L. Cary Whaley

First Vice President, Payments and Technology Policy


Cary Whaley is first vice president of payments and technology policy for the Independent Community Bankers of America® (ICBA). He represents the interests of more than 5,700 community banks of all sizes and charter types through effective advocacy in rule-making and regulatory issues. Whaley also serves as facilitator and staff secretary for ICBA’s Bank Operations and Payments Committee that identifies and addresses issues related to the online and mobile delivery of financial services and payments.

Whaley is a frequent industry speaker and serves on the board of directors of the X9 Accredited Standards Committee, NACHA’s Government Relations Advisory Group, and both the Federal Reserve’s Faster and Secure Payments Task Forces.

Before joining ICBA in 2004, Whaley directed the Council for Electronic Billing and Payment at NACHA and has managed payment operations on the community bank level at The Fauquier Bank, in Warrenton, Virginia. He received a BA in history from Covenant College and is an Accredited ACH Professional (AAP).