Profitable Solutions - The Independent Community Bankers of America (ICBA)

Profitable Solutions

ICBA, through its network of subsidiaries and preferred service providers, gives community banks tools to increase profitability and stay successful in a competitive marketplace.

  • ICBA Bancard & TCM Bank offers comprehensive payment solutions including direct credit card issuing, managed risk agent credit card issuing, debit & ATM card services, portfolio purchasing, risk management, remote deposit, merchant services, Internet banking and marketing support.

     

  • ICBA Securities provides community bankers with strong investment returns with asset/liability analysis, peer reports and training programs. 

     

  • ICBA Mortgage provides secondary mortgage access without your customers being cross-sold, FHA, Fannie Mae and Freddie Mac discounts and SmartLender bundles closing resources. 

     

  • ICBA Reinsurance provides banks access to more profits in the insurance arena.

In addition, ICBA's Preferred Service Provider Program, by aggregating the buying power of its members, makes available member discounts and fee income opportunities with the nation's leading corporations. ICBA is unique from other associations in its selections process. Each of our Preferred Service Providers is thoroughly evaluated for its commitment to and understanding of the community banking industry. The providers are reviewed and approved by a committee of community bankers.