a meaningful and constructive use of my time. But this year’s virtual forum raised the bar to a whole new level and allowed me to bring my entire team into the process — something we were all excited about.

Community Bank Innovative Solutions for Customer-Centric Experiences

Mar 12, 2021
In a world where technology has made it possible for instant gratification in customer and business relationships, community banks have had to find new ways to expand and deepen customer connections.

Continuing the Conversation: What You Need to Know about Today’s Credit Card Rewards Programs

Mar 11, 2021
Recently, ICBA Bancard, in partnership with TCM Bank, released the white paper, “Cultivating the Strategic Value of Credit Card Rewards Programs. ICBA Bancard President & CEO Tina Giorgio continue her discussion with rewards expert Damon Moorer, president and CEO of TCM Bank, about rewards programs.

OCCIP Statement on the Department of the Treasury's Status

Mar 9, 2021
The Office of Cybersecurity and Critical Infrastructure Protection (OCCIP) is issuing the following statement regarding the Department of the Treasury’s status.

OCCIP: Microsoft ProxyLogon Update

Mar 9, 2021
The Office of Cybersecurity and Critical Infrastructure (OCCIP) is closely monitoring the ongoing Microsoft Exchange vulnerability exploitation (ProxyLogon) incident and is coordinating with our sector and interagency partners. Here are the latest updates.

What You Need to Know about Today’s Credit Card Rewards Programs

Feb 25, 2021
Having the right rewards program to match your existing and targeted cardholder customer base is more important than ever. That’s why ICBA Bancard, in partnership with TCM Bank recently released, “Cultivating the Strategic Value of Credit Card Rewards Programs,.

February 2021 - Online Training Newsletter

Feb 25, 2021
When staffers are better at communication, projects and tasks are completed faster and more accurately without compromising quality. ICBA’s Community Banker University recognizes these facts which is why we include many soft skills courses in our full online training catalog.

Simple Steps to Start Saving for Your Financial Future

Feb 23, 2021
Studies show most Americans have too much debt and not enough savings. Being prepared doesn’t have to be a chore or a burden. With a few simple steps you can start stockpiling a nest egg that will carry you through life’s unexpected twists and turns.

Is Your Board an “Asset” or an “Audience”?

Feb 19, 2021
Some boards function as little more than an audience for management while others serve the institution as a true asset. Here’s how you can tell the difference.

Questions to Answers: Net interest margin in jeopardy? Here are some solutions.

Feb 19, 2021
To start out the year, I’d like to both properly memorialize the late, great Alex Trebek and provide some helpful suggestions for investment management in this challenging rate environment in which we find ourselves. And I’d like to do it in the space of this column, so let’s pick up our signaling devices and see what answers we have in front of us.

An Economic Update for Bank Directors

Feb 19, 2021
SRM founder and principal Brad Stevens has been leading the credit industry as an analyst, trainer and consultant for over 30 years. Read Brad's Economic Update for Bank Directors.

Banks Leaving the Pain of 2020 Behind

Feb 19, 2021
Banks are looking ahead to this year with the hope that the human and economic toll of 2020 can be left in the past.

Through the Fire and Flames: The Road Ahead for Community Banks

Feb 1, 2021
Economic security rapidly evaporated for many households in 2020 as the coronavirus imposed an indelible mark on our nation’s economy. While the consequences were unprecedented, data continues to affirm the vitality of community banks.

January 2021 - Online Training Newsletter

Jan 28, 2021
It’s a new year and for many of you, your annual employee training calendar is just kicking off. Regardless of where you are in the process, we want to make you are aware of some of great courses coming to you in the very near future.

Policymakers Share Plans to Support Community Bank Innovation at ThinkTECH Summit

Jan 22, 2021
In a time of ambiguity, you take notice when there’s unilateral consensus, as was the case at last month’s ThinkTECH Policy Summit. During the summit, assembled regulators, legislators, and community bankers all agreed that community bank innovation will drive the future of financial services.

Community banks earn victories with stimulus advocacy

Jan 19, 2021
Community bankers have hit the ground running this year with another round of Paycheck Protection Program lending, Economic Impact Payment processing, and the everyday business of supporting local communities during the pandemic.

A Community Banker’s Perception of the ThinkTECH Accelerator Experience

Dec 30, 2020
In our industry if you’re not moving forward, you’re in danger of falling behind. It’s why we created the ICBA ThinkTECH Accelerator program—to foster community bank innovation.