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FOR IMMEDIATE RELEASE

ICBA and Habitat for Humanity Form National Alliance

Washington, D.C. (May 10, 2004) - Independent Community Bankers of America (ICBA) and Habitat for Humanity International today established a national alliance to allow community bankers to help more low-income families attain affordable, dignified housing across the United States.

ICBA and Habitat for Humanity signed a formal agreement creating the national alliance during ICBA's Joint Committee Meetings, an annual gathering of more than 300 community banking leaders in Washington, D.C.

ICBA represents the largest constituency of community banks in the nation, with members serving many of the same neighborhoods as the 1,684 Habitat for Humanity affiliates. The ICBA-Habitat for Humanity International alliance will enhance local relationships between these community banks and Habitat for Humanity International affiliates, wherever there is the greatest need.

"Community banks help millions of Americans realize the dream of homeownership every day," said Camden R. Fine, president and CEO of ICBA. "Many of our members already work with Habitat for Humanity in their local communities. This alliance merely strengthens the common goal between ICBA and Habitat to help provide affordable, dignified housing with every family possible."

The ICBA-Habitat for Humanity International alliance establishes ICBA National Build Day, an event in which community bank leaders and staff will spend a day working on local Habitat for Humanity construction projects. The first ICBA National Build Day is planned for next year. Additionally, ICBA and Habitat for Humanity will work together to organize other volunteer build days throughout the year.

Through the newly created Independent Community Bankers of America Fund, ICBA will also help raise donations to support the construction of affordable housing at the national level.

"This partnership provides exciting opportunities for Habitat for Humanity and community bankers to help improve communities across America," said Tom Jones, vice president, Habitat for Humanity International. "Manifested at the local level, we aim to have a significant impact on families and communities that need assistance the most."

Editor's Note: A high-resolution photo of the signing will be available after 1:00 p.m. today at http://www.icba.org/2004jcmphotos.html.

About Habitat for Humanity International
Habitat for Humanity International is a Christian ministry dedicated to eliminating poverty housing. Founded by Millard Fuller, along with his wife, Linda, Habitat for Humanity International and its affiliates in more than 3,000 communities in 92 nations have built and sold more than 150,000 homes to partner families with no-profit, zero- interest mortgages. www.habitat.org. HFHI's presence in the Capitol area is through its Washington Office, which functions as HFHI's Executive Office in Washington.




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