ICBA - Advocacy - ICBA Testimony

ICBA Testimony

114th Congress

Date Title Committee Presenter
       
12/02/15 Hearing to Review the Farm Credit System House Agriculture Committee Written Statement
       
10/21/15 Hearing: EMV Liability Shift House Small Business Committee Joint Written Statement
       
10/21/15 Hearing: Examining Legislative Proposals to Reduce Regulatory Burdens on Main Street Job Creators House Financial Institutions Subcommittee Written Statement
       
10/07/15 Hearing: The EMV Deadline and What It Means for Small Businesses House Small Business Committee Paul Weston
       
09/17/15 Hearing: Financing Main Street: How Dodd-Frank is Crippling Small Lenders and Access to Capital House Subcommittee on Economic Growth, Tax and Capital Access B. Doyle Mitchell, Jr.
       
07/23/15 Congress Should Exercise Vigorous Oversight of NCUA’s Sweeping MBL Proposal

House Subcommittee on Financial Institutions Written Statement
       
06/11/15 ICBA Supports Legislation to Improve Regulation of Community Banks and Help Customers House Subcommittee on Financial Institutions Written Statement
       
05/19/15 Cybersecurity: The Community Bank Perspective House Subcommittee on Financial Institutions Written Statement
       
05/14/15 Hearing: Protecting Consumers: Financial Data Security in the Age of Computer Hackers House Financial Services Committee Industry Written Statement
       
05/07/15 Hearing: S. 1137, the “PATENT ACT” – Finding Effective Solutions to Address Abusive Patent Practices Senate Judiciary Committee Written Statement
       
04/16/15 Hearing: Regulatory Burdens to Obtaining Mortgage Credit Senate Committee On Banking Written Statement
       
04/01/15 Hearing: Patent Reform: Protecting American Innovators and Job Creators from Abusive Patent Litigation House Subcommittee on Courts, Intellectual Property, and the Internet Industry Written Statement
       
03/30/15 Field Hearing: How the Hidden Cost of Federal Regulations Impact Small Businesses and Economic Growth Senate Small Business and Entrepreneurship Committee Preston Kennedy
       
03/25/15 Hearing: Patent Reform: Protecting American Innovators and Job Creators from Abusive Patent Litigation House Subcommittee on Courts, Intellectual Property, and the Internet Kathryn G. Underwood
       
03/18/15 Hearing: Preserving Consumer Choice and Financial Independence House Financial Services Committee J. David Williams
       
03/18/15 Hearing: Data Security and Breach Notification Act of 2015 House Subcommittee on Commerce, Manufacturing, and Trade Written Statement
       
03/18/15 Hearing: The Impact of Abusive Patent Litigation Practices on the American Economy Senate Judiciary Committee Joint Written Statement
       
02/25/15 Hearing: Examining Recent Supreme Court Cases in the Patent Arena House Judiciary Committee Written Statement
       
02/12/15 Hearing: Regulatory Relief for Community Banks and Credit Unions Senate Banking, Housing, and Urban Affairs Committee John Buhrmaster
       
02/04/15 Cybersecurity: The Community Bank Perspective Senate Committee on Commerce, Science and Transportation Written Statement
       
01/28/15 Cybersecurity: The Community Bank Perspective Senate Committee on Homeland Security and Governmental Affairs Written Statement
       
01/23/15 What are the Elements of Sound Data Breach Legislation? House Subcommittee on Commerce, Manufacturing and Trade Industry Written Statement

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113th Congress

Date Title Committee Presenter
       
12/10/14 Cybersecurity: The Community Bank Perspective Senate Banking Committee Written Statement
       
09/16/14 Examining the State of Small Depository Institutions Senate Committee on Banking, Housing, and Urban Affairs John Buhrmaster
       
07/31/14 Too-Big-To-Fail Subsidies Threaten Economy, Community Banks, and Taxpayers Senate Subcommittee On Financial Institutions and Consumer Protection Written Statement
       
07/17/14 Operation Choke Point A Threat to Free Commerce and the Rule of Law House Subcommittee on Regulatory Reform, Commercial and Antitrust Law Written Statement
       
07/15/14 Examining Regulatory Relief Proposals for Community Financial Institutions, Part II House Subcommittee on Financial Institutions and Consumer Credit Samuel A. Vallandingham
       
07/15/14 Operation Choke Point A Threat to Free Commerce and the Rule of Law House Subcommittee on Oversight and Investigations Written Statement
       
06/25/14 Credit Availability in Rural America House Subcommittee on Livestock, Rural Development and Credit Sean Williams
       
