Final Rules

  • BSA/AML

    • Customer Due Diligence Requirements for Financial Institutions - learn more here.

  • Deposit / Operations

    • Federal Reserve Board announces final amendments to Regulation CC and request public comment on additional proposed amendment - posted May 31, 2017 - Effective date of July 1, 2018; learn more here
    • Prepaid Accounts under Regulation E & Regulation Z (CFPB) - Effective date of April 1, 2018; learn more here
  • Lending

    • Payday, Vehicle, and Certain High-Cost Installment Loans - posted by CFPB Oct. 5, 2017, not yet published in Federal Register; learn more here
    • Interim Final Rule: Amendments to the 2016 Amendments to the 2013 Mortgage Servicing Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) - posted by CFPB Oct. 4, 2017; learn more here
    • Amendments to Equal Credit Opportunity Act (Regulation B) Ethnicity and Race Information Collection - posted by CFPB Sept. 20, 2017 & Federal Register Oct. 2, 2017; learn more here
    • CFPB Issues 2018 Regulation Z Annual Threshold Adjustments for credit cards, HOEPA, and ATR/QM - posted by CFPB Aug. 30, 2017; learn more here