Who We Are

ICBA Bancard was founded in 1985, to give community banks access to comprehensive, affordable payment services to help maintain control of their customer relationships.

As the Independent Community Bankers of America’s® (ICBA) payment services provider, we also serve as an advocate for independent community banks in national policy discussions about the payments ecosystem. Part of our mission is to educate community banks about the need to actively offer payment services in order to retain their best customers, earn profitable returns and be respected as full-fledged participants in the marketplace.

Bancard is the exemplary payment provider for community banks, providing robust marketing, reporting and consultative support - through the power of aggregation - to help these institutions offer bank-branded credit and debit cards and merchant acquiring services to consumers and small businesses.

Testimonials from Our Clients

  • "I have come to the realization that we are no longer only a depository institution. We're a payments institution. ICBA Bancard helps me round out my services to give my customers access to funds - whenever and however they want - and ways to interact with their funds that fit their needs." 

    Noah Wilcox

    Noah Wilcox

    • President & CEO
    • Grand Rapids State Bank
    • Grand Rapids, MN
  • "ICBA Bancard's marketing support has been instrumental in helping to galvanize employees to showcase the value of of our credit card offerings."

    Roberta R. Robinson

    Roberta R. Robinson

    • Vice President, Compliance & BSA Officer
    • Centinel Bank of Taos
    • Taos, New Mexico
  • "Our primary concern is that our customers are safeguarded against unauthorized charges on their accounts. Thanks to ICBA Bancard's Fraud Loss Protection Plan we have a level of protection that helps guard our bottom line too."

    B. Doyle Mitchell, Jr.

    B. Doyle Mitchell, Jr.

    • President & CEO
    • Industrial Bank
    • Washington, DC