SMALL BUSINESS LENDING
- ICBA promotes the Small Business Administration loan programs and federal policies that foster a vibrant small business sector.
- ICBA continues to enhance its small business sector relationships and coalition building.
SBA Loan Programs. Numerous community banks participate in the Small Business Administration's guaranteed lending programs that provide needed capital to small businesses nationwide. The long-term viability of the SBA lending programs is important to the community banking sector and their small business customers. ICBA will continue to advocate for essential funding for SBA loan programs that will allow community banks to provide credit to small business in the most cost efficient manner. ICBA calls for a SBA 7(a) federal appropriation to help offset the steep fees on SBA lenders and borrowers.
Small Business Sector Relationships. The vitality of small business and the strength of the community banking industry are connected. ICBA will nurture and enhance working and advocacy relationships with small business industry alliances and coalitions to leverage the critical role community banks serve in the well-being of their small business customer base.