About Us

Our Mission

To deliver flexible, innovative payments and digital commerce solutions that allow community banks to flourish.

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Bancard Who We Are

Who We Are


ICBA Bancard is the wholly owned payment services subsidiary of the Independent Community Bankers of America® (ICBA) and has been managing payments solutions for the nation's community banks since 1985.

By aggregating the buying power of thousands of community bank clients, ICBA Bancard offers community banks comprehensive and affordable payments solutions (credit, debit, merchant, and small-business payments solutions) with the best group pricing, service levels, and unique benefits that would otherwise not be available to individual banks.

ICBA Bancard’s advocacy, education, and marketing support are valued benefits to clients of all sizes that trust ICBA Bancard for their payments needs.

Our Services



Customer Service Bancard

Unparalleled Consultation and Support

ICBA Bancard supports community banks through one-on-one consultations to help each bank enrich its payments offerings and protect the bank and customers from fraud.

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Bancard Education

Payment Education

Part of ICBA and ICBA Bancard's mission is to educate community banks about the need to actively offer payment services to better retain their best customers, earn profitable returns and be respected as full-fledged participants in the marketplace.

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Payment Advocacy

As ICBA’s payment services provider, ICBA Bancard also serves as an advocate for independent community banks in national policy discussions about the payments ecosystem.

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Our Team

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Tina Giorgio

ICBA Bancard President and CEO

Washington, DC

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Julie Hanson

Executive Vice President Product and Relationship Management

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Rebecca L. Kruse

Executive Vice President, Chief Operating Officer

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Alan Nevels

Alan Nevels

Senior Vice President of Card Risk and Merchant Services

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