Bancard

Welcome to ICBA Bancard


ICBA Bancard is the wholly owned payment services subsidiary of the Independent Community Bankers of America® (ICBA) and has been managing payments solutions for the nation's community banks since 1985.

ICBA Bancard’s advocacy, education, and marketing support are valued benefits to clients of all sizes that trust ICBA Bancard for their payments needs.

About Bancard Latest News

Bancard Checkout Payments
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Partners in Fraud Prevention podcast episode

This episode covers fraud prevention stories and tips.
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Employee Helpline

ICBA Bancard's Automated Card Expert (ACE) Tool

ICBA Bancard's Automated Card Expert (ACE) gives you the tools you need to run comprehensive financial analyses of your community bank’s credit card portfolio.
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Plan Manager Update

This guide was developed to assist ICBA Bancard client banks to edit and maintain their organization’s credit and debit program contacts.

Start Planning

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Contactless Payments

ICBA Bancard has compiled the below resources to educate your bank and market this product to your cardholders.

Discover Contactless

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Powerful Marketing Strategy

Continuing to provide the highest level of service and value to members, ICBA Bancard is offering a free one-year marketing subscription with a value of $1,500.

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Bancard Confidential

Keep your bank in-the-know with exclusive news, blogs and updates on payments, all written by experts in the subjects that matter most to you.

Read Articles

Podcast Generic Image

Partners in Fraud Prevention podcast episode

This episode covers fraud prevention stories and tips.

Listen Now
Employee Helpline

ICBA Bancard's Automated Card Expert (ACE) Tool

ICBA Bancard's Automated Card Expert (ACE) gives you the tools you need to run comprehensive financial analyses of your community bank’s credit card portfolio.

Get Started
Innovation Bulbs

Bancard Confidential

Keep your bank in-the-know with exclusive news, blogs and updates on payments, all written by experts in the subjects that matter most to you.

Read Articles
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Unrivaled Payments Support


Whether you’re looking for credit, debit, ATM, or merchant processing solutions, as an ICBA Bancard client, your bank benefits from added risk management programs, expert consultation—tailored to your community bank.

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Superior Customer Support

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Fraud and Risk Mitigation

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Payments News and Insights

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Bank Marketing Strategy

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Exceptional Credit Programs

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Stand-out Debit Programs

News and
Articles

Jan 21 | NewsWatch Today

Fed issues long-awaited CBDC discussion paper

The Federal Reserve Board released a long-awaited discussion paper that examines the pros and cons of a potential U.S. central bank digital currency, or CBDC.

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Jan 21 | NewsWatch Today

ACH Network volume rises 6.1% in Q4

ACH Network volume increased 6.1% in the fourth quarter of 2021 from a year earlier, Nacha reported.

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Jan 7 | Press Release

ICBA Bancard announces management promotions

ICBA Bancard announced management promotions for Rebecca Kruse who was named executive vice president and chief operating officer and Dina Mickens who was promoted to vice president and manager of operations and fraud.

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Dec 13 | Press Release

ICBA Urges Fed to Accelerate Flow of FedNow Information

The Independent Community Bankers of America (ICBA) asked the Federal Reserve to accelerate the flow of information about the FedNow instant payments service to ensure community banks have the data they need to maximize participation ahead of the 2023 launch.

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Dec 9 | NewsWatch Today

As crypto CEOs testify, ICBA urges coordinated regulatory approach

With cryptocurrency CEOs testifying before Congress, ICBA called on policymakers to enact a comprehensive, coordinated regulatory approach to digital assets that ensures innovation is undertaken safely.

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Dec 7 | Bancard Confidential

Understanding Velocity BIN Attacks and How to Address Them

It’s Friday night and you are enjoying your well-deserved, stress-free night when your work phone rings. It’s your call center manager informing you of a rise in complaints of unauthorized transactions—all at the same merchant.

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In Their Words

"ICBA Bancard helps me round out my services to give my customers access to funds - whenever and however they want - and ways to interact with their funds that fit their needs."

- Noah Wilcox, President & CEO, Grand Rapids State Bank

"ICBA Bancard's marketing support has been instrumental in helping to galvanize employees to showcase the value of of our credit card offerings."

- Roberta R. Robinson, Vice President, Compliance & BSA Officer, Centinel Bank of Taos

"Our primary concern is that our customers are safeguarded against unauthorized charges on their accounts. Thanks to ICBA Bancard's Fraud Loss Protection Plan we have a level of protection that helps guard our bottom line too."

- B. Doyle Mitchell, Jr., President & CEO, Industrial Bank

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Get a Free One-on-One Credit Card Portfolio Analysis

ICBA Bancard offers free an analysis performed by ICBA Bancard staff experts, to provide insights into your credit card portfolio.

With data provided by you below, and utilizing our own ACE credit portfolio analysis tool, we provide insights into your portfolio’s accounts, outstanding balances, revenue, and sales volume growth.

Register Now