FIS Merchant Services Overview

In partnership with ICBA Bancard Inc., FIS™ provides a comprehensive suite of products and services with customized credit, debit, check, and gift card processing solutions that are uniquely tailored for the specific business needs of your community bank. With FIS behind you, you gain innovative processing solutions and in-depth knowledge to help you minimize costs and create efficiencies in your merchant business—all from an experienced partner you can trust.


FIS Merchant Referral Program—Risk Free Revenue

If your organization does not want to take on the liability of offering merchant bank card processing, there is an alternative. With the FIS Merchant Agent Referral Program, you can offer your business clients superior products, service and support without the liability. The FIS Merchant Agent Referral Program offers you a risk-free revenue stream, including up-front payments for new accounts generated from your referrals and a monthly residual revenue stream based on merchants’ bank card activity. The FIS Merchant Agent Referral Program provides your institution with:
  • Upfront payment on approvals
  • Monthly residual revenue stream
  • Zero liability
  • Custom conversion support
  • A customized Agent program
  • Dedicated service and support teams
  • Complete sales and marketing support
  • Internet portal for reports and easy submission of referrals
  • Internet portal for reports and easy submission of referrals
  • The ability to brand support material, including online and paper-based merchant statements, sales and marketing materials, application forms and merchant agreements.

The ICBA Bancard Advantage

  • Flexible/competitive pricing
  • Reliable technology
  • Comprehensive risk program
  • Products to suit a wide array of vertical markets
  • PCI and breach protection
  • Settlement of funds to a DDA that resides at your financial institution
  • Dedicated customer service and support
  • Point-of-sale deployment, repair and supply services
  • Card association updates and system enhancements
  • Chargeback processing
  • 24-hour access to online tools for managing batches, deposits, chargebacks, retrievals, 1099k and PCI support.