ICBA - Advocacy - Mortgage Rules Resource Page

Mortgage Rules Resource Page

Over the past several years, the Consumer Financial Protection Bureau (CFPB) has issued numerous new rules that affect mortgage lending. ICBA has developed this resource page to help community bankers understand the rules, help answer questions regarding their applicability to their banks, and prepare for implementation. ICBA will continue to update this page as information and clarification of these rules becomes available.

If you have questions, please email them to info@icba.org.

 


Ability to Repay/Qualified Mortgage Standards

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Affordable Housing Guidance

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Appraisals for Higher-Priced Mortgage Loans

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Escrow Requirements for HPML Loans

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High-Cost Mortgages/HOEPA Requirements

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Home Mortgage Disclosure Act (HMDA)

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Mortgage Loan Originator Compensation and Qualification Standards

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Mortgage Servicing Requirements (RESPA and TILA)

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TILA-RESPA Integrated Disclosure (TRID)

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