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Last update: 09/16/14

ICBA News Release Header

FOR IMMEDIATE RELEASE

ICBA Bancard Promotes Payment Systems Industry Leader Del R. Tonguette to Senior Vice President

August 4, 2004

ARLINGTON, VA. - ICBA Bancard, the electronic payment services subsidiary of the Independent Community Bankers of America, today announced the promotion of Del R. Tonguette to senior vice president. Since joining ICBA Bancard in January 2004, Tonguette has consistently contributed his expertise in helping the nation's community banks grow their electronic payment services programs. In his new role, Tonguette will explore opportunities for enhancements to payment systems and seek new product development options for community banks.

"Del has an immense knowledge of and experience in the electronic payments industry," said ICBA Bancard President and CEO Linda Echard. "His expertise is of great importance to community banks. Community bankers are fortunate to have him in their corner."

Throughout his 35-year career, Tonguette has demonstrated a unique ability to innovate, implement and manage cutting-edge programs well ahead of the marketplace. Between 1969 and 1977, he was instrumental in pioneering credit card, debit card, point of sale and electronic banking networks and programs. He successfully established one of the nation's first in-store bank branches. He was also involved with one of the first debit POS programs and implemented the nation's first cash management account program.

"Since joining Bancard, Del has been instrumental in leveling the playing field so community banks can effectively compete in the electronic payments industry," Echard added.

In 1986, Tonguette created the EFT Corp., GulfNet, where he served as president and CEO. An Arthur Anderson study in 1995 identified GulfNet's operating statistics and analytical ratios as one of the best in the nationwide EFT industry. The company was acquired by the Pulse EFT Association in early 1997.

Tonguette attended the University of Virginia's Graduate School of Banking and has also served as an instructor at the Ohio School of Banking, Ohio University and the American Institute of Banking. He is a current member of the Dean's Advisory Council, School of Business, Bowling Green State University.

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About ICBA Bancard & TCM Bank, N.A.TM
ICBA Bancard is a wholly owned subsidiary of the Independent Community Bankers of America, "The Nation's Leading Voice for Community Banks." Since 1985, ICBA Bancard has provided more than 2,000 community banks with equitable access to payment system products and services. In addition to ATM, credit and debit cards, banks have access to merchant services, ATM driving, risk management services, Internet banking and marketing services.

In 1998, ICBA Bancard founded TCM Bank, N.A. The bank exists to meet the needs of community banks that wish to participate in the credit card market and to help them protect their customer relationships by offering a competitive, professionally managed agent bank card program, Total Card Management. For issuers wishing to exit the credit card business, TCM Bank purchases portfolios, but keeps each bank's identity before its customers through the agent program.






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