Our Mission:
To deliver flexible, innovative payments and digital commerce solutions that allow community banks to flourish.

Payments Solutions For Community Banks


Credit Cards


Debit Cards & ATMs


Merchant Solutions


Risk Management

Find Your Fit, Grow Your Program

"Our primary concern is that our customers are safeguarded against unauthorized charges on their accounts. Thanks to ICBA Bancard's Fraud Loss Protection Plan we have a level of protection that helps guard our bottom line too."
  • B. Doyle Mitchell, Jr.
  • Industrial Bank
  • Washington, DC

News & Promotions

Visa Examines Digital Trends and Consumer Expectations

Aug 15, 2018

A Visa study examines how digital trends are reinventing consumer expectations. This shift in the ecosystem is driven by universal connectivity, prevalent social media use, the rise of Internet of Things (IoT) devices, and increasingly interactive user experiences along the entire customer journey and across all channels.

Giorgio Talks Merchant-Funded Rewards in Podcast

Jul 25, 2018

In a new podcast, ICBA Bancard President and CEO Tina Giorgio discusses using merchant-funded rewards programs.

Giorgio Shares Finovate Observations

May 31, 2018

In a new blog post, ICBA Bancard President and CEO Tina Giorgio recaps the latest financial technology innovations showcased during last month’s Finovate conference.

TCM Bank Celebrates 20 Years of Service to Community Banks

May 15, 2018

ICBA Bancard, the payments services subsidiary of the Independent Community Bankers of America, announced that its credit card bank, TCM Bank, N.A., is celebrating its 20th anniversary this week.

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Contact ICBA Bancard at (800) 242-4770 or bancard@icba.org