[ICBA Reinsurance]

ICBA Reinsurance Company offers two participation options to potential member banks. The first, participation in the PPS program, is for banks producing more than $75,000 in written premium annually. The second, membership in an LLC, is for banks producing less than $75,000 but more than $15,000 in written premium annually.

The comparison of the estimated dividend to the retro is made when the earned premium for the year equals the written premium. Normally, this would be in a period of approximately three years after the Bank joins the program.

Plus, Tax Advantages: ICBA Reinsurance dividends received by C-Corporations are subject to a 70% exclusion from taxable income, therefore only 30% of the dividend the bank receives is taxable income.

Institution Name:
 
*State:
*Growth Rate %:
 
*Annual Life Net Written Premium:
 
*Annual A&H Net Written Premium:
* Required Input