ICBA - Community Banker University

Audio: Session 1: Reform for Executives (CD)

Recorded: August 28, 2013

Length: 60 Minutes

Part One of a three-part audio conference series.

Six of the seven mortgage reform rules have been published in final form from the CFPB and numerous running updates continue to modify future expectations almost weekly for residential lending. With the changing CFPB rules, fears surrounding what banks can and cannot do in the future are the norm. The wide ranging opinions generated to date focus on large scale mortgage producers or narrow regulatory perspectives.

Join compliance experts, David M. Bequeaith and Lindsay E. LaNore, as they outline each of the seven mortgage reform rules and future expectations. This three-part audio conference series will give participants an accurate, relevant and timely examination of the CFPB's Mortgage Reform efforts and the impact on your institution.

While there have been numerous discussions regarding the CFPB reforms, most get bogged down in the checklist minutiae of compliance and lose sight of what is relevant to the community banking executive or lending manager. This audio conference will address the fundamental impact on mortgage lending strategies taken by banks, outline strategic options bank's may pursue and examine the respective risks and big picture requirements.

For each area of reform, and in particular the Ability-to-Repay/Qualified Mortgage, Mortgage Lender Compensation and Appraisal Delivery rules we will illustrate the core requirements, options, opportunities and drawbacks of each alternative with respect to the lending manager or banking executive. Participants will leave with a checklist of forward actions they can employ to ensure viable options are selected and compliance elements are instituted well before the January implementation.


David M. Bequeaith
David is founder and principal consultant for Bequeaith Banking Solutions, LLC. His company specializes in risk management by providing compliance, loan portfolio monitoring and regulatory assistance to financial institutions on a local and regional basis with additional national exposure through delivery of two well-known training and speaking programs.

Lindsay E. LaNore
Lindsay is a principal consultant with Bequeaith Banking Solutions, LLC. She is responsible for the management and leadership of compliance performance at client banks. Additionally, she directs the maintenance and development of compliance training materials and related publications for national and local clients.

1 CPE Credit

Program Level: Basic-Intermediate

ICBA Member Price: $199.00
Non-Member Price: $299.00

To order this product online at the member or non-member price:

For more information, call 800-422-7285.
Stay Connected Facebook Twitter You Tube LinkedIn