Welcome to ICBA Bancard

ICBA Bancard is the wholly owned payment services subsidiary of the Independent Community Bankers of America® (ICBA) and has been managing payments solutions for the nation's community banks since 1985.

ICBA Bancard’s advocacy, education, and marketing support are valued benefits to clients of all sizes that trust ICBA Bancard for their payments needs.

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Buy Now Pay Later - What Community Banks Need to Know

In this webinar on demand, ICBA Bancard breaks down the what, why, and how of BNPL.
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Partners in Fraud Prevention podcast episode

This episode covers fraud prevention stories and tips.
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Employee Helpline

ICBA Bancard's Automated Card Expert (ACE) Tool

ICBA Bancard's Automated Card Expert (ACE) gives you the tools you need to run comprehensive financial analyses of your community bank’s credit card portfolio.
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Plan Manager Update

This guide was developed to assist ICBA Bancard client banks to edit and maintain their organization’s credit and debit program contacts.

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Contactless Payments

ICBA Bancard has compiled the below resources to educate your bank and market this product to your cardholders.

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Powerful Marketing Strategy

Continuing to provide the highest level of service and value to members, ICBA Bancard is offering a free one-year marketing subscription with a value of $1,500.

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Bancard Confidential

Keep your bank in-the-know with exclusive news, blogs and updates on payments, all written by experts in the subjects that matter most to you.

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Unrivaled Payments Support

Whether you’re looking for credit, debit, ATM, or merchant processing solutions, as an ICBA Bancard client, your bank benefits from added risk management programs, expert consultation—tailored to your community bank.

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Superior Customer Support

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Fraud and Risk Mitigation

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Payments News and Insights

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Bank Marketing Strategy

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Exceptional Credit Programs

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Stand-out Debit Programs

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Sep 23 | NewsWatch Today

ICBA urging grassroots messages opposing Durbin Amendment expansion

With ICBA-opposed legislation to expand on the Durbin Amendment now introduced in both the House and Senate, ICBA is calling on community bankers to continue the grassroots campaign against the anti-consumer bill.

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Sep 22 | NewsWatch Today

ICBA urges House to reject Durbin Amendment expansion

ICBA told House leaders it strongly opposes the Credit Card Competition Act of 2022 (H.R. 8874), controversial legislation to create new credit card routing mandates that expand on Durbin Amendment interchange restrictions.

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Sep 20 | Press Release

ICBA Strongly Opposes Gooden-Welch Credit Card Bill

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the House introduction of the Credit Card Competition Act.

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Sep 19 | NewsWatch Today

Article, campaign spotlight harmful impact of Durbin Amendment expansion

ICBA-opposed legislation to create new credit card routing mandates that expand on Durbin Amendment payments interventions would dramatically affect credit card rewards programs, according to a new report from The Points Guy.

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Sep 15 | NewsWatch Today

Durbin Amendment expansion grassroots continues

Community bankers can continue using ICBA’s Be Heard grassroots action center to oppose legislation that would create new credit card routing mandates that expand on Durbin Amendment payments interventions.

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Aug 30 | NewsWatch Today

FedNow rollout set for May-July

The Federal Reserve said it plans to roll out its FedNow instant payments service between May and July of next year.

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In Their Words

"ICBA Bancard helps me round out my services to give my customers access to funds - whenever and however they want - and ways to interact with their funds that fit their needs."

- Noah Wilcox, President & CEO, Grand Rapids State Bank

"ICBA Bancard's marketing support has been instrumental in helping to galvanize employees to showcase the value of of our credit card offerings."

- Roberta R. Robinson, Vice President, Compliance & BSA Officer, Centinel Bank of Taos

"Our primary concern is that our customers are safeguarded against unauthorized charges on their accounts. Thanks to ICBA Bancard's Fraud Loss Protection Plan we have a level of protection that helps guard our bottom line too."

- B. Doyle Mitchell, Jr., President & CEO, Industrial Bank

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Get a Free One-on-One Credit Card Portfolio Analysis

ICBA Bancard offers free an analysis performed by ICBA Bancard staff experts, to provide insights into your credit card portfolio.

With data provided by you below, and utilizing our own ACE credit portfolio analysis tool, we provide insights into your portfolio’s accounts, outstanding balances, revenue, and sales volume growth.

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