Seminar: Analyzing Business Financial Statements

05/21/2012 - 05/21/2012

Minneapolis, MN

Assessing creditworthiness of a borrower is about information. Each borrower will have opportunities and obstacles surrounding repayment of the loan. Bankers need to use the information available to identify those potential issues. One of the primary sources will be the financial statement of the borrower's business. Financial statements are how the borrower keeps score on their management of the business. Therefore, the banker can use the financial statements as a starting point in identifying the questions to ask about management performance. This course will focus on the issues of preparation of financial statements by the borrower, the role of accountants, the calculation of ratios, and the use of financial statements in the credit decision process.

  • Review accounting principles and financial statement construction
  • Discuss necessary adjustments to reclassify GAAP financial statements to cash
  • Introduce the Financial Analysis Process
  • Review key financial ratios used to assess borrower performance
  • Engage in practical application

Start Time: 8:30 am
End Time: 5:00 pm

Instructor: Jeff Judy

Who Should Attend: Commuinity bank commercial bankers, loan review, branch personnel (who do commercial lending), credit administrators, credit analysts, and credit department personnel

ICBA Member: (prior to April 21) $395 / (after April 21) $495
Nonmember: $595
Bank Director Program Participants: $295

8 CPE Credits
Program Level: Basic-Advanced

Hotel Information:
To make your hotel reservations, contact Embassy Suites Hotel Bloomington at (952) 884-4811
Rate: $159.00
Reservation Deadline: 4/29/2012

For more information, call 800-422-7285.