04/08/14 Abusive Patent Infringement Claims Threaten Community Banks House Subcommittee on Commerce, Manufacturing, and Trade Written Statement
       
04/08/14 Community Bank Regulatory Relief Will Grow Economy and Create Jobs House Financial Services Committee Written Statement
       
04/08/14 Hearing on “Who’s In Your Wallet: Examining How Washington Red Tape Impairs Economic Freedom” House Financial Services Committee Coalition Statement
       
04/02/14 Data Breach on the Rise: Protecting Personal Information from Harm Senate Homeland Security and Governmental Affairs Committee Written Statement
       
03/05/14 Retailer Data Breach: The Community Bank Perspective House Subcommittee on Financial Institutions and Consumer Credit Written Statement
       
02/05/14 Protecting Consumer Information: Can Data Breaches Be Prevented? House Subcommittee on Commerce, Manufacturing, and Trade Written Statement
       
02/03/14 Targeted Changes Needed to Curb Risk of Retailer Data Breach House Subcommittee on Financial Institutions and Consumer Credit Written Statement
       
02/03/14 Targeted Changes Needed to Curb Risk of Retailer Data Breach Senate Subcommittee on National Security and International Trade and Finance Written Statement
       
01/14/14 How Prospective and Current Homeowners Will Be Affected by the CFPBs Qualified Mortgage Rule House Subcommittee on Financial Institutions and Consumer Credit Jack Hartings
       
01/14/14 ICBA Statement for Volcker Rule Hearing House Financial Services Committee Written Statement
       
01/08/14 Too-Big-To-Fail Subsidies Exacerbate Regulatory Burden Senate Subcommittee on Financial Institutions and Consumer Protection Written Statement
       
12/17/13 Abusive Patent Infringement Claims Threaten Community Banks Senate Judiciary Committee Written Statement
       
12/04/13 Regulatory Relief Proposals for Community Financial Institutions House Subcommittee on Financial Institutions and Consumer Credit Written Statement
       
12/03/13 Regulatory Landscape: Burdens on Small Financial Institutions House Subcommittee on Investigations, Oversight and Regulations B. Doyle Mitchell, Jr.
       
11/19/13 NFIP Changes Pose a Serious Threat to Homeowners and the Housing Market House Financial Services Committee Written Statement
       
11/05/13 Housing Finance Reform: Protecting Small Lender Access to the Secondary Mortgage Market Senate Committee on Banking, Housing and Urban Affairs William A. Loving
       
10/29/13 Targeted Reforms Needed to Protect Community Banks from Patent Abuse House Judiciary Committee Written Statement
       
10/01/13 Reforms Needed to Create a More Inclusive and Accountable CFPB House Financial Services Committee Written Statement
       
09/18/13 NFIP Changes Pose a Serious Threat to Homeowners and the Housing Market Senate Banking Committee Written Statement
       
09/12/13 New Mortgage Rules Jeopardize Access to Credit House Financial Services Committee Written Statement
       
07/23/13 Creating a Housing Finance System Built to Last: Ensuring Access for Community Institutions Senate Subcommittee on Securities, Insurance, and Investment Jack Hartings
       
07/18/13 A Legislative Proposal to Protect American Taxpayers and Homeowners by Creating a Sustainable Housing Finance System House Financial Services Committee William A. Loving, Jr.
       
06/28/13 A Way Forward for Housing Finance Reform: Finding Sustainable Solutions to Ensure Access, Affordability, and Taxpayer Protection House Financial Services Committee Ann Grochala
       
06/26/13 Examining How the Dodd-Frank Act House Financial Services Committee Written Statement
       
06/18/13 Qualified Mortgage Rule Will Jeopardize Access to Credit House Subcommittee on Financial Institutions and Consumer Credit Written Statement
       
05/21/13 Qualified Mortgage Rule Will Jeopardize Access to Credit House Subcommittee on Financial Institutions and Consumer Credit Written Statement
       
04/16/13 Examining Community Bank Regulatory Burdens House Subcommittee on Financial Institutions and Consumer Credit William A. Loving, Jr.
       
