TCM Agent Program

What is a TCM agent program?

TCM Bank's Total Card Management agent program provides a way for community banks to generate non-interest revenue from their own branded consumer and business credit cards without all the risk.

  1. Portfolio Purchasing: TCM Bank is the only purchaser of credit card portfolios dedicated to helping you, not competing with you. If we purchase your portfolio, you can continue providing branded cards without losing control of your customer base.

  2. Start-Up Portfolio: If you don’t currently offer credit cards, we can help you start. You’ll gain a profitable new revenue stream without the usual risk and costs of running a credit card program.


No Risk Plan

 
 New account incentive  ✔ 
 Revenue share  ✔
 TCM is responsible for credit losses  ✔
 TCM is responsible for fraud losses  ✔
 Branded EMV plastics  ✔
 Branded online applications  ✔
 Branded Marketing  ✔
 Branded rewards program  ✔

The TCM Bank difference

The TCM agent program offers a market competitive product suite, custom marketing, online applications, EMV plastics and much more. In addition, you’ll have the support of a dedicated client relations team, staff training and promotions to help grow your program.

  • Market competitive products

  • Rewards program

  • No risk and zero liability

  • Turnkey marketing

  • White label branding

  • Training and education

  • Compliance support

  • Personal service

For more information about partnering with TCM Bank, please call (800) 242-4770 or e-mail us.