Minority Bank Resource Center

Topics:

• Bank Examinations
• Capital Investments
• Community Development and Economic Revitalization
• Community Reinvestment Act
• Deposit Programs
• Deposit Insurance
• Federal Regulatory Programs
• FIRREA
• Financial Performance
• Micro Enterprise
• Minority Bank Facts
• Minority Markets
• New Market Tax Credit
• Ombudsman Office Contact Information
• Peer Date
• Small Business Lending
• Training and Education
• Venture Capital Investing

BANK EXAMINATIONS 

• FFIEC IT Examination Handbooks
• FDIC Examination Manual
• OTS Examination Handbook
• FDIC Guidelines for Providing Technical Assistance to Minority Depository Institutions
• Federal Reserve Bank Examination Manuals

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CAPITAL INVESTMENTS 

RAISING CAPITOL 

• What are the Challenges Bank Face to Raise More Capitol  

PORTFOLIO MANAGEMENT  

• Bond Swaps Can Cure What Ails
• Boost Risk-Based Capital, and Earnings
• S Corp Muni Bonanza
• Minimize Those Fed Funds Sold! 

CAPITOL REQUIREMENTS  

• FDIC Rules and Legislation - Capital Maintenance

 

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COMMUNITY DEVELOPMENT & ECONOMIC REVITALIZATION

COMMUNITY DEVELOPMENT CERTIFICATION

• CDFI Certification Overview, Eligibility and Application Material  

TRADE ASSOCIATIONS AND COALTIONS  

• Community Development Coalitions
• Community Development Bankers Association
• National Community Development Association
• National Community Reinvestment Coalition
• National Community Investment Fund

PROGRAMS 

• Community Development Capitol Initiatives
• USDA Community and Economic Development Programs
• HUD Neighborhood Stablization Program Grants
• HUD Economic Development Toolkit
• Community Development Investments (Federal Reserve Board)  

NEW MARKETS TAX CREDIT  

• New Markets Tax Credit
• New Markets Tax Credit: Minority Entities are Less Successful in Obtaining Awards Than Non-Minority Entities (GAO Survey)
• New Markets Tax Credit: The Credit Helps Fund a Variety of Projects in Low-Income Communities but Could Be Simplified 

ONLINE NEWSLETTER  

• The Community Investment Network

 

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COMMUNITY REINVESTMENT ACT 

• Community Reinvestment Act (FFIEC)
• The Community Reinvestment Act and Minority-Owned Financial Institutions
• Federal Reserve Board Community Reinvestment Act
• The Greenlining Institute -CRA 

INVESTING IN MINORITY BANKS 

• Advantage of Owning a Minority-owned Bank 
• Encouraging National Bank Investments in Minority-Owned Financial Institutions

 

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DEPOSIT PROGRAMS 

• Department of Energy: Minority Bank Deposit Program
• FDIC: Minority Depository Institution Program
• Financial Management Service Minority Bank Deposit Program
• Microsoft Diversity Investing
• OCC: Minority Bank Deposit Program

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DEPOSIT INSURANCE 

• Extension of the FDIC’s Transaction Account Guarantee(TAG) Insurance Letters
  • House Letter
  • Senate Letter
• Electronic Deposit Insurance Estimator (FDIC)
• Deposit Insurance Fund (FDIC)
• Why CDARS? 

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MINORITY BANK PROGRAMS 

• Partnership for Progress (Federal Reserve)
• Minority Depository Institutions (OTS)
• Office of Comptroller Currency - External Outreach and Minority Affairs – EOMA
• Regulators Need to Better Assess the Needs of Community Banks

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FINANCIAL INSTITUTIONS REFORM, RECOVERY & ENFORCEMENT ACT 

• FIRREA
• Section 308 FIRREA

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FINANCIAL PERFORMANCE 

• Kroll Bond Rating Scale

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MICRO ENTERPRISE  

• A PPEP Micro Business and Housing Development Corporation Success Story

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MINORITY BANKS FACTS 

• Independent Banker article on Minority Banks Dec. 2011
• Minority Bank Op-Ed Template
• Tips for Writing and Placing Op-Eds
• Tips for Establishing Relationships with Local Media
• Minority-Owned Banks – Making a Difference in Their Communities
• About Minority Banks Guide

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MINORITY MARKETS 

• Reaching Minority Markets, Community Bank Strategies
• A Guide to Tribal Ownership of a National Bank
• The Market Potential of Inner City Neighborhoods; Filling in the Gaps
• Compounding Opportunity

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NEW MARKETS TAX CREDIT 

• New Markets Tax Credit
• New Markets Tax Credit: Minority Entities are Less Successful in Obtaining Awards Than Non-Minority Entities (GAO Survey)
• New Markets Tax Credit: The Credit Helps Fund a Variety of Projects in Low-Income Communities but Could Be Simplified

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OMBUDSMAN OFFICE CONTACT INFORMATION 

• FDIC Ombudsman Office
• OCC Ombudsman Office
• OTS Ombudsman Office
• Federal Reserve Ombudsman Office

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PEER DATA 

• Peer Data (Federal Reserve)
• Federal Reserve Release Stats

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SMALL BUSINESS LENDING 

• National Association of Small Business Investment Company
• Guaranteed Loan Programs
• SBA Contact Information
• Minority Businesses Shut Out of Stimulus Loans

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TRAINING AND EDUCATION 

SCHOLARSHIPS FOR PROFESSIONAL DEVELOPMENT 

• Minbanc Foundation

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VENTURE CAPITAL INVESTING 

• New Markets Venture Capital Program
• Social Funds
• Creative Investment Research
• Community Development Venture Capital Alliance
• Social Investment Forum: Community Investments
• Resource Center of Religious Institutes

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