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TAG, Washington and Friends 

Harry Truman famously said, “If you want a friend in Washington, buy a dog.” Truman’s quip reflects how ICBA has felt during the past year as we doggedly push forward on our efforts to get a temporary extension of the FDIC transaction account guarantee (TAG) program. In Washington, ICBA has fought this battle alone for the past year.

Fortunately, at the state level it is a much different story—ICBA has lots of friends and support. Let me give a shout-out to the state banking associations, the nation’s bankers’ banks and the Conference of State Bank Supervisors (CSBS). Thirty-three state banking groups have joined with ICBA in calling on Congress to temporarily extend the TAG, and both the bankers’ bank council and the CSBS have sent letters to Congress advocating a temporary TAG extension. Their positive efforts have been enormously helpful and are deeply appreciated by ICBA and our thousands of member community banks.

But here in Washington, ICBA continues to think about getting a dog, because it may be the only friend we have as we continue our crusade on behalf of the nation’s community banks to extend TAG and provide community banks with some measure of certainty and market fairness to preserve their best customers, small business and municipal deposits.

Together with our supporting state banking associations, CSBS, the bankers’ banks and anyone else who would like to join us in this fight, we will continue to make community bankers’ voices heard in Washington. ICBA will fight for an extension right up to midnight of Dec. 31 if need be—because ICBA never gives up on our singular mission of fighting for the best interests of the nation’s community banks.

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