ICBA - Industry Resources - Payments Resource Center

Audio: Look Back To Look Ahead: Credit Risk Management (WAV)

Recorded: April 23, 2012

Length: 60 Minutes

We have been operating in a period of unprecedented financial turmoil. As that turmoil begins to subside it is natural to begin looking at how to grow as the economy improves. Growth is a two edged sword to bankers-it has the potential to create the earnings necessary to build capital; at the same time it has the potential to erode capital if not managed appropriately. The current economic turmoil was a result of controlled growth. With the opportunity to begin experiencing growth it will be critical that bankers focus on implementing and fostering the necessary policies, processes, and practices to maintain adequate control over that growth.

This webinar is intended to review the basic, and key, activities of sound credit risk management:

  • Nurture Appropriate Credit Culture
  • Limit Concentrations and Exposure
  • Underwrite Rationally
  • Monitor Regularly and Proactively
  • Maintain Good MIS
  • Respond to Changes Aggressively

Success is measured in the ability to achieve desired results over time. The focus of today's financial institutions should be on long-term, consistent profitability, not the quick return. Our industry is fascinated by "best practices"; that has been the bane of our existence. For long-term success a financial institution should focus on "best outcomes" for their organization.

Speaker: Jeff Judy, Jeff Judy & Associates
I have devoted more than thirty years to exploring relationships between financial service providers and their customers. That experience has convinced me that both the provider and the user of financial services benefit from deep knowledge and a thorough understanding of how that interaction works, and from knowing what goals, concerns, and methods command the attention of both sides of the relationship.

1 CPE Credit

Program Level: Basic-Intermediate


Pricing
ICBA Member Price: $199.00
Non-Member Price: $299.00


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