03/19/13 Housing Finance Reforms Must Protect Critical
Role of Community Banks
Senate Banking Committee Written Statement
       
03/14/13 Ending Too-Big-To Fail House Financial Services Subcommittee on Oversight & Investigations Written Statement

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112th Congress

Date Title Committee Presenter
       
11/29/12 Examining the Impact of the Proposed Rules to Implement Basel III Capital Standards House Subcommittee on Financial Institutions and Consumer Credit / House Subcommittee on Insurance, Housing, and Community Opportunity William A. Loving
       
11/14/12 Basel III Should Exempt Community Banks Senate Banking Committee Written Statement
       
09/13/12 Key JOBS Act Provision Must Be Addressed to Benefit Thrifts House Financial Services Subcommittee on Capital Markets and Government Sponsored Enterprises and the Oversight and Government Reform Subcommittee on TARP, Financial Services, and Bailouts of Public and Private Programs Written Statement
       
08/20/12 An Examination of the Challenges Facing Community Financial Institutions in West Virginia House Subcommittee on Financial Institutions and Consumer Credit William A. Loving
       
08/01/12 Know Before You Regulate: The Impact of CFPB Regulations on Small Business House Small Business Committee Written Statement
       
06/20/12 Mortgage Disclosures: How Do We Cut Red Tape for Consumers and Small Businesses House Subcommittee on Insurance, Housing and Community Opportunity Written Statement
       
06/06/12 An Examination of the Federal Reserve’s Final Rule on the CARD Act’s ‘Ability to Repay’ Requirement House Subcommittee on Financial Institutions and Consumer Credit Written Statement
       
06/05/12 Housing in America: Innovative Solutions to Address the Needs of Tomorrow Members of the BiPartisan Policy Center Housing Commission and the Jack Kemp Foundation Terry Jorde
       
05/10/12 Formulation of the 2012 Farm Bill: Credit Programs House Subcommittee on Operations, Oversight and Credit Jeff Gerhart
       
05/09/12 Rising Regulatory Compliance Costs and Their Impact on the Health of Small Financial Institutions House Subcommittee on Financial Institutions and Consumer Credit Samuel A. Vallandingham
       
03/01/12 Keeping Small Business and Municipal Deposits in the Community House Subcommittee on Financial Institutions and Consumer Credit Written Statement
       
02/01/12 H.R. 3641: The Financial Institutions Examination Fairness Reform Act House Subcommittee on Financial Institutions and Consumer Credit Noah Wilcox
       
12/05/11 Regulatory Reform: Examining How New Regulations are Impacting Financial Institutions, Small Businesses, and Consumers in Illinois House Financial Services Committee Greg M. Ohlendorf
       
12/01/11 Spurring Job Growth Through Capital Formation While Protecting Investors Senate Banking Committee Written Testimony
       
11/16/11 H.R. 1697, The Communities First Act House Subcommittee on Financial Institutions and Consumer Credit and House Subcommittee on Capital Markets and Government Sponsored Enterprises Salvatore Marranca
       
10/27/11 Proposed Regulations to Require Reporting of Nonresident Alien Deposit Interest Income House Subcommittee on Financial Institutions and Consumer Credit Written Testimony
       
10/12/11 H.R. 1418: The Small Business Lending Enhancement Act of 2011 House Subcommittee on Financial Institutions and Consumer Credit Salvatore Marranca
       
10/12/11 Oversight of the Federal Home Loan Bank System House Subcommittee on Oversight and Investigations Timothy K. Zimmerman
       
10/12/11 Title VII of the Dodd Frank Act House Agriculture Committee Written testimony
       
09/21/11 Regulatory Relief Essential for Small Business Capital Formation House Subcommittee on Capital Markets Written Statement
       
09/20/11 Proposed Acquisition of ING Direct USA by Capital One Financial Corporation Federal Reserve Board Chris Cole
       
08/02/11 Housing Finance Reform: National Mortgage Servicing Standards Senate Banking Committee Jack Hopkins
       
07/28/11 Community Bank Perspective on the CFPB and Small Business House Small Business Subcommittee on Investigations, Oversight, and Regulation Written Statement
       
07/08/11 Legislative Proposals Regarding Bank Examination Practices House Subcommittee on Financial Institutions and Consumer Credit James H. McKillop, III
       
06/28/11 Housing Finance Reform: Access to the Secon for Small Financial Institutions Senate Banking Committee Jack Hartings
       
06/22/11 The State of Small Business Access to Capital and Credit: The View from Secretary Geithner House Small Business Committee Written Statement
       
06/16/11 Credit Unions: Member Business Lending Senate Banking Committee Noah Wilcox
       
06/16/11 The Dodd-Frank Act: Impact on Small Business Lending House Subcommittee on Economic Growth, Tax and Capital Access Greg M. Ohlendorf
       
06/15/11 Enhancing Safety and Soundness: Lessons Learned and Opportunities for Continued Improvement Senate Subcommittee on Financial Institutions and Consumer Protection Salvatore Marranca
       
