Encore Bank Shares Tips for Connecting with Underserved Hispanic Groups

Oct 1, 2021
As we celebrate Hispanic Heritage Month, community bankers continue to discuss new ways of reaching out to the Hispanic community in their local areas. Miguel Lopez, senior vice president and chief community outreach officer at the Little Rock, Ark.-based Encore Bank, shares some tips to do just that.

Where Does the U.S. Stack Up in the Race for a Central Bank Digital Currency?

Oct 1, 2021
While policy and technology questions continue to be debated around the digital dollar, the vital role that community banks need to play in this next evolution of money is indisputable.

Community Bank Resources to Help Customers Bounce Back from Natural Disasters

Sep 29, 2021
As National Crisis Preparedness Month draws to a close, ICBA continues to reinforce the importance of proper preparedness to combat unforeseen natural disasters and keep local banks and communities operational.

September 2021 - Online Training Newsletter

Sep 24, 2021
At Community Banker University, this is the time of year that we evaluate our online course offerings to ensure that we are providing you with timely and relevant learning opportunities.

5 Ways Community Banks Can Manage the Card Chip Shortage

Sep 17, 2021
A semiconductor chip shortage has emerged as a real challenge for banks. Industries from automobile manufacturing to consumer electronics have been reporting issues for months, and now the effects have spread to the payments industry.

ICBA campaign opposing new bank IRS reporting generates passionate consumer response

Sep 14, 2021
ICBA has for months strongly objected to a Washington proposal that would require financial institutions to report information on customer bank accounts to the IRS, which Congress could soon pass with a simple majority vote.

All Eyes on Stablecoin: Regulatory Scrutiny Intensifies

Sep 9, 2021
With the recent stablecoin surge raising risks for consumers and the financial system, regulators and Congress are increasingly concerned about the risks these digital currencies pose to consumers and the overall stability of financial markets.

Stablecoin Surge Raises Consumer, Systemic Risks

Aug 31, 2021
The Crypto Chronicles series began with a primer on stablecoins, a type of digital currency designed to maintain a relatively stable value by being backed by fiat currencies, commodities, or other assets. In the months since that article was published, stablecoins have become a hot topic due to an incredible surge in activity—and affiliated risk.

August 2021 - Online Training Newsletter

Aug 27, 2021
ICBA’s Online Training Course Catalog and system give employees many opportunities to turn “IDK” into “I know where to find that” or “Let me refresh my memory” or “I’m curious and want to learn more.”

Community banks must engage customers on new IRS reporting mandates

Aug 19, 2021
If community bankers weren’t busy enough continuing their heroic economic response to the pandemic, a recent proposal to impose new IRS reporting mandates on customer bank accounts has become a major advocacy priority.

Slippery Slope

Aug 19, 2021
In a new column, ICBA Securities' Jim Reber discusses the ever-popular slope of the yield curve and the implications for community banks.

Maximizing Your Credit Card Portfolio in a COVID-19 Environment

Aug 19, 2021
COVID-19 has created financial strain for millions of Americans. In the wake of this need, credit cards have the potential to become an important form of cash management.

Employment Advice When You Need It

Aug 19, 2021
The ICBA Bank Director Program has an amazing new exclusive benefit! Community Banker University has teamed with national employment law firm Jackson Lewis P.C. to bring members of the Bank Director Program a complimentary employment law hotline!

Reviewing Branch Strategies for 2021 and Beyond

Aug 19, 2021
Between 2012 and 2019, banks eliminated approximately 2,700 branches a year. In 2020, as the global health pandemic set in, banks shuttered more than 3,500 branches. And if the pace of branch closures—more than 1,700 so far in this calendar year through May—continues to hold, 2021 could see more closures than 2020.

Why Community Banks Should Play an Important Intermediary Role with a CBDC

Aug 13, 2021
While policy and technology questions continue to be debated around the digital dollar, the vital role that community banks need to play in this next evolution of money is indisputable.

Community Banks Leading with an Innovation Mindset

Aug 6, 2021
For $3.1 billion-asset Blue Ridge Bank, innovation is priority number one. Yet in a recent interview, the Luray, Va.-based community bank quickly pointed out that innovation is not as much about the technology investment as it is about the cultural one.

Banking on people: TCM Bank’s people-first culture key in handling pandemic disruptions

Jul 29, 2021
For the banking and finance sector, the pandemic ushered in a wave of disruption that forced clients and businesses of all sizes to rely on digital offerings and industry professionals more than ever.

What Decentralized Finance Means for Community Banks

Jul 28, 2021
As discussed in ICBA’s first Crypto Chronicles blog post, cryptocurrency emerged from Satoshi Nakamoto’s desire to create a “purely peer-to-peer version of electronic cash.”

Three Reasons to Bank Locally with a Community Bank

Jul 27, 2021
The COVID-19 pandemic has created a new type of consumer—one increasingly focused on essential products and online shopping. Interestingly, there has also been a corresponding rise in support for local businesses.

4 Ways to Increase the Impact of Your Customer Feedback

Jul 22, 2021
Testimonials have long been a crux of an effective communications effort in helping to articulate and demonstrate a community bank’s value proposition to customers and its community. Here are a few tips to help community bankers make the most out of this important and effective tool for sharing their positive story.