ICBA - Publications - Newsletter - NewsWatch Today

		ICBA Home

About ICBA Executive Committee Annual Reports State Associations Staff ICBA Careers About Community Banking Benefits of Community Banking Community Banking Facts Advocacy Be Heard Grassroots Resources Policy Resolutions Industry Issues Letters to Congress Letters to Regulators Testimony ICBPAC Advocacy/Public Policy Ads PR Campaigns Contact Congress Consumer Education & Resources Community Bank Locator Education Auditing Bank Director Program Certification Compliance Director Lending Management Online Education Center Payments/Technology Security Teller Convention Industry Resources Marketing Resources Membership Bank Membership De Novo Membership Vendor Opportunities Press Room Social Media Main Street Market® ICBA Compliance & Risk Management ICBA Preferred Service Providers Vendor Solutions Directory Committee Resource Center Publications ICBA Independent Banker ICBA NewsWatch Today ICBA Member Access

= Access Restricted
Last update: 05/23/13

Daily e-News Bulletin

August 24, 2012

Forward | ICBA Site| Subscribe

Top News:

ICBA Seeking Basel Feedback

ICBA is encouraging community bankers to complete a survey on the potential impact of the proposed Basel III regulatory capital rules on their bank. Read more.

Other News: Click Headline for Story

	OCC Promotes Bank Financing To Expand Healthy Food Access
	New-Home Sales Up 3.6 Percent
	Freddie: FRM Rates Rise Again
	Overdraft Study Shows Need for Flexibility
	Consumer Lending Institute This Fall
	Ten Steps to Prepare Any Organization for Disaster

Capital Rules

ICBA Seeking Basel Feedback

ICBA is encouraging community bankers to complete a survey on the potential impact of the proposed Basel III regulatory capital rules on their bank. The survey results will help ICBA develop formal comments on the proposed rules, which would impose new capital and risk-weighting mandates on all banks. Survey responses are due by Friday, Aug. 31. Take the Survey. Learn More.

Regulators

OCC Promotes Bank Financing To Expand Healthy Food Access

The Office of the Comptroller of the Currency released tips on how national banks and federal savings associations can help finance projects that bring fresh produce and healthy food choices to underserved neighborhoods. The latest edition of the agency’s Community Developments Investments newsletter describes how the New Markets Tax Credits, the Community Development Financial Institutions Fund, and other programs have expanded access to grocery stores and farmers markets and spurred community development.

Economy

New-Home Sales Up 3.6 Percent

New-home sales rose 3.6 percent in July to a seasonally adjusted annual rate of 372,000, the Commerce Department and HUD reported. Sales were up 25.3 percent from a year ago. The seasonally adjusted estimate of new houses for sale at the end of July was 142,000, representing a 4.6-month supply at the current sales rate.

Rates

Freddie: FRM Rates Rise Again

Freddie Mac said fixed mortgage rates rose again for the fourth consecutive week. Rates on 30-year fixed-rate mortgages averaged 3.66 percent, up from 3.62 percent last week and down from 4.22 percent a year ago. Rates on 15-year FRMs averaged 2.89 percent, up from 2.88 percent last week and down from 3.44 percent the same time last year.

In Depth

Overdraft Study Shows Need for Flexibility

ICBA’s recent Overdraft Payment Services Study shows that community banks inform customers of their options and offer flexibility to minimize overdraft costs, according to a new in-depth article on the ICBA Independent Banker website. The study found that 100 percent of community banks keep their customers informed about overdraft programs. Read the Article.

Education

Consumer Lending Institute This Fall

ICBA is hosting an upcoming seminar to help community bankers make informed credit decisions by developing their ability to evaluate consumer loan requests. ICBA’s Consumer Lending Institute, scheduled for Oct. 14-17 in Minneapolis, will cover the application process, financial statement analysis, credit analysis, loan structure, compliance, documentation procedures and closing. Register Online.

Products and Services

Ten Steps to Prepare Any Organization for Disaster

What would you do if a fire, flood, server malfunction or health pandemic occurred at your bank? If you had 15 minutes to evacuate, what would you take and where would you go? How would you continue to serve your clients? Join Agility Recovery and Small Business Administration Administrator Karen Mills at 2 p.m. (Eastern time) Wednesday, Sept. 5, as they present the top 10 ways to prepare your business for any interruption. Register Online.

You are receiving this e-mail because you are a member of ICBA or you registered to receive it. Note: When available, Web links are provided as a convenience. However, the location or accessibility of links may change during or after publication.

To change your e-mail address, please go here. If you wish not to receive ICBA NewsWatch Today, please opt-out here. If you prefer not to receive any future e-mails from ICBA, please unsubscribe here. View our Privacy Policy.

Sponsored by