05/26/11 Housing Finance Reform Must Uphold Vital Role of Community Banks Senate Banking Committee Written Statement
       
04/14/11 A Review of Credit Conditions in Rural America House Subcommittee on Operations, Oversight, and Credit Written Statement
       
04/06/11 Legislative Proposals to Improve the Structure of the Consumer Financial Protection Bureau House Subcommittee on Financial Institutions and Consumer Credit Noah Wilcox
       
04/06/11 The State of Community Banking: Challenges and Opportunities Senate Subcommitee on Financial Institutions William A. Loving
       
03/30/11 Has Dodd-Frank Ended Too Big To Fail? House Subcommittee on TARP, Financial Services & Bailouts of Public and Private Programs Written Statement
       
03/29/11 Public Proposals for the Future of the Housing Finance System Senate Banking, Housing, & Urban Affairs Committee Written Statement
       
03/02/11 The Effect of Dodd-Frank on Small Financial Institutions and Small Businesses House Subcommittee on Financial Institutions and Consumer Credit James D. MacPhee
       
03/01/11 Mortgage Finance Reform: An Examination of the Obama Administration’s Report to Congress House Subcommittee on Financial Institutions and Consumer Credit Written Statement
       
02/17/11 Understanding the Federal Reserve’s Proposed Rule on Interchange Fees: Implications and Consequences of the Durbin Amendment House Subcommittee on Financial Institutions and Consumer Credit Written Statement

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111th Congress

Date Title Committee Presenter
       
07/29/10 Future of Housing Finance: The Role of Private Mortgage Insurance Committee on Financial Services Marti Tomson Rodamaker
       
07/19/10 Community Reinvestment Act Joint Agency Hearing Jeff W. Dick
       
07/15/10 Home Mortgage Disclosure Act Federal Reserve Board of Governors William A. Loving, Jr.
       
06/08/10 The State of Small Business Lending: Identifying Obstacles and Exploring Solutions Senate Small Business and Entrepreneurship Committee William Loving
       
05/18/10 Initiatives to Promote Small Business Lending, Jobs and Economic Growth House Financial Services Committee James D. MacPhee
       
05/17/10 Commercial Real Estate: A Chicago Perspective on Current Market Challenges and Possible Responses House Subcommittee on Oversight and Investigations Greg M. Ohlendorf
       
04/14/10 Housing Finance – What Should the New System Be Able to Do? House Financial Services Committee Jack E. Hopkins
       
03/24/10 Could Bankruptcy Reform Help Small Business Preserve Jobs? Senate Subcommittee on Administrative Oversight and the Courts Written Testimony
       
03/17/10 Examining the Link between Fed Bank Supervision and Monetary Policy House Financial Services Committee Jeffrey L. Gerhart
       
03/02/10 Restoring Credit to Main Street: Proposals to Fix Small Business Borrowing and Lending Problems House Subcommittee on Economic Policy Eric A. Gillett
       
02/26/10 Condition of Small Business and Commercial Real Estate Lending in Local Markets House Financial Services and Small Business Committees Stephen G. Andrews
       
01/13/10 Financial Crisis Financial Crisis Inquiry Commission C. R. “Rusty” Cloutier
       
12/03/09 H.R. 2266, Reasonable Prudence in Regulation Act, and H.R. 2267, the Internet Gambling Regulation, Consumer Protection, House Financial Services Committee Samuel A. Vallandingham
       
11/17/09 Protecting Consumers from Abusive Overdraft Fees: The Fairness and Accountability in Receiving Overdraft Coverage Act Senate Banking, Housing, and Urban Affairs Committee Statement for the Record
       
10/30/09 The Overdraft Protection Act of 2009 House Financial Services Committee R. Michael S. Menzies, Sr.
       
10/29/09 Systemic Regulation, Prudential Matters, Resolution Authority and Securitization House Financial Services Committee R. Michael S. Menzies, Sr.
       
10/20/09 The State of the Housing Market Senate Banking, Housing, and Urban Affairs Committee Written Testimony
       
10/14/09 Increasing Access to Capital for Small Businesses House Small Business Committee R. Michael S. Menzies, Sr.
       
10/08/09 H.R. 2382, the Credit Card Interchange Fees Act of 2009 and H.R. 3639, the Expedited CARD Reform for Consumers Act of 2009 House Financial Services Committee Written Statement
       
10/08/09 H.R. 2382, the Credit Card Interchange Fees Act of 2009 and H.R. 3639, the Expedited CARD Reform for Consumers Act of 2009 House Financial Services Committee Sen. Ann Duplessis
       
09/30/09 Perspectives on the Consumer Financial Protection Agency House Financial Services Committee R. Michael S. Menzies, Sr.
       
