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Letters to the Hill

Community Reinvestment Act Streamlined Examinations

October 21, 2004

TO: Banking Legislative Assistants

From:
Steve Verdier, SVP/Director, Congressional Relations Group
Ron Ence, VP/Director of Legislative Relationsbr> Joi Sheffield, Legislative Counsel

Re: Community Reinvestment Act Streamlined Examinations

The FDIC is now considering comments on its proposal to examine banks between $250 million and $1 billion in assets using streamlined procedures. Attached to this email are ICBA’s comments and press release, plus a letter signed by the major national banking trade associations and a number of national agricultural groups. The support of the agricultural groups demonstrates that the streamlined examination procedures will benefit rural areas by allowing community banks to concentrate on serving their communities, rather than compiling unnecessary paperwork.

While these procedures will reduce the regulatory burden on community banks, all banks will remain fully subject to the Community Reinvestment Act.

Please let us know if you have any questions. Our phone number is 202-659-8111. Our email addresses are:

Steve.Verdier@ICBA.org
Ron.Ence@ ICBA.org
Joi.Sheffield@ICBA.org

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