Identity theft is the fastest growing crime in the United States, affecting almost 5% of the national population - or 10 million Americans - in 2003 alone, according to the most recent, comprehensive national survey. Personal information such as Social Security Numbers, credit card and bank account numbers and home addresses are required for financial transactions. Numerous financial crimes such as phishing, spoofing and other forms of identity theft cost consumers and banks substantial sums. There are ways to protect against thieves looking to ruin consumers' good credit and render bank accounts penniless.
ICBA's Identity Theft webpage is a collection of helpful regulatory guidance documents, publications, websites and statistics to prevent these crimes. ICBA encourages its member banks to share this with your customers to help curb the effects of identity theft.
WHAT IS IDENTITY THEFT?
HELP FOR VICTIMS
|07/27/2011||Thank You for Introducing the Data Security Act of 2011||Letter to Congress|
|09/05/2007||Private Sector Use of Social Security Numbers||Letter to Regulators|
|09/22/2006||ICBA Urges More Flexibility for ID Theft “Red Flags”||IWR|
|09/18/2006||ICBA Urges Regulators to Be Flexible in Proposed Identity Theft “Red Flags”||News Release|
|09/18/2006||Identity Theft Red Flags and Address Discrepancies under the FACT Act||Letter to Regulators|
|08/25/2006||FFIEC Provides More Info on Authentication Guidance||IWR|
|07/21/2006||Agencies Propose Rules to Prevent Identity Theft||WWR|
|05/12/2006||Agencies Propose New Burdensome Rules for ID Theft||WWR|
|02/14/2006||Community Bankers Offer Top Ten Safety Tips for Protecting Personal Information||News Release|
|01/11/2006||ICBA/St. Paul Travelers Offer Identity Theft Insurance Coverage||News Release|
|02/08/2005||ICBA's Comments on the FDIC's Study "Putting an End to Account-Hijacking Identity Theft"||Letter to Regulators|
|06/10/2004||FACTA Identity Theft Rule||Letter to Regulators|
|10/17/2003||ICBA Opposes Detailed Rules for Hacker Response Programs||WWR|
|10/14/2003||Interagency Guidance on Response Programs for Unauthorized Access to Customer Information and Customer Notice||Letter to Regulators|
|09/12/2003||House Clears FCRA Extension, ID Theft Bill 392-30||WWR|
|08/15/2003||Agencies Propose Guidance on Response Programs to Fight Identity Theft||WWR|
|U.S. Government's Central Website for Information about Identity Theft|
|FDIC Guidance on Identity Theft and Pretext Calling|
|Federal Reserve Video: "Identity Theft: Protect Yourself"|