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Home > Convention

Audio Conf: The New World of Banking

06/13/2012 - 06/13/2012

Telephone Seminar

Time: 11:00 am Eastern | 10:00 am Central | 9:00 am Mountain | 8:00 am Pacific

Length: 60 Minutes

For the past year, Dr. Tom has been asked by the FDIC to run a $300 million "troubled" community bank. What you are going to witness in this presentation is a thought provoking (and humorous) analysis of the credit quality analytics that Dr. Tom had to develop for the bank. The migration and vintage loan analysis that he developed had to be relatively simple and capable of being used by a regular community bank. No consultants or expensive outsourcing… just you, your database and an excel spreadsheet… can get the job done! It's real… it's relevant… Dr. Tom's analysis can be used by all community financial institutions to:

• Determine "at-risk" vs. "not at-risk loans"
• Understand the essentials of migration analysis
• Get a head start on the collections process
• Understand the essentials of vintage analysis and the implications for ALLL analysis
• Manage the sufficiency of capital:
• Estimate the probability of default (PD) of key asset classes
• Estimate the loss given default (LGD) of an asset
• Estimate the exposure at default (EAD) that must be covered by capital/reserves
• Understand the factors that affect credit performance

Presenter: Dr. Thomas J. Parliment, Chairman & CEO of Parliment Consulting Services, Inc., is an economist and has served commercial banker, investment banker, consultant and educator to the financial services industry over the past four decades. He is noted throughout the business community for his speeches and articles covering a wide range of financial and economic issues. His often humorous and always thought provoking point of view is regularly enjoyed by readers of his numerous articles and through his frequent public appearances.

1 CPE Credit

Program Level: Basic-Intermediate

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