09/23/09 The Impact of Financial Regulatory Restructuring on Small Business House Small Business Committee James D. MacPhee
       
07/15/09 Banking Industry Perspectives on the Obama Administration’s Financial Regulatory Reform Proposals House Financial Services Committee R. Michael S. Menzies, Sr.
       
07/15/09 Economic Recovery: Tax Stimulus Items that Benefitted Small Business with a Look Ahead House Small Business Committee R. Michael S. Menzies, Sr.
       
07/08/09 The Effects of the Economic Crisis on Community Banks and Credit Unions in Rural Communities Senate Banking, Housing and Urban Affairs Committee - Subcommittee on Financial Institutions Jack Hopkins
       
06/11/09 Credit Conditions in Rural America House Subcommittee on Conservation, Credit, Energy and Research Fred Bauer
       
06/10/09 Laying the Groundwork for Economic Recovery: Expanding Small Business Access to Capital House Small Business Committee Cynthia Blankenship
       
04/23/09 H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009 House Financial Services Committee R. Michael S. Menzies, Sr.
       
03/25/09 Exploring the Balance between Increased Credit Availability and Prudent Lending Standards House Financial Services Committee R. Michael S. Menzies, Sr.
       
03/24/09 Modernizing Bank Supervision and Regulation, Part II Senate Banking, Housing & Urban Affairs Committee William R. Attridge
       
03/19/09 H.R. 627, the Credit Cardholders' Bill of Rights Act of 2009 House Financial Services Committee Linda Echard
       
03/19/09 Current Issues in Deposit Insurance Senate Subcommittee on Financial Institutions Stephen J. Verdier
       
03/17/09 Regulation of Systemic Risk in the Financial Services Industry House Committee on Financial Services Terry Jorde
       
03/17/09 “Too Big To Fail” - The Role of Antitrust Law in Government-Funded Consolidation House Committee on the Judiciary Subcommittee on Courts and Competition Policy Mr. C. R. Cloutier
       
03/12/09 Mark-to-Market Accounting: Practices and Implications House Subcommittee on Capital Markets, Insurance and GSEs Thomas Bailey
       
03/04/09 TARP Oversight: Is TARP Working for Main Street? House Subcommittee on Financial Institutions and Consumer Credit C.R. Cloutier
       
02/03/09 Promoting Bank Liquidity and Lending through Deposit Insurance, Hope for Homeowners and Other Enhancements House Financial Services Committee R. Michael S. Menzies, Sr.
       
01/14/09 The State of the Small Business Economy and Identifying Policies to Promote an Economic Recovery House Small Business Committee Paul G. Merski
       
01/13/09 Priorities for the Next Administration: Use of TARP Funds Under EESA House Financial Services Committee Cynthia Blankenship

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110th Congress

Date Title Committee Presenter
       
11/18/08 Oversight of Implementation of the Emergency Economic Stabilization Act of 2008 and of Government Lending and Insurance House Financial Services Committee Cynthia Blankenship
10/21/08 Financial Restructuring & Reform House Financial Services Committee Michael R. Washburn
09/16/08 HUD's Proposed RESPA Rule House Subcommittee on Oversight and Investigations Written Statement
06/18/08 S-Corps: Recommended Reforms That Promote Parity, Growth and Development for Small Businesses House Subcommittee on Finance and Tax Cynthia Blankenship
06/05/08 The Housing Crisis: Identifying Tax Incentives to Stimulate the Economy House Small Business Committee John W. Puffer, III
05/22/08 RESPA and Its Impact on Small Business House Small Business Committee Written Testimony
04/30/08 The Effect of the Credit Crunch on Small Business Access to Capital House Subcommittee on Finance and Tax David G. Schroeder
04/17/08 The Credit Cardholders' Bill of Rights: Providing New Protections for Consumers House Subcommittee on Financial Institutions and Consumer Credit Written Testimony
04/16/08 The Impact of the Credit Crunch on Small Business Senate Small Business and Entrepreneurship Committee Cynthia Blankenship
04/03/08 The Role of Credit Cards in Small Business Financing House Small Business Committee William C. Rosacker
03/06/08 The Need for Credit Union Regulatory Relief and Improvements House Financial Services Committee R. Michael Stewart Menzies, Sr.
02/13/08 Implementation of The Community Reinvestment Act House Financial Services Committee Cynthia Blankenship
01/17/08 U.S. Export-Import Bank's Assistance to Small Businesses House Small Business Committee Paul Warfield

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